ZEAL TRANSFOUR LLC
(915) 249-6688
z.transfour@gmail.com
8031 Bob Hope, El Paso TX 79936
9
tractors
13 drivers
1.6M mi/yr · ~179k per unit
Not enough record
Graded once the record supports it
9 yrs history · 41 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 9
- Drivers · CDL
- 13 · 0
- Annual miles
- 1.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 8 | 0 | 9 |
| Trailers | 3 | 12 | 0 | 15 |
Registration
- FMCSA Rating
- Satisfactory (09-18-2024)
- Registered
- 04-10-2017 (9 yrs)
- MCS-150 Update
- 04-27-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- ANGEL CORTES
Cargo
64.6
medium risk
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Liquids/Gases
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Other: OTHER
Grain/Feed/Hay
US Mail
Dry Bulk
Paper Products
Utility
Farm Supplies
Construction
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
41 inspections and 2 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans worse than similar fleets (about a 60% chance), but not by enough to grade.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.7× as often as the median active fleet of 10–19 trucks.
80% likely range 0.59×–1.92×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.0 vs 0.9 for similar fleets
Likely 0–3 crashes
This motor carrier
1.0
Similar fleets
0.9
A record this thin can't pin that down: about a 1-in-5 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (9 power units).
What the record shows
Crash history
betterworse
About typical. 2 crashes on the FMCSA record in 24 months (about 1 a year), including 1 with injuries; similar fleets have about 0.9 a year. The grade counts 3 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Out-of-service orders 1.89×, unsafe-driving and hours-of-service violations 1.70× and violations 1.40× the rate expected for its inspections. Together they move its crash estimate +15%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service9 out-of-service violations against drivers: 6 hours of service, 3 no valid CDL (Sep 2024 – Jul 2026).Ask: driver supervision and dispatch practices.
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Lights and brakesLights are 19 of 79 violations (24%). Light or brake defects led to 10 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate40.0% of vehicle inspections end out of service vs 22.3% nationally (10 of 25). Across all its inspections, out-of-service orders run 1.89× what's expected for where and how it's inspected.
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Driver out-of-service rate19.5% of driver inspections end out of service vs 6.7% nationally (8 of 41). Across all its inspections, out-of-service orders run 1.89× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
2
0 fatalities · 1 injury · 0 tow-aways
Inspections
41
39% clean (no violations)
Vehicle out-of-service
40.0%
10 of 25
National avg 22.3%
Driver out-of-service
19.5%
8 of 41
National avg 6.7%
Violations
79
27 out-of-service
Inspected more often than interstate fleets of 6–9 trucks in Texas (about 19 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.167 | 0.043 |
| Inspections | 3.61 | 1.58 |
| Violations | 4.39 | 1.56 |
| Critical violations | 0.72 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
79 violations · 24 months-
Vehicle maintenance No alert57 · 18 OOSLights 19 · Brakes 16 · Tires 5 · Cargo securement 4 · Wheels & hubs 2 · 11 more
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Hours of service No alert14 · 6 OOSLogbook / ELD paperwork 5 · No log 4 · Over hours limit 3 · False log 2
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Unsafe driving No alert5 · 0 OOSSpeeding 3 · Other 2
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Driver fitness No alert3 · 3 OOSNo valid CDL 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
May62026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jan202026ArkansasInjury · 1 person hurtDawn, two-way trafficway divided unprotected median. Citation issued.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · SENTRY SELECT INSURANCE COMPANYon record since May 13, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since May 2017
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: TEXAS INSURANCE COMPANY → SENTRY SELECT INSURANCE COMPANY (May 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 15, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 14 authority events since 2017 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
17 filings and 14 authority events since 2017 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 13, 2024SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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May 13, 2023TEXAS INSURANCE COMPANYLiability · $750,000 · ended May 13, 2024 · replaced by another insurera cancellation notice effective Jun 13, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 17, 2023FMCSA revocation notice for the operating authority, dropped May 15, 2023opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 13, 2023)L&I to May 14, 2026
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Nov 22, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 13, 2023 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Nov 3, 2022FMCSA revocation notice for the operating authority, dropped Nov 23, 2022opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Nov 30, 2022)L&I to May 14, 2026
