RELAY EXPRESS INC
(513) 860-2555
pylej@relayexpress.com
498 Commercial Drive, Fairfield OH 45014
23
power units · all leased
21 drivers
3.9M mi/yr · ~170k per unit
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
40 yrs history · 28 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 23
- Drivers · CDL
- 21 · 15
- Annual miles
- 3.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 3 | 5 | 8 |
| Tractors | 0 | 7 | 8 | 15 |
| Trailers | 0 | 18 | 18 | 36 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (09-03-2010) · 16 yr old
- Registered
- 11-13-1986 (40 yrs)
- MCS-150 Update
- 07-11-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ANN MARIE ALLEN
- Officer
- JUSTIN PYLE
Cargo
60.2
medium risk
General Freight
US Mail
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.23×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.23× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
1.1 vs 0.9 for similar fleets
Likely 0–3 crashes
This motor carrier
1.1
Similar fleets
0.9
Chance of a fatal crash, next 12 months
~3%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), including 1 with injuries; similar fleets have about 0.9 a year. The grade counts 4 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.45× the rate expected for its inspections, but out-of-service orders 0.74× and violations 0.77×. Together they barely move its crash estimate.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Sep 2025).Ask: driver qualification files and hiring standards.
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Unsafe drivingCited 2 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 3.6% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 1 injury · 0 tow-aways
Inspections
28
54% clean (no violations)
Vehicle out-of-service
20.0%
2 of 10
National avg 22.3%
Driver out-of-service
3.6%
1 of 28
National avg 6.7%
Violations
19
4 out-of-service
Inspections per quarter
With an out-of-service order
vs 11,996 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.065 | 0.027 |
| Inspections | 0.93 | 1.02 |
| Violations | 0.41 | 0.71 |
| Critical violations | 0.11 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
19 violations · 24 months-
Unsafe driving No alert11 · 0 OOSReckless / lane 7 · Speeding 2 · Phone use 1 · Seat belt 1
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Vehicle maintenance No alert7 · 3 OOSBrakes 4 · Lights 1 · Wheels & hubs 1 · Other parts 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
-
Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Feb32026OhioProperty damage onlyWet road, daylight, one-way trafficway not divided.
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Dec32025OhioInjury · 1 person hurtWet road, dark - unknown roadway lighting, snow, one-way trafficway not divided. Citation issued.
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Aug82025KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · CONCERT SPECIALTY INSURANCE COMPANYon record since Aug 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since May 1991
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: RIVERPORT INSURANCE COMPANY → CONCERT SPECIALTY INSURANCE COMPANY (Aug 2023)
- 3 cancellation notices filed by insurers; 2 took effect (the last Aug 1, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Aug 1, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
19 filings and 14 authority events since 1987 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
19 filings and 14 authority events since 1987 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 1, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Jul 7, 2025FMCSA revocation notice for the operating authority, dropped Aug 1, 2025opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2025)L&I to May 14, 2026
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Aug 1, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 8, 2024FMCSA revocation notice for the operating authority, dropped Jul 30, 2024opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 4, 2024)L&I to May 14, 2026
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Aug 1, 2023CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2024 · replaced by the same insurer (renewal)a cancellation notice effective Aug 4, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 5, 2023FMCSA revocation notice for the operating authority, dropped Aug 1, 2023opened after RIVERPORT INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2023)L&I to May 14, 2026
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Aug 1, 2022RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 1, 2021BERKLEY REGIONAL INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 1, 2020BERKLEY NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Oct 1, 2019ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Aug 1, 2020 · replaced by another insurer10 months in forceL&I to May 14, 2026
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Aug 1, 2016OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Oct 1, 2019 · replaced by another insurera cancellation notice effective Oct 11, 2019 came after the replacement; 38 months in forceL&I to May 14, 2026
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Jul 5, 2016FMCSA revocation notice for the operating authority, dropped Aug 4, 2016opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2016)L&I to May 14, 2026
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Aug 1, 2015AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 6, 2015FMCSA revocation notice for the operating authority, dropped Jul 30, 2015opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2015)L&I to May 14, 2026
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Aug 1, 2014AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 7, 2014FMCSA revocation notice for the operating authority, dropped Jul 31, 2014opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Aug 1, 2014)L&I to May 14, 2026
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Aug 1, 2013AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 5, 2013FMCSA revocation notice for the operating authority, dropped Aug 2, 2013opened after NOVA CASUALTY COMPANY filed a cancellation notice (effective Aug 1, 2013)L&I to May 14, 2026
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Jun 14, 2013FMCSA revocation notice for the operating authority, dropped Jul 5, 2013cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 6, 2012FMCSA revocation notice for the operating authority, dropped Aug 13, 2012opened after MOTORISTS MUTUAL INSURANCE CO. filed a cancellation notice (effective Sep 2, 2012)L&I to May 14, 2026
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Aug 1, 2012NOVA CASUALTY COMPANYLiability · $1,000,000 · ended Aug 1, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 1, 2010MOTORISTS MUTUAL INSURANCE CO.Cargo · ended Sep 2, 2012 · cancellation notice took effect23 months in forceL&I to May 14, 2026
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Oct 1, 2010MOTORISTS MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Aug 1, 2012 · replaced by another insurera cancellation notice effective Sep 2, 2012 came after the replacement; 22 months in forceL&I to May 14, 2026
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Sep 7, 2010FMCSA revocation notice for the operating authority, dropped Sep 23, 2010opened after MOTORISTS MUTUAL INSURANCE CO. filed a cancellation notice (effective Oct 2, 2010)L&I to May 14, 2026
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Oct 1, 2009MOTORISTS MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Oct 1, 2010 · replaced by the same insurer (renewal)a cancellation notice effective Oct 2, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Kentucky 11
- Michigan 11
- Indiana 4
- Ohio (HQ) 2
Runs well beyond its home state: 2 of 28 inspections were in Ohio.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (23 power units: 23 filed, 19 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.9
Actual, per year in window
1.3
Projected, next 12 mo
1.1
0
0.75
1.5
We'd expect a typical fleet of 23 power units this active to have about 0.9 crashes a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 1.5× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
28 inspections
and 4 crashes.
The FMCSA record tables now hold 28 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.32
Satisfactory — 1.23x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.039 crashes per power-unit-year for a 23-unit for-hire fleet (pu20_49). Violations 1.00x (driver behaviour 1.45x, out-of-service 0.74x, all violations 0.77x; 28 inspections). Experience 1.24x: 2.4 decayed crashes against 1.4 expected over 36 months (credibility 0.32, a 2.99). 80% range 0.61–1.96x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.9 crashes per 100 power-unit-years
23 power units · 0.91 expected crashes a year
Violation relativity
1.00×
28 inspections in window
Crash experience
1.24×
2.4 decayed crashes vs 1.4 expected · credibility 0.32
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.23× (80% range 0.61–1.96×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
28
Driver Insp
28
Driver OOS
1
Vehicle Insp
10
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 1.98 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.19 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 1.21 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-OCT-24 – 30-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.