MOUNTAIN RIVER TRUCKING COMPANY INC
DBA: MOUNTAIN RIVER TRUCKING CO INC
(336) 786-6088
safety@mountainriver.com
207 Direct Lane, Mt Airy NC 27030
105
tractors · all owned
192 drivers
17M mi/yr · ~162k per unit
Satisfactory
FRED Score 73.3 / 100
High confidence
40 yrs history · 312 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 105
- Drivers · CDL
- 192 · 192
- Annual miles
- 17M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 105 | 0 | 0 | 105 |
| Trailers | 160 | 0 | 0 | 160 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-02-2014) · 12 yr old
- Registered
- 08-07-1986 (40 yrs)
- MCS-150 Update
- 02-03-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JAMES SMITH
Cargo
56.0
medium risk
Metal: Sheets/Coils/Rolls
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Dry Bulk
Paper Products
Construction
Chemicals
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.78×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
5.7 vs 7.3 for similar fleets
Likely 2–10 crashes
This motor carrier
5.7
Similar fleets
7.3
Chance of a fatal crash, next 12 months
~14%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Lower so far, not yet proven. 9 crashes on the FMCSA record in 24 months (about 4.5 a year), including 1 fatal (1 death) and 5 with injuries; similar fleets have about 7.3 a year. Too short a record to be sure, so the grade counts its crash record as about 6% below typical. The grade counts 20 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Out-of-service orders 0.23× and violations 0.36× the rate expected for its inspections. Together they move its crash estimate -17%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Fatal crash1 crash with 1 fatality in 24 months (most recent Aug 10, 2026).Ask: the accident register and loss runs for these crashes.
-
Injury crashes5 crashes with 8 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Drivers put out of service2 out-of-service violations against drivers: 2 hours of service (Jan 2025 – Mar 2025).Ask: driver supervision and dispatch practices.
-
Brakes and lightsBrakes are 27 of 101 violations (27%). Brake or light defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Unsafe drivingCited 8 for speeding 15+ mph over or in a work zone and 2 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Vehicle out-of-service rate 5.3% vs 22.3% national; driver 1.3% vs 6.7%.
- No FMCSA BASIC alerts.
- 77% of inspections found no violations.
Data flags
-
Dangerous driving: 6
-
Excessive speeding: 14
-
Substance violations: 1
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
9
1 fatality · 8 injuries · 0 tow-aways
Inspections
312
77% clean (no violations)
Vehicle out-of-service
5.3%
11 of 207
National avg 22.3%
Driver out-of-service
1.3%
4 of 312
National avg 6.7%
Violations
101
14 out-of-service
Inspected more often than interstate fleets of 100–199 trucks in North Carolina (about 140 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 1,756 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.043 | 0.025 |
| Inspections | 2.25 | 0.96 |
| Violations | 0.49 | 0.54 |
| Critical violations | 0.12 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
101 violations · 24 months-
Unsafe driving No alert41 · 0 OOSReckless / lane 18 · Speeding 15 · Seat belt 4 · Phone use 2 · Other 2
-
Vehicle maintenance No alert41 · 12 OOSBrakes 27 · Lights 5 · Steering & suspension 3 · Wheels & hubs 2 · Tires 1 · 3 more
-
Hours of service No alert19 · 2 OOSLogbook / ELD paperwork 13 · Over hours limit 3 · False log 2 · No log 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug102026VirginiaFatal · 1 deathDark - not lighted, two-way trafficway divided unprotected median.
-
Jan202026South CarolinaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
-
Dec262025ArizonaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
-
Jun52025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
-
May32025North CarolinaProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided positive barrier.
-
Apr222025TennesseeProperty damage onlyDaylight, two-way trafficway divided positive barrier.
-
Apr32025VirginiaInjury · 1 person hurtDark - not lighted, two-way trafficway divided positive barrier.
-
Jan82025New MexicoInjury · 1 person hurtSlush road, daylight, blowing sand soil dirt or snow, two-way trafficway divided positive barrier. FMCSA: not preventable.
-
Nov62024ArizonaInjury · 3 people hurtSnow road, dark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
1 more in the FMCSA records below.
1 of the 9 crashes was fatal.
