1ST EXPRESS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 27
- Drivers · CDL
- 29 · 29
- Annual miles
- 1.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 25 | 2 | 0 | 27 |
| Trailers | 0 | 165 | 0 | 165 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (01-30-2001) · 25 yr old
- Registered
- 12-30-1986 (40 yrs)
- MCS-150 Update
- 09-24-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- PHYLLIS DUJOVSKI
- Officer
- MONICA F. SOUTHWARD
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
25 inspections and 2 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-10 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings259 days without a liability filing on FMCSA's record (Nov 2, 2023 – Jul 18, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.056 | 0.027 |
| Inspections | 0.67 | 1.02 |
| Violations | 0.28 | 0.71 |
| Critical violations | 0.04 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
15 violations · 24 months-
Unsafe driving No alert7 · 0 OOSReckless / lane 3 · Speeding 3 · Seat belt 1
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Vehicle maintenance No alert7 · 2 OOSLights 4 · Brakes 2 · Wheels & hubs 1
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Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jun22025OhioProperty damage onlyDark - not lighted, two-way trafficway not divided. FMCSA: not preventable.
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Jan172025MichiganInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · Great West Casualty Coon record since Jul 18, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
- 2 liability insurers on FMCSA's record, 1 change: ACUITY, A MUTUAL INSURANCE COMPANY → Great West Casualty Co (Jul 2025)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- 259 days without a liability filing (Nov 2, 2023 – Jul 18, 2024) while the authority required one; a later back-dated filing can close a lapse
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
21 filings and 6 authority events since 1985 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 18, 2025Great West Casualty CoLiability · $1,000,000 · on fileFMCSA's new system
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Jul 18, 2024ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 18, 2025 · replaced by another insurera cancellation notice effective Aug 21, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 25, 2013Broker authority revoked (cause not stated)L&I to May 14, 2026
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Jul 18, 2013ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 18, 2014 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 18, 2012ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Jul 18, 2013 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Jul 2, 2011AMERICAN ALTERNATIVE INSURANCE CORPORATIONBroker bond (BMC-84) · ended Oct 1, 2013 · cancellation notice took effect27 months in forceL&I to May 14, 2026
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Jul 18, 2006ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 18, 2012 · superseded by the same policy72 months in forceL&I to May 14, 2026
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Jul 2, 2006NAVIGATORS INSURANCE COMPANYBroker bond (BMC-84) · ended Jul 2, 2011 · cancellation notice took effect60 months in forceL&I to May 14, 2026
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Jun 5, 2006FMCSA revocation notice for the broker authority, dropped Jun 14, 2006cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 2, 2005XL SPECIALTY INSURANCE COMPANYBroker bond (BMC-84) · ended Jul 2, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 21, 2004PROTECTIVE INSURANCE CO.Liability · $750,000 · ended Jul 18, 2006 · replaced by another insurera cancellation notice effective Aug 16, 2006 came after the replacement; 23 months in forceL&I to May 14, 2026
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Jul 18, 2004TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jun 7, 2019 · cancellation notice took effect179 months in forceL&I to May 14, 2026
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Jul 2, 2002WESTERN SURETY CO.Broker bond (BMC-84) · ended Jul 2, 2005 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jul 18, 2001PROTECTIVE INSURANCE CO.Liability · $1,000,000 · ended Aug 21, 2004 · cancellation notice took effect37 months in forceL&I to May 14, 2026
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Jul 18, 2000CENTENNIAL INSURANCE CO.Cargo · ended Jul 18, 2004 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Jul 18, 2000EMPLOYERS INSURANCE OF WAUSAU, A MUTUAL CO.Liability · $1,000,000 · ended Jul 18, 2001 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 18, 1999ACE PROPERTY AND CASUALTY INSURANCE COMPANYCargo · ended Jul 18, 2000 · replaced by another insurera cancellation notice effective Aug 23, 2000 came after the replacement; 12 months in forceL&I to May 14, 2026
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Aug 13, 1998FMCSA revocation notice for the operating authority, dropped Sep 2, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 29, 1998FMCSA revocation notice for the broker authority, dropped Sep 4, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 18, 1998TRANSPORTATION INSURANCE CO.Cargo · ended Jul 18, 1999 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jul 18, 1998TRANSPORTATION INSURANCE CO.Liability · $1,000,000 · ended Jul 18, 2000 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jul 2, 1998CONTINENTAL CASUALTY CO.Broker bond (BMC-84) · ended Jul 2, 2002 · superseded by the same policy48 months in forceL&I to May 14, 2026
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Jun 10, 1993UNITED STATES FIDELITY & GUARANTY CO.Cargo · ended Jul 18, 1998 · cancellation notice took effect61 months in forceL&I to May 14, 2026
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Jun 10, 1993UNITED STATES FIDELITY & GUARANTY CO.Liability · $1,000,000 · ended Jul 18, 1998 · cancellation notice took effect61 months in forceL&I to May 14, 2026
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Jul 17, 1990Broker authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Indiana 13
- Ohio (HQ) 7
- Michigan 5
28% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (27 power units: 27 filed, 18 seen roadside in 24 months).
We'd expect a typical fleet of 27 power units this active to have about 1.1 crashes a year. This motor carrier recorded 6 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.0 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 7 | 1.94 | |
| HOS Compliance | 1 | 0.02 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 5 | 3.64 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-JUN-26 – 31-DEC-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.