BALLARD INC
(502) 350-4490
lindseyhamilton@ballardinctrucking.com
128 Banjo St, Bardstown KY 40004
91
tractors · all owned
78 drivers
6.8M mi/yr · ~75k per unit
HazMat
Satisfactory
FRED Score 65.2 / 100
Moderate confidence
39 yrs history · 147 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 91
- Drivers · CDL
- 78 · 78
- Annual miles
- 6.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 91 | 0 | 0 | 91 |
| Trailers | 171 | 0 | 0 | 171 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-10-2009) · 16 yr old
- Registered
- 01-12-1987 (39 yrs)
- MCS-150 Update
- 03-25-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- KURTIS BALLARD
Cargo
58.9
medium risk
Liquids/Gases
General Freight
Beverages
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.87×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.9 vs 3.3 for similar fleets
Likely 1–6 crashes
This motor carrier
2.9
Similar fleets
3.3
Chance of a fatal crash, next 12 months
~8%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 5 crashes on the FMCSA record in 24 months (about 2.5 a year), including 2 with injuries; similar fleets have about 3.3 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.28× the rate expected for its inspections, but out-of-service orders 0.49× and violations 0.61×. Together they move its crash estimate -7%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 6 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Mar 2025).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 33 of 116 violations (28%). Brake or light defects led to 9 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 4 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
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Hazmat violations5 hazmat violations, 2 out of service.
Strengths
- Vehicle out-of-service rate 14.9% vs 22.3% national; driver 0.7% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 5
-
Excessive speeding: 17
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
5
0 fatalities · 6 injuries · 0 tow-aways
Inspections
147
56% clean (no violations)
Vehicle out-of-service
14.9%
15 of 101
National avg 22.3%
Driver out-of-service
0.7%
1 of 147
National avg 6.7%
Violations
116
19 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.027 | 0.025 |
| Inspections | 1.27 | 0.91 |
| Violations | 0.64 | 0.53 |
| Critical violations | 0.12 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
116 violations · 24 months-
Vehicle maintenance No alert69 · 16 OOSBrakes 33 · Lights 10 · Tires 7 · Steering & suspension 2 · Other parts 17
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Unsafe driving No alert29 · 0 OOSSpeeding 19 · Reckless / lane 9 · Seat belt 1
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Hours of service No alert11 · 0 OOSLogbook / ELD paperwork 6 · False log 3 · No log 1 · Over hours limit 1
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Driver fitness No alert2 · 1 OOSNo valid CDL 2
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Drugs & alcohol No alert0
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Hazmat5 · 2 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Feb112026KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Aug272025KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun32025KentuckyInjury · 4 people hurtDaylight, two-way trafficway divided unprotected median.
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Jan32025KentuckyProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Dec122024IndianaInjury · 2 people hurtDaylight. FMCSA: not preventable.
2 of the 5 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Great West Casualty Companyon record since Apr 21, 2010 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 1995
- Cargo filing
- on file · Great West Casualty Company since Apr 21, 2010
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jan 4, 1994)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 8 authority events since 1993 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
22 filings and 8 authority events since 1993 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 21, 2010Great West Casualty CompanyCargo · on file · on fileFMCSA's new system
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Apr 21, 2010Great West Casualty CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Sep 23, 2009DAILY UNDERWRITERS OF AMERICACargo · ended Apr 21, 2010 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Sep 23, 2009DAILY UNDERWRITERS OF AMERICALiability · $1,000,000 · ended Apr 21, 2010 · replaced by another insurer7 months in forceL&I to May 14, 2026
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May 23, 2007FMCSA revocation notice for the operating authority, dropped May 24, 2007opened after DAILY UNDERWRITERS OF AMERICA filed a cancellation notice (effective Jun 19, 2007)L&I to May 14, 2026
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May 21, 2007DAILY UNDERWRITERS OF AMERICACargo · ended Sep 23, 2009 · replaced by the same insurer (renewal)a cancellation notice effective Oct 25, 2009 came after the replacement; 28 months in forceL&I to May 14, 2026
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May 21, 2007DAILY UNDERWRITERS OF AMERICALiability · $1,000,000 · ended Sep 23, 2009 · replaced by the same insurer (renewal)a cancellation notice effective Oct 25, 2009 came after the replacement; 28 months in forceL&I to May 14, 2026
