SCU BUS LINES
DBA: NA
FMCSA Live Status
Fleet & equipment
- Power units
- 21
- Drivers · CDL
- 40 · 40
- Annual miles
- 180k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 07-10-2016 (10 yrs)
- MCS-150 Update
- 07-22-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- STEPHEN C UNDERWOOD
Cargo
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
-
Little roadside historyOnly 0 inspections in 24 months for 21 power units, where interstate fleets of 20–49 trucks in Tennessee average about 25; the record says little either way.Ask: confirm the fleet is operating at the filed size (the MCS-150 was last updated Jul 2025).
- 1 crash in 24 months. No injuries, no fatalities.
-
Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
-
Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected less often than interstate fleets of 20–49 trucks in Tennessee (about 25 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.024 | 0.029 |
| Inspections | 0.00 | 1.11 |
| Violations | 0.00 | 0.77 |
| Critical violations | 0.00 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Dec82025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
-
primary $1,000,000 + excess $4,000,000 (total $5,000,000) · PHILADELPHIA INDEMNITY INSURANCE COMPANYon record since Jul 18, 2025 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Jul 2016
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: CYPRESS INSURANCE COMPANY (CA) → PHILADELPHIA INDEMNITY INSURANCE COMPANY (Jul 2023)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Jul 18, 2023, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 18, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 11 authority events since 2016 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Jul 18, 2025PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
-
Jul 18, 2025PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · on fileL&I to May 14, 2026
-
Jul 18, 2023PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 18, 2025 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
-
Jul 18, 2023PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 18, 2025 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
-
Jun 21, 2023FMCSA revocation notice for the operating authority, dropped Jul 18, 2023opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2023)L&I to May 14, 2026
-
Jul 18, 2022CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 21, 2022FMCSA revocation notice for the operating authority, dropped Jul 12, 2022opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2022)L&I to May 14, 2026
-
Mar 1, 2022CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2022 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Jan 10, 2022CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Mar 1, 2022 · superseded by the same policya cancellation notice effective Mar 30, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Jan 3, 2022FMCSA revocation notice for the operating authority, dropped Jan 11, 2022opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jan 27, 2022)L&I to May 14, 2026
-
Jul 18, 2021CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jan 10, 2022 · superseded by the same policya cancellation notice effective Jan 27, 2022 came after the replacement; 6 months in forceL&I to May 14, 2026
-
Jun 22, 2021FMCSA revocation notice for the operating authority, dropped Jul 13, 2021opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2021)L&I to May 14, 2026
-
Jul 18, 2020CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 22, 2020FMCSA revocation notice for the operating authority, dropped Jul 10, 2020opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2020)L&I to May 14, 2026
-
Jul 18, 2019CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 21, 2019FMCSA revocation notice for the operating authority, dropped Jul 19, 2019opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2019)L&I to May 14, 2026
-
Oct 25, 2018CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2019 · cancellation notice took effect9 months in forceL&I to May 14, 2026
-
Oct 4, 2018FMCSA revocation notice for the operating authority, dropped Oct 26, 2018opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Oct 31, 2018)L&I to May 14, 2026
-
Jul 18, 2018CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Oct 25, 2018 · superseded by the same policya cancellation notice effective Oct 31, 2018 came after the replacement; 3 months in forceL&I to May 14, 2026
-
Jun 25, 2018FMCSA revocation notice for the operating authority, dropped Jul 10, 2018opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 21, 2018)L&I to May 14, 2026
-
Oct 24, 2017CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2018 · replaced by the same insurer (renewal)a cancellation notice effective Jul 21, 2018 came after the replacement; 9 months in forceL&I to May 14, 2026
-
Oct 2, 2017FMCSA revocation notice for the operating authority, dropped Oct 25, 2017opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Oct 28, 2017)L&I to May 14, 2026
-
Jul 18, 2017CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Oct 24, 2017 · superseded by the same policya cancellation notice effective Oct 28, 2017 came after the replacement; 3 months in forceL&I to May 14, 2026
-
Jun 21, 2017FMCSA revocation notice for the operating authority, dropped Jul 11, 2017opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Jul 18, 2017)L&I to May 14, 2026
-
Sep 23, 2016CYPRESS INSURANCE COMPANY (CA)Liability · $5,000,000 · ended Jul 18, 2017 · cancellation notice took effect10 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Passenger| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 0 | 0.00 | - |
SMS record data is sourced from FMCSA's Safety Measurement System and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.