5 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$1,000,000 · AMERICAN INTER-FIDELITY EXCHANGEon record since Aug 1, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Apr 2008
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Aug 1, 2019)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
33 filings and 16 authority events since 1986 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
33 filings and 16 authority events since 1986 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Aug 1, 2025AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · on fileL&I to May 14, 2026
-
Aug 1, 2024AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Aug 1, 2023AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Aug 1, 2022AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Aug 1, 2021AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Aug 1, 2020AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Aug 1, 2019AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Jul 5, 2019FMCSA revocation notice for the operating authority, dropped Aug 1, 2019opened after STARR INDEMNITY & LIABILITY INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2019)L&I to May 14, 2026
-
Sep 5, 2018STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2019 · cancellation notice took effect11 months in forceL&I to May 14, 2026
-
Aug 1, 2018STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Sep 5, 2018 · superseded by the same policya cancellation notice effective Oct 4, 2018 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Jul 5, 2018FMCSA revocation notice for the operating authority, dropped Aug 1, 2018opened after STARR INDEMNITY & LIABILITY INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2018)L&I to May 14, 2026
-
Oct 26, 2017STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2018 · cancellation notice took effect9 months in forceL&I to May 14, 2026
-
Oct 2, 2017FMCSA revocation notice for the operating authority, dropped Oct 27, 2017opened after STARR INDEMNITY & LIABILITY INSURANCE COMPANY filed a cancellation notice (effective Oct 27, 2017)L&I to May 14, 2026
-
Aug 1, 2017STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Oct 27, 2017 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
Jul 5, 2017FMCSA revocation notice for the operating authority, dropped Aug 1, 2017opened after STARR INDEMNITY & LIABILITY INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2017)L&I to May 14, 2026
-
Aug 1, 2016STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jul 5, 2016FMCSA revocation notice for the operating authority, dropped Aug 1, 2016opened after STARR INDEMNITY & LIABILITY INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2016)L&I to May 14, 2026
-
Aug 1, 2015STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jul 6, 2015FMCSA revocation notice for the operating authority, dropped Jul 31, 2015opened after AMERICAN INTER-FIDELITY EXCHANGE filed a cancellation notice (effective Aug 1, 2015)L&I to May 14, 2026
-
Aug 1, 2014AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jul 7, 2014FMCSA revocation notice for the operating authority, dropped Aug 1, 2014opened after AMERICAN INTER-FIDELITY EXCHANGE filed a cancellation notice (effective Aug 1, 2014)L&I to May 14, 2026
-
Aug 1, 2013AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 1, 2012AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2013 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Jul 21, 2011AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 1, 2012 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Jun 24, 2011FMCSA revocation notice for the operating authority, dropped Jul 21, 2011opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jul 21, 2011)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Tennessee 94
- North Carolina (HQ) 71
- Arkansas 25
- California 24
- New Mexico 23
- Arizona 21
- Texas 12
- South Carolina 5
23% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (141 power units: 105 filed, 141 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
7.3
Actual, per year in window
6.7
Projected, next 12 mo
5.7
0
4.5
9
We'd expect a typical fleet of 141 power units this active to have about 7.3 crashes a year (sized from the 141 units seen roadside; 105 filed). This motor carrier recorded 20 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 6.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 5.7 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 14% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
312 inspections
and 20 crashes.
The FMCSA record tables now hold 310 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 2 inspections with no out-of-service result
Confidence: High · Z = 0.74
Satisfactory — 0.78x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.052 crashes per power-unit-year for a 141-unit for-hire fleet (pu100_199). Violations 0.83x (driver behaviour 1.08x, out-of-service 0.23x, all violations 0.36x; 312 inspections). Experience 0.94x: 8.5 decayed crashes against 9.3 expected over 36 months (credibility 0.74, a 3.29). 80% range 0.49–1.09x. Fleet sized at 141 units from roadside VINs (105 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.2 crashes per 100 power-unit-years
141 power units (105 filed, 141 seen roadside) · 7.29 expected crashes a year
Violation relativity
0.83×
312 inspections in window
Crash experience
0.94×
8.5 decayed crashes vs 9.3 expected · credibility 0.74
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.78× (80% range 0.49–1.09×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
312
Driver Insp
312
Driver OOS
4
Vehicle Insp
207
Vehicle OOS
11
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 37 | 2.62 | |
| HOS Compliance | 17 | 0.16 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 1 | 0.01 | |
| Vehicle Maintenance | 32 | 1.02 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.