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Feb 1, 2007DAILY UNDERWRITERS OF AMERICACargo · ended May 21, 2007 · replaced by the same insurer (renewal)a cancellation notice effective Jun 19, 2007 came after the replacement; 4 months in forceL&I to May 14, 2026
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Feb 1, 2007DAILY UNDERWRITERS OF AMERICALiability · $1,000,000 · ended May 21, 2007 · replaced by the same insurer (renewal)a cancellation notice effective Jun 19, 2007 came after the replacement; 4 months in forceL&I to May 14, 2026
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Jan 5, 2007FMCSA revocation notice for the operating authority, dropped Feb 7, 2007opened after DAILY UNDERWRITERS OF AMERICA filed a cancellation notice (effective Feb 1, 2007)L&I to May 14, 2026
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Apr 21, 2006DAILY UNDERWRITERS OF AMERICACargo · ended Feb 1, 2007 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Apr 21, 2006DAILY UNDERWRITERS OF AMERICALiability · $1,000,000 · ended Feb 1, 2007 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Mar 27, 2006FMCSA revocation notice for the operating authority, dropped Apr 12, 2006opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Apr 19, 2006)L&I to May 14, 2026
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Jan 31, 2006OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $1,000,000 · ended Apr 21, 2006 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jun 8, 2005OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $1,000,000 · ended Jan 31, 2006 · replaced by the same insurer (renewal)a cancellation notice effective Apr 19, 2006 came after the replacement; 8 months in forceL&I to May 14, 2026
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May 22, 2004GREAT WEST CASUALTY CO.Cargo · ended Apr 21, 2006 · replaced by another insurer23 months in forceL&I to May 14, 2026
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May 6, 2004FMCSA revocation notice for the operating authority, dropped May 27, 2004cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 17, 2004OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jun 8, 2005 · replaced by the same insurer (renewal)15 months in forceL&I to May 14, 2026
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Mar 4, 2004FMCSA revocation notice for the operating authority, dropped Mar 23, 2004opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Mar 31, 2004)L&I to May 14, 2026
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Jan 8, 2002OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Mar 17, 2004 · superseded by the same policya cancellation notice effective Mar 31, 2004 came after the replacement; 26 months in forceL&I to May 14, 2026
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Apr 12, 2001OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jan 8, 2002 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Apr 13, 2000ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 18, 2001 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Apr 13, 1998RLI INSURANCE COMPANYLiability · $1,000,000 · ended Apr 13, 2000 · replaced by another insurera cancellation notice effective May 18, 2000 came after the replacement; 24 months in forceL&I to May 14, 2026
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Oct 5, 1997RELIANCE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Apr 13, 1998 · replaced by another insurer6 months in forceL&I to May 14, 2026
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Oct 5, 1995CREDIT GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 5, 1997 · replaced by another insurer24 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Kentucky (HQ) 43
- Indiana 19
- Ohio 16
- New York 11
- Texas 8
- Illinois 6
- Missouri 5
- Tennessee 5
29% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (91 power units: 91 filed, 71 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
3.3
Actual, per year in window
3.7
Projected, next 12 mo
2.9
0
2.25
4.5
We'd expect a typical fleet of 91 power units this active to have about 3.3 crashes a year. This motor carrier recorded 11 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
147 inspections
and 11 crashes.
The FMCSA record tables now hold 147 inspections and 5 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.43
Satisfactory — 0.87x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.037 crashes per power-unit-year for a 91-unit for-hire fleet (pu50_99). Violations 0.93x (driver behaviour 1.28x, out-of-service 0.49x, all violations 0.61x; 147 inspections). Experience 0.93x: 4.1 decayed crashes against 4.8 expected over 36 months (credibility 0.43, a 6.27). 80% range 0.53–1.25x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.7 crashes per 100 power-unit-years
91 power units · 3.33 expected crashes a year
Violation relativity
0.93×
147 inspections in window
Crash experience
0.93×
4.1 decayed crashes vs 4.8 expected · credibility 0.43
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.87× (80% range 0.53–1.25×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
147
Driver Insp
147
Driver OOS
1
Vehicle Insp
101
Vehicle OOS
15
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 26 | 2.87 | |
| HOS Compliance | 8 | 0.28 | |
| Driver Fitness | 2 | 0.12 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 35 | 2.77 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 30-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.