ZURVAN INC
(630) 200-2126
accounting@zurvaninc.com
1440 Club Dr, Glendale Heights IL 60139
44
tractors
58 drivers
2.6M mi/yr · ~59k per unit
Satisfactory
FRED Score 75.0 / 100
Moderate confidence
11 yrs history · 144 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 44
- Drivers · CDL
- 58 · 58
- Annual miles
- 2.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 13 | 31 | 0 | 44 |
| Trailers | 13 | 43 | 0 | 56 |
Registration
- Registered
- 06-16-2015 (11 yrs)
- MCS-150 Update
- 09-29-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- GUZALIYA UTYAGULOVA
Cargo
57.8
medium risk
General Freight
Beverages
US Mail
Paper Products
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 27% lower than similar fleets.
Similar fleets: interstate fleets of about 44 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.73×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.2 vs 1.7 for similar fleets
This motor carrier
1.2
Similar fleets
1.7
Chance of a fatal crash, next 12 months
~3%
Below similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service12 out-of-service violations against drivers: 7 hours of service, 4 English proficiency, 1 no valid CDL (Nov 2024 – Jun 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 29 of 106 violations (27%). Brake or tire defects led to 14 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- 2 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 6
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Excessive speeding: 11
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
2
0 fatalities · 0 injuries · 0 tow-aways
Inspections
144
61% clean (no violations)
Vehicle out-of-service
17.6%
13 of 74
National avg 22.3%
Driver out-of-service
6.9%
10 of 144
National avg 6.7%
Violations
106
29 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Illinois (about 75 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.023 | 0.029 |
| Inspections | 2.22 | 1.12 |
| Violations | 1.20 | 0.78 |
| Critical violations | 0.32 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
106 violations · 24 months-
Vehicle maintenance No alert59 · 17 OOSBrakes 29 · Tires 10 · Lights 6 · Wheels & hubs 4 · Steering & suspension 2 · 8 more
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Unsafe driving No alert21 · 0 OOSSpeeding 13 · Reckless / lane 6 · Other 2
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Hours of service No alert21 · 7 OOSLogbook / ELD paperwork 11 · False log 4 · No log 3 · Over hours limit 3
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Driver fitness No alert5 · 5 OOSEnglish proficiency 4 · No valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
2 crashes
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Mar52025IowaProperty damage onlyIce road, daylight, blowing sand soil dirt or snow, two-way trafficway not divided.
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Mar52025IllinoisProperty damage onlyWet road, dark - lighted, severe crosswinds, two-way trafficway divided positive barrier.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · National Union Fire Insurance Company of Pittsburgh, Pa.on record since Jul 16, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2015
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- 3 cancellation notices filed by insurers; 3 took effect (the last Jul 16, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jul 22, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
13 filings and 10 authority events since 2015 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
13 filings and 10 authority events since 2015 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 16, 2026National Union Fire Insurance Company of Pittsburgh, Pa.Liability · $1,000,000 · on fileFMCSA's new system
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Jun 16, 2026FMCSA suspension notice for the operating authority, effective Jul 16, 2026the authority stayed activeFMCSA's new system
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Jul 16, 2025National Union Fire Insurance Company of Pittsburgh, Pa.Liability · $1,000,000 · ended Jul 16, 2026 · cancellation notice took effect12 months in forceFMCSA's new system
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Jun 20, 2025FMCSA revocation notice for the operating authority, dropped Jul 10, 2025opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Jul 16, 2025)L&I to May 14, 2026
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Jul 16, 2024NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Jul 16, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2024FMCSA revocation notice for the operating authority, dropped Jul 15, 2024opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Jul 16, 2024)L&I to May 14, 2026
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Jul 16, 2023NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Jul 16, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 16, 2022NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $750,000 · ended Jul 16, 2023 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Jun 20, 2022FMCSA revocation notice for the operating authority, dropped Jul 13, 2022opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Jul 16, 2022)L&I to May 14, 2026
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Jul 16, 2021NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $750,000 · ended Jul 16, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 16, 2020CANAL INSURANCE CO.Liability · $750,000 · ended Jul 16, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 19, 2020FMCSA revocation notice for the operating authority, dropped Jul 15, 2020opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jul 16, 2020)L&I to May 14, 2026
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Oct 11, 2019STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Jul 16, 2020 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jul 16, 2019STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Oct 11, 2019 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jun 19, 2019FMCSA revocation notice for the operating authority, dropped Jul 15, 2019opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jul 16, 2019)L&I to May 14, 2026
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Jul 16, 2018STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Jul 16, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 19, 2018FMCSA revocation notice for the operating authority, dropped Jul 16, 2018opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jul 16, 2018)L&I to May 14, 2026
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Jul 16, 2017STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Jul 16, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 19, 2017FMCSA revocation notice for the operating authority, dropped Jul 17, 2017opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Jul 16, 2017)L&I to May 14, 2026
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Jul 16, 2016WESCO INSURANCE COMPANYLiability · $750,000 · ended Jul 16, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2016FMCSA revocation notice for the operating authority, dropped Jul 15, 2016opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Jul 16, 2016)L&I to May 14, 2026
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Jul 22, 2015Operating authority grantedL&I to May 14, 2026
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Jul 16, 2015WESCO INSURANCE COMPANYLiability · $750,000 · ended Jul 16, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Mexico 31
- California 19
- Indiana 12
- Arizona 10
- Colorado 8
- Tennessee 7
- Utah 7
- Illinois (HQ) 6
Runs well beyond its home state: 6 of 144 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (large).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.7
Actual, last 12 mo
3.0
Projected, next 12 mo
1.2
0
1.75
3.5
We'd expect a typical fleet of this size this active to have about 1.7 crashes a year. This motor carrier recorded 3 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 1.2 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
144 inspections
and 3 crashes.
The FMCSA record tables now hold 79 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Mar 5, 2025 · IA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Mar 5, 2025 · IL · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Jul 24, 2025 · NM · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jul 21, 2025 · NM · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jul 17, 2025 · CO · level 2 · 1 vehicle OOS, 3 driver OOS · 5 violations
- Out-of-service inspection Mar 4, 2025 · MD · level 2 · 1 vehicle OOS · 4 violations
- Out-of-service inspection Feb 4, 2025 · CA · level 1 · 2 vehicle OOS · 10 violations
- Out-of-service inspection Nov 21, 2024 · CA · level 1 · 2 vehicle OOS · 3 violations
- Out-of-service inspection Nov 7, 2024 · OR · level 3 · 1 driver OOS · 1 violation
- Out-of-service inspection Oct 12, 2024 · NM · level 2 · 1 vehicle OOS · 2 violations
- 55 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 2 inspections with no out-of-service result — not yet scored
Confidence: Moderate · Z = 0.47
Satisfactory — 0.73x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.039 crashes per power-unit-year for a 44-unit for-hire fleet (pu20_49). Violations 1.00x (driver behaviour 1.26x, out-of-service 0.95x, all violations 0.74x; 144 inspections). Experience 0.73x: 1.1 decayed crashes against 2.6 expected over 36 months (credibility 0.47, a 2.92). 80% range 0.31–1.23x. Strong withheld: P(R < 0.76) = 0.59, below 0.60. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
144
Driver Insp
144
Driver OOS
10
Vehicle Insp
74
Vehicle OOS
13
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 19 | 5.27 | |
| HOS Compliance | 15 | 0.69 | |
| Driver Fitness | 5 | 0.27 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 29 | 3.31 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.