MAT TRANS INC
(773) 308-4611
safety@mattransinc.com
1532 Palisades Ln, Hoffman Estates IL 60192
44
tractors
44 drivers
3M mi/yr · ~68k per unit
HazMat
Satisfactory
FRED Score 55.2 / 100
Moderate confidence
10 yrs history · 231 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 44
- Drivers · CDL
- 44 · 44
- Annual miles
- 3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 42 | 2 | 0 | 44 |
| Trailers | 46 | 0 | 0 | 46 |
Registration
- Registered
- 05-12-2016 (10 yrs)
- MCS-150 Update
- 05-06-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- ANDREI MARDARE
Cargo
71.6
high risk
Machinery/Large Objects
General Freight
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.99×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.3 vs 2.3 for similar fleets
Likely 0–5 crashes
This motor carrier
2.3
Similar fleets
2.3
Chance of a fatal crash, next 12 months
~6%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 5 crashes on the FMCSA record in 24 months (about 2.5 a year); similar fleets have about 2.3 a year. The grade counts 8 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.64× and out-of-service orders 0.69× the rate expected for its inspections. Together they move its crash estimate -8%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service3 out-of-service violations against drivers: 3 hours of service (May 2025 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 57 of 134 violations (43%). Brake or light defects led to 12 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs6 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- 5 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 1.7% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 8
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High speeding: 9
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
5
0 fatalities · 0 injuries · 0 tow-aways
Inspections
231
70% clean (no violations)
Vehicle out-of-service
24.1%
19 of 79
National avg 22.3%
Driver out-of-service
1.7%
4 of 231
National avg 6.7%
Violations
134
29 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 800 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.057 | 0.027 |
| Inspections | 3.80 | 0.77 |
| Violations | 1.52 | 0.44 |
| Critical violations | 0.20 | 0.09 |
Yearly rates from the last 24 months. Peers: 20–49 power units, high-risk cargo.
What they get cited for
134 violations · 24 months-
Vehicle maintenance No alert97 · 26 OOSBrakes 57 · Lights 17 · Tires 8 · Cargo securement 4 · Steering & suspension 4 · 7 more
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Unsafe driving No alert24 · 0 OOSReckless / lane 12 · Speeding 9 · Other 3
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Hours of service No alert13 · 3 OOSFalse log 6 · Logbook / ELD paperwork 6 · No log 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
5 crashes
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Jan312026South DakotaProperty damage onlySnow road, daylight, blowing sand soil dirt or snow, two-way trafficway divided unprotected median. Citation issued.
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Nov292025IowaProperty damage onlySnow road, daylight, snow, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov62025ArkansasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan212025West VirginiaProperty damage onlyDaylight, two-way trafficway not divided.
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Jan212025WyomingProperty damage onlyDaylight, severe crosswinds, two-way trafficway not divided. Citation issued.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · MS Transverse Insurance Companyon record since Aug 22, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jun 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: National Specialty Insurance Company → MS Transverse Insurance Company (Aug 2026); AMERICAN INTER-FIDELITY EXCHANGE → STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA (Aug 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Dec 28, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Aug 20, 2026 (suspension effective Sep 19, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Jun 22, 2016)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 12 authority events since 2016 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
16 filings and 12 authority events since 2016 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 22, 2026MS Transverse Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Aug 20, 2026MS Transverse Insurance CompanyLiability · $1,000,000 · ended Sep 19, 2026 · superseded by the same policy1 month in forceFMCSA's new system
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Aug 20, 2026FMCSA suspension notice for the operating authority, effective Sep 19, 2026the authority stayed activeFMCSA's new system
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Dec 28, 2025National Specialty Insurance CompanyLiability · $1,000,000 · ended Aug 22, 2026 · replaced by another insurer8 months in forceFMCSA's new system
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Aug 22, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Dec 28, 2025 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Jul 28, 2025FMCSA revocation notice for the operating authority, dropped Aug 22, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Aug 22, 2025)L&I to May 14, 2026
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Sep 27, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Aug 22, 2025 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Aug 22, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Sep 27, 2024 · superseded by the same policy1 month in forceL&I to May 14, 2026
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Aug 22, 2023AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Aug 22, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jul 26, 2023FMCSA revocation notice for the operating authority, dropped Aug 22, 2023opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Aug 22, 2023)L&I to May 14, 2026
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Jul 26, 2022FMCSA revocation notice for the operating authority, dropped Aug 9, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 29, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Aug 22, 2023 · cancellation notice took effect22 months in forceL&I to May 14, 2026
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Oct 4, 2021FMCSA revocation notice for the operating authority, dropped Oct 14, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Oct 29, 2021)L&I to May 14, 2026
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Aug 22, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Oct 29, 2021 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 26, 2021FMCSA revocation notice for the operating authority, dropped Aug 5, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Aug 22, 2021)L&I to May 14, 2026
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Aug 22, 2020NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Aug 22, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 27, 2020FMCSA revocation notice for the operating authority, dropped Aug 21, 2020opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Aug 22, 2020)L&I to May 14, 2026
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Feb 13, 2020NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Aug 22, 2020 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Aug 22, 2019NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Feb 13, 2020 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jul 26, 2019FMCSA revocation notice for the operating authority, dropped Aug 23, 2019opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Aug 22, 2019)L&I to May 14, 2026
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Aug 22, 2018NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Aug 22, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 26, 2018FMCSA revocation notice for the operating authority, dropped Aug 13, 2018opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Aug 22, 2018)L&I to May 14, 2026
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Jun 16, 2018WESCO INSURANCE COMPANYLiability · $750,000 · ended Aug 22, 2018 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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May 21, 2018FMCSA revocation notice for the operating authority, dropped Jun 14, 2018opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Jun 16, 2018)L&I to May 14, 2026
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Jun 16, 2017WESCO INSURANCE COMPANYLiability · $750,000 · ended Jun 16, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- South Dakota 39
- Montana 28
- Utah 15
- Washington 13
- California 11
- Colorado 11
- Nebraska 9
- Kansas 8
Runs well beyond its home state: 3 of 231 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (67 power units: 44 filed, 67 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.3
Actual, per year in window
2.7
Projected, next 12 mo
2.3
0
1.5
3
We'd expect a typical fleet of 67 power units this active to have about 2.3 crashes a year (sized from the 67 units seen roadside; 44 filed). This motor carrier recorded 8 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.7 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.3 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 6% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
229 inspections
and 8 crashes.
The FMCSA record tables now hold 228 inspections and 5 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- Out-of-service inspection Sep 26, 2024 · UT · level 1 · 1 vehicle OOS · 3 violations
- 2 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.47
Satisfactory — 0.99x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.034 crashes per power-unit-year for a 67-unit for-hire fleet (pu50_99). Violations 0.92x (driver behaviour 0.88x, out-of-service 0.69x, all violations 0.64x; 229 inspections). Experience 1.08x: 3.8 decayed crashes against 3.3 expected over 36 months (credibility 0.47, a 3.77). 80% range 0.56–1.49x. Fleet sized at 67 units from roadside VINs (44 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.4 crashes per 100 power-unit-years
67 power units (44 filed, 67 seen roadside) · 2.31 expected crashes a year
Violation relativity
0.92×
229 inspections in window
Crash experience
1.08×
3.8 decayed crashes vs 3.3 expected · credibility 0.47
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.99× (80% range 0.56–1.49×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
231
Driver Insp
231
Driver OOS
4
Vehicle Insp
79
Vehicle OOS
19
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 22 | 4.63 | |
| HOS Compliance | 13 | 0.29 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 41 | 5.94 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.