GOLDEN MILE ENTERPRISES INC
DBA: GME
(317) 765-5600
info@goldenmileinc.com
1702 S Belmont Ave Suite A, Indianapolis IN 46221
375
tractors · all owned
395 drivers
23.4M mi/yr · ~62k per unit
Satisfactory
FRED Score 50.0 / 100
High confidence
10 yrs history · 549 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 375
- Drivers · CDL
- 395 · 395
- Annual miles
- 23.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 375 | 0 | 0 | 375 |
| Trailers | 0 | 1600 | 0 | 1600 |
Registration
- Registered
- 01-11-2016 (10 yrs)
- MCS-150 Update
- 01-27-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- FARIS QUTOB
Cargo
60.8
medium risk
Household Goods
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
US Mail
Dry Bulk
Paper Products
Chemicals
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.11×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.11× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
12.2 vs 10.9 for similar fleets
Likely 6–19 crashes
This motor carrier
12.2
Similar fleets
10.9
Chance of a fatal crash, next 12 months
~29%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 20 crashes on the FMCSA record in 24 months (about 10 a year), including 10 with injuries; similar fleets have about 11 a year. The grade counts 39 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.46× the rate expected for its inspections. Together they move its crash estimate +10%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes10 crashes with 11 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service30 out-of-service violations against drivers: 21 hours of service, 4 no valid CDL, 2 other qualification (Oct 2024 – Jul 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 123 of 474 violations (26%). Brake or light defects led to 39 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs48 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 10 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 4.6% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 23
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Excessive speeding: 26
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
20
0 fatalities · 11 injuries · 0 tow-aways
Inspections
549
56% clean (no violations)
Vehicle out-of-service
23.8%
79 of 332
National avg 22.3%
Driver out-of-service
4.6%
25 of 540
National avg 6.7%
Violations
474
126 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 5 inspections.
vs 1,008 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.025 | 0.022 |
| Inspections | 1.26 | 0.74 |
| Violations | 0.63 | 0.32 |
| Critical violations | 0.17 | 0.07 |
Yearly rates from the last 24 months. Peers: 200–499 power units, medium-risk cargo.
What they get cited for
474 violations · 24 months-
Vehicle maintenance No alert268 · 96 OOSBrakes 123 · Lights 50 · Tires 28 · Wheels & hubs 21 · Steering & suspension 11 · 35 more
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Hours of service No alert124 · 21 OOSFalse log 48 · Logbook / ELD paperwork 40 · Over hours limit 19 · No log 17
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Unsafe driving No alert73 · 0 OOSReckless / lane 32 · Speeding 30 · Seat belt 3 · Phone use 1 · Other 7
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Driver fitness No alert9 · 9 OOSNo valid CDL 4 · Medical certificate 2 · English proficiency 1 · Other qualification 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug42026New JerseyInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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Jul62026PennsylvaniaProperty damage onlyDaylight.
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Jun52026OklahomaInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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May272026CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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May52026CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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May42026OklahomaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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May22026IllinoisProperty damage onlyWet road, dark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Mar222026VermontProperty damage onlyIce road, daylight, rain, one-way trafficway not divided. Citation issued.
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Dec152025CaliforniaInjury · 1 person hurtDark - lighted, two-way trafficway divided unprotected median.
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Sep102025CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Feb32025MissouriInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
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Jan222025ArizonaInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Nov112024CaliforniaInjury · 1 person hurtDark - lighted, two-way trafficway divided positive barrier. FMCSA: not preventable.
12 more in the FMCSA records below.
