FINCO TRUCKING INC
85 power units
98 drivers
8.9M mi/yr
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Satisfactory
FRED Score 71.9 / 100
The FRED Score (0–100, higher is better) compares this motor carrier's expected crash rate with that of similar fleets. It is an analytical opinion, not an FMCSA safety rating.
High confidence
11 yrs history · 234 roadside inspections in 24 months
Scored Nov 8, 2026
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- Expected crashes over the next 12 months, against similar fleets
- What drives the grade: crash history and roadside record
- Worth a closer look: the flags to ask about, with the questions
- How it compares with similar fleets, per power unit and per mile
- Cargo risk, and news reports linked to its crashes
- How the grade is calculated, and its history week by week
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Fleet, registration and cargo
Fleet and equipment
- Power units
- 85
- Drivers · CDL
- 98 · 98
- Annual miles
- 8.9M ~105k per unit
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 45 | 40 | 0 | 85 |
| Trailers | 46 | 50 | 0 | 96 |
Registration
- Operation
- Interstate
- Authority type
- Authorized For-Hire
- Registered
- May 26, 2015 (11 yrs)
- MCS-150 update
- Oct 23, 2026
- Officer
- INGA COTELEA
- Phone
- (847) 975-4793
- nick@fincotrucking.com
- Address
- 1375 Remington Rd Suite N, Schaumburg IL 60173
Cargo
Cargo risk score
FRED’s estimate from the commodities it hauls
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Motor VehiclesDrive/Tow AwayMobile HomesMetal: Sheets/Coils/RollsMachinery/Large ObjectsIntermodal ContainersOilfield EquipmentMeatRefrigerated FoodGeneral FreightLogs/Poles/Beams/LumberBuilding MaterialsFresh ProduceBeveragesGrain/Feed/HayUS MailPaper ProductsUtilityFarm SuppliesConstruction
“General Freight” is a catch-all; the actual cargo mix and its risk may differ.
FMCSA status today
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Roadside and crash record
FMCSA record, Sep 2024 – Sep 2026Crashes
9
0 fatal (0 deaths) · 3 injury · 3 people hurt in all · 9 tow-away
Inspections
234
63% clean (no violations)
Vehicle out-of-service
24.5%
23 of 94 vehicle inspections
Driver out-of-service
3.8%
9 of 234 driver inspections
Violations
166
38 out-of-service violations
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
How it compares with similar fleets
Crashes, inspections and violations per power unit and per mile, against fleets like this one
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Violations
166 on the FMCSA record, Sep 2024 – Sep 2026-
Vehicle maintenance No alert91 · 31 out-of-serviceBrakes 38 · Lights 17 · Tires 13 · Cargo securement 7 · Wheels & hubs 3 · 13 more
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Unsafe driving No alert43 · 0 out-of-serviceSpeeding 19 · Reckless / lane 13 · Seat belt 2 · Other 9
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Hours of service No alert27 · 3 out-of-serviceLogbook / ELD paperwork 14 · False log 5 · No log 4 · Over hours limit 4
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Driver fitness No alert4 · 3 out-of-serviceNo valid CDL 3 · English proficiency 1
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Drugs & alcohol No alert1 · 1 out-of-service
Out-of-service share of each category. “No alert” = under FMCSA's BASIC intervention threshold.
Violations by quarter
Tap a category to show or hide itCrashes
FMCSA record, Sep 2024 – Sep 2026 · crash reports through Sep 15, 2026
9 tow-away
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May212026May 21, 2026 · CaliforniaTow-awayDark - not lighted, two-way trafficway divided unprotected median.
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Apr102026Apr 10, 2026 · IllinoisInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Feb52026Feb 5, 2026 · TennesseeInjury · 1 person hurtDark - lighted, two-way trafficway divided unprotected median.
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Nov242025Nov 24, 2025 · TexasInjury · 1 person hurtWet road, dark - lighted, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Oct92025Oct 9, 2025 · WashingtonTow-awayDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Apr282025Apr 28, 2025 · New JerseyTow-awayDaylight, two-way trafficway not divided.
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Apr172025Apr 17, 2025 · ColoradoTow-awayDaylight, severe crosswinds, two-way trafficway not divided.
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Apr72025Apr 7, 2025 · FloridaTow-awayWet road, dark - not lighted, two-way trafficway divided positive barrier.
1 more on the FMCSA record.
3 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
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On FMCSA's filing record
- Liability (BIPD)
- $750,000 · MS Transverse Insurance Companyon record since Oct 27, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 20151 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: Milford Casualty Insurance Company → MS Transverse Insurance Company (Jul 2026)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jul 15, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority events and every filing
FMCSA’s full filing record back to the 1990s, and who else this insurer covers
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FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Where it operates
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Map: inspections and crashes from FMCSA's weekly files over 24 months.
Inspections by state
- Tennessee 16
- New Mexico 14
- Arkansas 11
- California 11
- Georgia 11
- South Dakota 11
- Illinois (HQ) 10
- Kentucky 9
Runs well beyond its home state: 10 of 234 inspections were in Illinois.
How this grade is calculated, and its history
The model behind the grade: factors, credibility, peer group and the score week by week
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FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
| BASIC | Inspections with violations | Measure | Alert |
|---|---|---|---|
| Vehicle maintenance | 35 | 4.20 | No alert |
| Unsafe driving | 41 | 4.27 | No alert |
| Hours of service | 18 | 0.48 | No alert |
| Driver fitness | 3 | 0.10 | No alert |
| Drugs & alcohol | 1 | 0.05 | No alert |
234 driver inspections · 94 vehicle inspections
These records come from FMCSA's Safety Measurement System, Sep 2024 – Sep 2026; the grade counts crashes Oct 1, 2023 – Sep 30, 2026 and inspections Nov 1, 2024 – Oct 31, 2026 from FMCSA's weekly files, so counts can differ.
FMCSA's SMS profile →