GARCO LOGISTICS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 7
- Drivers · CDL
- 7 · 7
- Annual miles
- 571k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 4 | 3 | 0 | 7 |
| Trailers | 11 | 0 | 0 | 11 |
Registration
- Registered
- 05-30-2015 (11 yrs)
- MCS-150 Update
- 10-01-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- RICARDO GARNICA
Cargo
- High-Risk Cargo
- Livestock, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 6–9 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- 1 crash in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 6–9 trucks in Texas (about 15 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.143 | 0.043 |
| Inspections | 1.50 | 1.58 |
| Violations | 2.29 | 1.56 |
| Critical violations | 0.29 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
32 violations · 24 months-
Vehicle maintenance No alert26 · 5 OOSLights 8 · Brakes 5 · Tires 3 · Cargo securement 2 · Wheels & hubs 1 · 7 more
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Hours of service No alert4 · 0 OOSLogbook / ELD paperwork 3 · False log 1
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Unsafe driving No alert2 · 0 OOSOther 2
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May292026MissouriProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · UNITED FINANCIAL CASUALTY COMPANYon record since Nov 21, 2025 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: TRISURA SPECIALTY INSURANCE COMPANY → PROGRESSIVE COUNTY MUTUAL (Sep 2024)
- 5 cancellation notices filed by insurers; 3 took effect (the last Oct 27, 2025, replaced 25 days later); 2 replaced before they took effect
- 25 days without a liability filing (Oct 27, 2025 – Nov 21, 2025) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Oct 7, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
21 filings and 14 authority events since 2015 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 21, 2025UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · on fileFMCSA's new system
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Sep 21, 2025UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Oct 27, 2025 · cancellation notice took effecta cancellation notice effective Nov 21, 2025 came after the replacement; 1 month in forceL&I to May 14, 2026
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Sep 21, 2024PROGRESSIVE COUNTY MUTUALLiability · $750,000 · ended Sep 21, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 26, 2024FMCSA revocation notice for the operating authority, dropped Sep 23, 2024opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 21, 2024)L&I to May 14, 2026
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Mar 18, 2024TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 21, 2024 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Mar 18, 2024FMCSA revocation notice for the operating authority, dropped Mar 19, 2024opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 14, 2024)L&I to May 14, 2026
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Jan 16, 2024TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Mar 18, 2024 · superseded by the same policya cancellation notice effective Apr 14, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jan 16, 2024FMCSA revocation notice for the operating authority, dropped Jan 17, 2024opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Feb 9, 2024)L&I to May 14, 2026
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Nov 25, 2023TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jan 16, 2024 · superseded by the same policya cancellation notice effective Feb 9, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Oct 30, 2023FMCSA revocation notice for the operating authority, dropped Nov 28, 2023opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Nov 25, 2023)L&I to May 14, 2026
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Sep 21, 2023TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 25, 2023 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Aug 24, 2023FMCSA revocation notice for the operating authority, dropped Sep 25, 2023opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Sep 20, 2023)L&I to May 14, 2026
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Dec 1, 2022UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Sep 20, 2023 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Sep 20, 2022UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Dec 1, 2022 · superseded by the same policya cancellation notice effective Dec 29, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
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Sep 20, 2021INCLINE CASUALTY COMPANYLiability · $750,000 · ended Sep 20, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 24, 2021FMCSA revocation notice for the operating authority, dropped Sep 20, 2021opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Sep 20, 2021)L&I to May 14, 2026
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Dec 28, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Sep 20, 2021 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Dec 28, 2020FMCSA revocation notice for the operating authority, dropped Dec 29, 2020opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Jan 21, 2021)L&I to May 14, 2026
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Sep 20, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Dec 28, 2020 · superseded by the same policya cancellation notice effective Jan 21, 2021 came after the replacement; 3 months in forceL&I to May 14, 2026
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Sep 8, 2020FMCSA revocation notice for the operating authority, dropped Sep 21, 2020opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Oct 3, 2020)L&I to May 14, 2026
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Jun 24, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Sep 20, 2020 · replaced by the same insurer (renewal)a cancellation notice effective Oct 3, 2020 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jun 22, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Jun 24, 2020 · superseded by the same policya cancellation notice effective Jul 28, 2020 came after the replacementL&I to May 14, 2026
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Sep 20, 2019UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Jun 22, 2020 · superseded by the same policya cancellation notice effective Jul 24, 2020 came after the replacement; 9 months in forceL&I to May 14, 2026
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Aug 26, 2019FMCSA revocation notice for the operating authority, dropped Sep 20, 2019opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 20, 2019)L&I to May 14, 2026
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Nov 11, 2018TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 20, 2019 · cancellation notice took effect10 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Texas (HQ) 6
- New Mexico 5
- Arizona 2
- Louisiana 2
- California 1
- Georgia 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (8 power units: 7 filed, 8 seen roadside in 24 months).
We'd expect a typical fleet of 8 power units this active to have about 0.4 crashes a year (sized from the 8 units seen roadside; 7 filed). This motor carrier recorded 2 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.7 a year) — about 1.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 0.56 | |
| HOS Compliance | 4 | 0.66 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 10 | 10.60 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-OCT-25 – 29-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.