L & Y ENTERPRISES LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 1 · 1
- Annual miles
- 647k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 0 | 0 | 1 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Cargo Operation
- Interstate
- Scope
- Interstate (Within 100 miles)
- FMCSA Rating
- Satisfactory (01-24-2023) · 3 yr old
- Registered
- 08-29-2016 (10 yrs)
- MCS-150 Update
- 09-08-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- L & Y ENTERPRISES LLC
- Officer
- YILIEM JIMENEZ
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Mar 2026).Ask: driver qualification files and hiring standards.
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Lights and cargo securementLights are 23 of 51 violations (45%). Light or cargo securement defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than interstate fleets of 2–5 trucks in New Jersey (about 3 in 24 months would be typical; 37% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 1.500 | 0.043 |
| Inspections | 18.25 | 1.58 |
| Violations | 12.75 | 1.56 |
| Critical violations | 1.25 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
51 violations · 24 months-
Vehicle maintenance No alert45 · 6 OOSLights 23 · Cargo securement 5 · Brakes 4 · Tires 4 · Other parts 9
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Unsafe driving No alert4 · 0 OOSReckless / lane 2 · Speeding 2
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Driver fitness No alert2 · 1 OOSEnglish proficiency 1 · No valid CDL 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep42025New JerseyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul282025New JerseyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jun192025PennsylvaniaInjury · 1 person hurtDaylight.
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May162025New JerseyProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Feb192025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
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Dec62024New JerseyInjury · 1 person hurtDark - not lighted, two-way trafficway divided positive barrier.
3 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,500,000 · DRIVE NEW JERSEY INSURANCE COMPANYon record since Sep 21, 2026 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA → DRIVE NEW JERSEY INSURANCE COMPANY (Sep 2026)
- 8 cancellation notices filed by insurers; 8 took effect (the last Jan 28, 2026, replaced 236 days later)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's new registration system, status since Sep 25, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 22 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 21, 2026DRIVE NEW JERSEY INSURANCE COMPANYLiability · $1,500,000 · on fileFMCSA's new system
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Feb 4, 2026Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 18, 2025Operating authority reinstatedL&I to May 14, 2026
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Oct 21, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 15, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,500,000 · ended Jan 28, 2026 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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May 30, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,500,000 · ended Oct 15, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Apr 12, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,500,000 · ended May 30, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Mar 17, 2025FMCSA revocation notice for the operating authority, dropped Apr 17, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Apr 12, 2025)L&I to May 14, 2026
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Feb 22, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,500,000 · ended Apr 12, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jan 27, 2025FMCSA revocation notice for the operating authority, dropped Feb 5, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Feb 22, 2025)L&I to May 14, 2026
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Oct 15, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,500,000 · ended Feb 22, 2025 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Sep 18, 2024FMCSA revocation notice for the operating authority, dropped Oct 10, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 15, 2024)L&I to May 14, 2026
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Mar 15, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 15, 2024 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Feb 20, 2024FMCSA revocation notice for the operating authority, dropped Feb 28, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Mar 15, 2024)L&I to May 14, 2026
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Jan 17, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Mar 15, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Oct 15, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Jan 17, 2024 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Sep 18, 2023FMCSA revocation notice for the operating authority, dropped Oct 13, 2023opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 15, 2023)L&I to May 14, 2026
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Oct 15, 2022STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 15, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 19, 2022FMCSA revocation notice for the operating authority, dropped Oct 20, 2022opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 15, 2022)L&I to May 14, 2026
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Dec 2, 2021STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 15, 2022 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Nov 5, 2021FMCSA revocation notice for the operating authority, dropped Dec 2, 2021opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Dec 2, 2021)L&I to May 14, 2026
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Oct 15, 2021STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Dec 2, 2021 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 20, 2021FMCSA revocation notice for the operating authority, dropped Oct 18, 2021opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 15, 2021)L&I to May 14, 2026
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Nov 10, 2020STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 15, 2021 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Oct 15, 2020STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Nov 10, 2020 · superseded by the same policy1 month in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- New Jersey (HQ) 25
- Pennsylvania 6
- New York 2
76% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (17 power units: 2 filed, 17 seen roadside in 24 months).
We'd expect a typical fleet of 17 power units this active to have about 0.9 crashes a year (sized from the 17 units seen roadside; 2 filed). This motor carrier recorded 6 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.0 a year) — about 2.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.2 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
- Out-of-service inspection Sep 25, 2024 · PA · level 2 · 1 vehicle OOS · 5 violations
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 17.36 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 0.47 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 14 | 7.18 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-DEC-25 – 28-NOV-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.