10 of the 20 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Obsidian Insurance Companyon record since Nov 11, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: MS TRANSVERSE SPECIALTY INSURANCE COMPANY → OBSIDIAN INSURANCE COMPANY (Nov 2024); ACE AMERICAN INSURANCE COMPANY → TRANSVERSE SPECIALTY INSURANCE COMPANY (Dec 2023)
- 8 cancellation notices filed by insurers; 1 took effect (the last Dec 14, 2023, replaced the same day); 7 replaced before they took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 5
Operating authority active (FMCSA's new registration system, status since Feb 11, 2016)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
27 filings and 16 authority events since 2016 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
27 filings and 16 authority events since 2016 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 11, 2026Clear Blue Insurance CompanyLiability · $1,000,000 · takes effect Nov 11, 2026FMCSA's new system
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Dec 31, 2025FMCSA revocation notice for the operating authority, dropped Dec 31, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 11, 2025Obsidian Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Nov 11, 2024OBSIDIAN INSURANCE COMPANYLiability · $1,000,000 · ended Nov 11, 2025 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Oct 24, 2024MS TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Nov 11, 2024 · replaced by another insurera cancellation notice effective Dec 15, 2024 came after the replacement; 1 month in forceL&I to May 14, 2026
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Aug 22, 2024MS TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Oct 24, 2024 · superseded by the same policya cancellation notice effective Nov 22, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Aug 19, 2024FMCSA revocation notice for the operating authority, dropped Aug 23, 2024opened after TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 14, 2024)L&I to May 14, 2026
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May 9, 2024TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Aug 22, 2024 · superseded by the same policya cancellation notice effective Sep 14, 2024 came after the replacement; 3 months in forceL&I to May 14, 2026
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Apr 18, 2024FMCSA revocation notice for the operating authority, dropped May 10, 2024opened after TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 15, 2024)L&I to May 14, 2026
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Mar 25, 2024TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended May 9, 2024 · superseded by the same policya cancellation notice effective May 15, 2024 came after the replacement; 1 month in forceL&I to May 14, 2026
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Mar 4, 2024FMCSA revocation notice for the operating authority, dropped Mar 26, 2024opened after TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Mar 29, 2024)L&I to May 14, 2026
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Feb 23, 2024TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Mar 25, 2024 · superseded by the same policya cancellation notice effective Mar 30, 2024 came after the replacement; 1 month in forceL&I to May 14, 2026
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Dec 15, 2023TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Feb 23, 2024 · superseded by the same policya cancellation notice effective Mar 29, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Dec 14, 2023ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Dec 15, 2023 · replaced by another insurera cancellation notice effective Jan 18, 2024 came after the replacementL&I to May 14, 2026
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Nov 17, 2023FMCSA revocation notice for the operating authority, dropped Dec 15, 2023opened after ACE AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Dec 14, 2023)L&I to May 14, 2026
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Aug 15, 2023ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Dec 14, 2023 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Feb 1, 2022CAROLINA CASUALTY INSURANCE CO.Liability · $750,000 · ended Aug 15, 2023 · replaced by another insurer18 months in forceL&I to May 14, 2026
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Feb 1, 2021UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 1, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 14, 2020UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 1, 2021 · replaced by the same insurer (renewal)3 months in forceL&I to May 14, 2026
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Oct 19, 2020FMCSA revocation notice for the operating authority, dropped Nov 2, 2020opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Nov 14, 2020)L&I to May 14, 2026
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Feb 1, 2020UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 14, 2020 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Nov 1, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 1, 2020 · replaced by the same insurer (renewal)3 months in forceL&I to May 14, 2026
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Oct 7, 2019FMCSA revocation notice for the operating authority, dropped Oct 25, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2019)L&I to May 14, 2026
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Aug 23, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 1, 2019 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 29, 2019FMCSA revocation notice for the operating authority, dropped Aug 22, 2019opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 23, 2019)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California 153
- New Mexico 109
- Arkansas 38
- Indiana (HQ) 37
- Arizona 31
- Missouri 25
- Illinois 19
- Ohio 19
Runs well beyond its home state: 37 of 549 inspections were in Indiana.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (375 power units: 375 filed, 167 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
10.9
Actual, per year in window
13.0
Projected, next 12 mo
12.2
0
8
16
We'd expect a typical fleet of 375 power units this active to have about 10.9 crashes a year. This motor carrier recorded 39 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 13.0 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 12.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 29% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
546 inspections
and 39 crashes.
The FMCSA record tables now hold 544 inspections and 20 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 5 inspections with no out-of-service result
Confidence: High · Z = 0.91
Satisfactory — 1.11x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.029 crashes per power-unit-year for a 375-unit for-hire fleet (pu200_499). Violations 1.10x (driver behaviour 2.46x, out-of-service 1.08x, all violations 0.90x; 546 inspections). Experience 1.01x: 18.8 decayed crashes against 18.7 expected over 36 months (credibility 0.91, a 1.88). 80% range 0.79–1.47x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.9 crashes per 100 power-unit-years
375 power units · 10.94 expected crashes a year
Violation relativity
1.10×
546 inspections in window
Crash experience
1.01×
18.8 decayed crashes vs 18.7 expected · credibility 0.91
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.11× (80% range 0.79–1.47×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
549
Driver Insp
540
Driver OOS
25
Vehicle Insp
332
Vehicle OOS
79
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 69 | 2.26 | |
| HOS Compliance | 81 | 1.17 | |
| Driver Fitness | 9 | 0.13 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 138 | 4.36 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.