FINANFAC & TRANSPORTERS LLC
(305) 906-0360
fin.transporters@gmail.com
740 Sw 109th Ave, Sweetwater FL 33174
2
tractors · all owned
2 drivers
140k mi/yr · ~70k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 2 · 2
- Annual miles
- 140k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 2 | 0 | 0 | 2 |
| Trailers | 2 | 0 | 0 | 2 |
Registration
- Registered
- 01-24-2017 (9 yrs)
- MCS-150 Update
- 04-09-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- OSCAR PERUGACHI
- Officer
- RICARDO PERUGACHI
Cargo
57.9
medium risk
Household Goods
Metal: Sheets/Coils/Rolls
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Paper Products
Utility
Farm Supplies
Construction
Water Well
Coal/Coke
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: operating authority revoked since Dec 1, 2025 (Revoked) with no roadside inspection or crash recorded since, and no active authority on file. Graded again once it is seen operating or the authority is reinstated; referral.
Worth a closer look
From the FMCSA record.
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Drivers put out of service11 out-of-service violations against drivers: 5 no valid CDL, 4 hours of service, 2 English proficiency (Jan 2025 – Sep 2025).Ask: driver supervision and dispatch practices.
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Lights and cargo securementLights are 16 of 63 violations (25%). Light or cargo securement defects led to 6 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate45.5% of vehicle inspections end out of service vs 22.3% nationally (5 of 11).
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Driver out-of-service rate36.4% of driver inspections end out of service vs 6.7% nationally (8 of 22).
Strengths
- 2 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Oct 2024 – Sep 2025
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
2
0 fatalities · 0 injuries · 0 tow-aways
Inspections
22
36% clean (no violations)
Vehicle out-of-service
45.5%
5 of 11
National avg 22.3%
Driver out-of-service
36.4%
8 of 22
National avg 6.7%
Violations
63
20 out-of-service
Inspected more often than interstate fleets of 2–5 trucks in Florida (about 3 in 24 months would be typical; 36% of them had none).
Inspections per quarter
With an out-of-service order
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.250 | 0.043 |
| Inspections | 7.50 | 1.58 |
| Violations | 15.75 | 1.56 |
| Critical violations | 3.00 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
63 violations · 24 months-
Vehicle maintenance No alert47 · 9 OOSLights 16 · Cargo securement 7 · Brakes 5 · Tires 5 · Wheels & hubs 2 · 12 more
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Driver fitness No alert7 · 7 OOSNo valid CDL 5 · English proficiency 2
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Hours of service No alert6 · 4 OOSNo log 5 · Logbook / ELD paperwork 1
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Unsafe driving No alert3 · 0 OOSPhone use 1 · Reckless / lane 1 · Seat belt 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
2 crashes
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Mar222025North CarolinaProperty damage onlyDark - lighted, one-way trafficway not divided.
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Oct162024TexasProperty damage onlyDark - unknown roadway lighting, two-way trafficway not divided.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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No liability filing on FMCSA's record through Nov 2, 2026.Last filing: CONCERT SPECIALTY INSURANCE COMPANY, ended Nov 22, 2025 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: ACCREDITED SPECIALTY INSURANCE COMPANY → CONCERT SPECIALTY INSURANCE COMPANY (Aug 2025); TRISURA SPECIALTY INSURANCE COMPANY → ACCREDITED SPECIALTY INSURANCE COMPANY (Aug 2024)
- 4 cancellation notices filed by insurers; 4 took effect (the last Nov 22, 2025, not replaced on FMCSA's record)
- No liability filing on FMCSA's file since Nov 22, 2025 (9 days through Nov 2, 2026) while the authority required one
Authority
- FMCSA notices resolved in time: 3
Operating authority inactive (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
6 filings and 8 authority events since 2017 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
6 filings and 8 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 1, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 14, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 22, 2025 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Sep 18, 2025FMCSA revocation notice for the operating authority, dropped Oct 15, 2025opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Oct 15, 2025)L&I to May 14, 2026
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Aug 26, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 15, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 28, 2025FMCSA revocation notice for the operating authority, dropped Aug 27, 2025opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 24, 2025)L&I to May 14, 2026
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Aug 24, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 24, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 29, 2024FMCSA revocation notice for the operating authority, dropped Aug 22, 2024opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 24, 2024)L&I to May 14, 2026
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Aug 24, 2023TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 24, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 2, 2023FMCSA revocation notice for the operating authority, dropped Aug 23, 2023opened after KNIGHT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 29, 2023)L&I to May 14, 2026
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Aug 29, 2022Operating authority reinstatedL&I to May 14, 2026
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Aug 24, 2022KNIGHT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 24, 2023 · replaced by another insurera cancellation notice effective Aug 29, 2023 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 14, 2018Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 9, 2017Operating authority grantedL&I to May 14, 2026
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May 2, 2017WESCO INSURANCE COMPANYLiability · $750,000 · ended May 4, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas 6
- Tennessee 3
- Kentucky 2
- Alabama 1
- California 1
- Colorado 1
- Georgia 1
- Iowa 1
Runs well beyond its home state: 0 of 22 inspections were in Florida.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
22
Driver Insp
22
Driver OOS
8
Vehicle Insp
11
Vehicle OOS
5
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 5.50 | |
| HOS Compliance | 6 | 1.86 | |
| Driver Fitness | 6 | 2.69 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 9 | 16.91 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 29-APR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.