AL SMITH TRUCKING INC
(937) 526-3651
chad@alsmithtrucking.com
8984 Murphy Road, Versailles OH 45380
55
tractors
54 drivers
5.1M mi/yr · ~93k per unit
Satisfactory
FRED Score 56.3 / 100
Moderate confidence
52 yrs history · 68 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 55
- Drivers · CDL
- 54 · 53
- Annual miles
- 5.1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 41 | 14 | 0 | 55 |
| Trailers | 6 | 106 | 0 | 112 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-18-2010) · 15 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 03-24-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- DAVID FULLENKAMP
- Officer
- CHAD V. KELCH
Cargo
62.4
medium risk
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.98×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.5 vs 2.6 for similar fleets
Likely 0–5 crashes
This motor carrier
2.5
Similar fleets
2.6
Chance of a fatal crash, next 12 months
~7%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 5 crashes on the FMCSA record in 24 months (about 2.5 a year); similar fleets have about 2.6 a year. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.77× the rate expected for its inspections, but violations 0.76× and out-of-service orders 0.77×. Together they barely move its crash estimate: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
Strengths
- 5 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
High speeding: 9
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
5
0 fatalities · 0 injuries · 0 tow-aways
Inspections
68
56% clean (no violations)
Vehicle out-of-service
29.4%
5 of 17
National avg 22.3%
Driver out-of-service
0.0%
0 of 68
National avg 6.7%
Violations
44
6 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.055 | 0.025 |
| Inspections | 0.87 | 0.91 |
| Violations | 0.40 | 0.53 |
| Critical violations | 0.11 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
44 violations · 24 months-
Unsafe driving No alert23 · 0 OOSSpeeding 10 · Reckless / lane 8 · Seat belt 4 · Other 1
-
Vehicle maintenance No alert16 · 6 OOSBrakes 7 · Lights 3 · Tires 2 · Cargo securement 1 · Other parts 3
-
Hours of service No alert5 · 0 OOSLogbook / ELD paperwork 4 · Over hours limit 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
5 crashes
-
Dec312025OhioProperty damage onlySnow road, dark - not lighted, snow, two-way trafficway divided unprotected median. Citation issued.
-
Oct212025PennsylvaniaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
-
Sep52025IndianaProperty damage onlyDaylight.
-
Mar172025OhioProperty damage onlyDark - lighted, two-way trafficway not divided.
-
Dec122024PennsylvaniaProperty damage onlyIce road, dark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Northland Insurance Companyon record since Apr 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: AUTO OWNERS INSURANCE COMPANY → Northland Insurance Company (Apr 2025); DB INSURANCE CO., LTD (U.S.BRANCH) → AUTO OWNERS INSURANCE COMPANY (Apr 2024)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Oct 8, 1987)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 11 authority events since 1980 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
23 filings and 11 authority events since 1980 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Apr 1, 2025Northland Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Apr 1, 2024AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 2025 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Apr 1, 2021DB INSURANCE CO., LTD (U.S.BRANCH)Liability · $750,000 · ended Apr 1, 2024 · replaced by another insurer36 months in forceL&I to May 14, 2026
-
Apr 1, 2020DB INSURANCE CO., LTD (U.S.BRANCH)Liability · $750,000 · ended Apr 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 1, 2019DB INSURANCE CO., LTD (U.S.BRANCH)Liability · $750,000 · ended Apr 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Apr 1, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Apr 1, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 5, 2018FMCSA revocation notice for the operating authority, dropped Mar 28, 2018opened after WESTFIELD INSURANCE CO. filed a cancellation notice (effective Apr 1, 2018)L&I to May 14, 2026
-
Apr 1, 2014WESTFIELD INSURANCE CO.Liability · $750,000 · ended Apr 1, 2018 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Mar 28, 2014FMCSA revocation notice for the operating authority, dropped Mar 31, 2014opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Apr 24, 2014)L&I to May 14, 2026
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Apr 1, 2013NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 2014 · replaced by another insurera cancellation notice effective Apr 24, 2014 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Apr 1, 2010SENTRY SELECT INSURANCE COMPANYCargo · ended Apr 25, 2011 · cancellation notice took effect13 months in forceL&I to May 14, 2026
-
Apr 1, 2010SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 2013 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Mar 5, 2010FMCSA revocation notice for the operating authority, dropped Apr 1, 2010opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Apr 1, 2010)L&I to May 14, 2026
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Sep 1, 2004NORTHLAND INSURANCE COMPANYCargo · ended Apr 1, 2010 · cancellation notice took effect67 months in forceL&I to May 14, 2026
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Apr 1, 2003NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2010 · cancellation notice took effect84 months in forceL&I to May 14, 2026
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Sep 1, 2002UTICA MUTUAL INSURANCE CO.Cargo · ended Sep 1, 2004 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Sep 1, 2000FIREMAN'S FUND INSURANCE CO.Cargo · ended Sep 1, 2002 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Sep 1, 1999ONEBEACON AMERICA INSURANCE COMPANYCargo · ended Sep 1, 2000 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Apr 1, 1997LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2003 · cancellation notice took effect72 months in forceL&I to May 14, 2026
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Sep 1, 1996GREAT WEST CASUALTY CO.Cargo · ended Sep 1, 1999 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Apr 1, 1996LINCOLN GENERAL INSURANCE COMPANYLiability · $750,000 · ended Apr 1, 1997 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 28, 1995FMCSA revocation notice for the operating authority, dropped Jul 27, 1995cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 1, 1995SHELBY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 1997 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Mar 24, 1995PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 7, 1995 · cancellation notice took effectL&I to May 14, 2026
-
Jan 2, 1995FMCSA revocation notice for the operating authority, dropped Feb 2, 1995cause not stated in FMCSA's older recordsL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Ohio (HQ) 24
- Pennsylvania 17
- Indiana 4
- Maryland 4
- Michigan 3
- West Virginia 3
- Delaware 2
- Georgia 2
35% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (55 power units: 55 filed, 43 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.6
Actual, per year in window
2.3
Projected, next 12 mo
2.5
0
1.5
3
We'd expect a typical fleet of 55 power units this active to have about 2.6 crashes a year. This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.5 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 7% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
68 inspections
and 7 crashes.
The FMCSA record tables now hold 68 inspections and 5 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.45
Satisfactory — 0.98x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.046 crashes per power-unit-year for a 55-unit for-hire fleet (pu50_99). Violations 1.02x (driver behaviour 1.77x, out-of-service 0.77x, all violations 0.76x; 68 inspections). Experience 0.96x: 3.7 decayed crashes against 4.0 expected over 36 months (credibility 0.45, a 4.93). 80% range 0.57–1.45x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.6 crashes per 100 power-unit-years
55 power units · 2.55 expected crashes a year
Violation relativity
1.02×
68 inspections in window
Crash experience
0.96×
3.7 decayed crashes vs 4.0 expected · credibility 0.45
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.98× (80% range 0.57–1.45×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
68
Driver Insp
68
Driver OOS
0
Vehicle Insp
17
Vehicle OOS
5
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 23 | 3.33 | |
| HOS Compliance | 5 | 0.12 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 3.18 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.