MERCY & GRACE LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 14
- Drivers · CDL
- 14 · 14
- Annual miles
- 793k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 5 | 9 | 0 | 14 |
| Trailers | 4 | 8 | 0 | 12 |
Registration
- Registered
- 05-29-2016 (10 yrs)
- MCS-150 Update
- 05-08-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- GETACHEW ABRAHA
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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FMCSA suspension notice pendingFMCSA served a notice on Oct 22, 2026: the operating authority will be suspended on Nov 21, 2026 unless the missing filing is restored. The notice does not say which filing. Not in the grade.Ask: which filing lapsed and whether it has been refiled.
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Brakes and lightsBrakes are 21 of 74 violations (28%). Brake or light defects led to 12 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate61.1% of vehicle inspections end out of service vs 22.3% nationally (11 of 18). Across all its inspections, out-of-service orders run 1.74× what's expected for where and how it's inspected.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
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Substance violations: 1
Track record
Inspected more often than interstate fleets of 10–19 trucks in Georgia (about 15 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.143 | 0.034 |
| Inspections | 1.86 | 1.23 |
| Violations | 2.68 | 0.97 |
| Critical violations | 0.57 | 0.19 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
74 violations · 24 months-
Vehicle maintenance No alert66 · 21 OOSBrakes 21 · Lights 19 · Tires 12 · Cargo securement 4 · Steering & suspension 1 · 9 more
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Unsafe driving No alert6 · 0 OOSReckless / lane 3 · Seat belt 1 · Speeding 1 · Other 1
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Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert1 · 0 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Aug42026GeorgiaInjury · 1 person hurtDaylight. Citation issued.
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Jul172026GeorgiaProperty damage onlyDaylight, one-way trafficway not divided.
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Jul302025GeorgiaProperty damage onlyDark - not lighted.
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Dec242024AlabamaProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Aug 11, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 2017
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: CONCERT SPECIALTY INSURANCE COMPANY → Universal Casualty Risk Retention Group, Inc (Aug 2025)
- 3 cancellation notices filed by insurers; 1 took effect (the last Aug 11, 2025, replaced the same day); 2 replaced before they took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice served Oct 22, 2026: the operating authority will be suspended on Nov 21, 2026 unless the missing filing is restored (the notice does not say which filing). FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Aug 21, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 11 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 22, 2026FMCSA suspension notice for the operating authority, effective Nov 21, 2026pending on FMCSA's recordFMCSA's new system
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Aug 11, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Aug 11, 2025Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · ended Aug 11, 2026 · replaced by the same insurer (renewal)12 months in forceFMCSA's new system
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Jul 15, 2025FMCSA revocation notice for the operating authority, dropped Aug 12, 2025opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2025)L&I to May 14, 2026
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May 23, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Aug 11, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 23, 2025 · superseded by the same policya cancellation notice effective Jun 20, 2025 came after the replacement; 9 months in forceL&I to May 14, 2026
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May 29, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2024 · replaced by the same insurer (renewal)2 months in forceL&I to May 14, 2026
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May 28, 2024FMCSA revocation notice for the operating authority, dropped May 30, 2024opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jun 23, 2024)L&I to May 14, 2026
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Aug 11, 2023CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 29, 2024 · superseded by the same policya cancellation notice effective Jun 23, 2024 came after the replacement; 10 months in forceL&I to May 14, 2026
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Jul 17, 2023FMCSA revocation notice for the operating authority, dropped Aug 11, 2023opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2023)L&I to May 14, 2026
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Aug 11, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 15, 2022FMCSA revocation notice for the operating authority, dropped Aug 9, 2022opened after PRIME INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2022)L&I to May 14, 2026
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Apr 18, 2022PRIME INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2022 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Mar 22, 2022FMCSA revocation notice for the operating authority, dropped Mar 24, 2022opened after PRIME INSURANCE COMPANY filed a cancellation notice (effective Apr 18, 2022)L&I to May 14, 2026
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Aug 11, 2021PRIME INSURANCE COMPANYLiability · $750,000 · ended Apr 18, 2022 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jul 15, 2021FMCSA revocation notice for the operating authority, dropped Aug 12, 2021opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Aug 11, 2021)L&I to May 14, 2026
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Aug 11, 2020NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Aug 11, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 15, 2020FMCSA revocation notice for the operating authority, dropped Aug 10, 2020opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2020)L&I to May 14, 2026
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Sep 26, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2020 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Aug 11, 2019UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 26, 2019 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 15, 2019FMCSA revocation notice for the operating authority, dropped Aug 12, 2019opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2019)L&I to May 14, 2026
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Aug 11, 2018WESCO INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 16, 2018FMCSA revocation notice for the operating authority, dropped Aug 13, 2018opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Aug 11, 2018)L&I to May 14, 2026
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Sep 20, 2017WESCO INSURANCE COMPANYLiability · $750,000 · ended Aug 11, 2018 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Aug 21, 2017Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Louisiana 3
- North Carolina 3
- Arkansas 2
- Georgia (HQ) 2
- Kentucky 2
- South Carolina 2
- South Dakota 2
- Tennessee 2
Runs well beyond its home state: 2 of 27 inspections were in Georgia.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (22 power units: 14 filed, 22 seen roadside in 24 months).
We'd expect a typical fleet of 22 power units this active to have about 1.1 crashes a year (sized from the 22 units seen roadside; 14 filed). This motor carrier recorded 6 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.0 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.5 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 6.23 | |
| HOS Compliance | 1 | 0.12 | |
| Driver Fitness | 1 | 0.05 | |
| Controlled Substances | 1 | 0.52 | |
| Vehicle Maintenance | 16 | 15.40 |
SMS record data is sourced from FMCSA's Safety Measurement System (06-NOV-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.