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Jul 5, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 22, 2022 · superseded by the same policya cancellation notice effective Nov 30, 2022 came after the replacement; 5 months in forceL&I to May 14, 2026
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Jul 5, 2022FMCSA revocation notice for the operating authority, dropped Jul 6, 2022opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 31, 2022)L&I to May 14, 2026
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May 13, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 5, 2022 · superseded by the same policya cancellation notice effective Jul 31, 2022 came after the replacement; 2 months in forceL&I to May 14, 2026
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Apr 14, 2022FMCSA revocation notice for the operating authority, dropped May 16, 2022opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective May 11, 2022)L&I to May 14, 2026
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Jan 25, 2022UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended May 11, 2022 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jan 6, 2022FMCSA revocation notice for the operating authority, dropped Jan 26, 2022opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2022)L&I to May 14, 2026
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May 11, 2021UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Jan 25, 2022 · superseded by the same policya cancellation notice effective Feb 2, 2022 came after the replacement; 9 months in forceL&I to May 14, 2026
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Apr 14, 2021FMCSA revocation notice for the operating authority, dropped May 10, 2021opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective May 11, 2021)L&I to May 14, 2026
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Dec 30, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended May 11, 2021 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Dec 10, 2020FMCSA revocation notice for the operating authority, dropped Dec 31, 2020opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective Jan 6, 2021)L&I to May 14, 2026
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May 11, 2020UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Dec 30, 2020 · superseded by the same policya cancellation notice effective Jan 6, 2021 came after the replacement; 8 months in forceL&I to May 14, 2026
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Apr 13, 2020FMCSA revocation notice for the operating authority, dropped May 12, 2020opened after UNITED WISCONSIN INSURANCE COMPANY filed a cancellation notice (effective May 8, 2020)L&I to May 14, 2026
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Nov 13, 2019UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended May 8, 2020 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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May 8, 2019UNITED WISCONSIN INSURANCE COMPANYLiability · $750,000 · ended Nov 13, 2019 · superseded by the same policya cancellation notice effective Dec 18, 2019 came after the replacement; 6 months in forceL&I to May 14, 2026
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Apr 11, 2019FMCSA revocation notice for the operating authority, dropped May 8, 2019opened after AMERICAN MILLENNIUM INS/CITADEL REINSURANCE filed a cancellation notice (effective May 8, 2019)L&I to May 14, 2026
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Nov 29, 2018AMERICAN MILLENNIUM INS/CITADEL REINSURANCELiability · $750,000 · ended May 8, 2019 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Nov 19, 2018FMCSA revocation notice for the operating authority, dropped Nov 30, 2018opened after AMERICAN MILLENNIUM INS/CITADEL REINSURANCE filed a cancellation notice (effective Dec 14, 2018)L&I to May 14, 2026
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Oct 8, 2018AMERICAN MILLENNIUM INS/CITADEL REINSURANCELiability · $750,000 · ended Nov 29, 2018 · superseded by the same policya cancellation notice effective Dec 14, 2018 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jul 3, 2018AMERICAN MILLENNIUM INS/CITADEL REINSURANCELiability · $750,000 · ended Oct 8, 2018 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Jun 11, 2018FMCSA revocation notice for the operating authority, dropped Jul 5, 2018opened after AMERICAN MILLENNIUM INS/CITADEL REINSURANCE filed a cancellation notice (effective Jul 6, 2018)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas (HQ) 13
- New Mexico 9
- Arkansas 4
- Kentucky 3
- Missouri 3
- Oklahoma 3
- Illinois 2
- Kansas 2
32% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (15 power units: 9 filed, 15 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.9
Actual, per year in window
1.0
Projected, next 12 mo
1.0
0
0.75
1.5
We'd expect a typical fleet of 15 power units this active to have about 0.9 crashes a year (sized from the 15 units seen roadside; 9 filed). This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.0 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
40 inspections
and 3 crashes.
The FMCSA record tables now hold 40 inspections and 2 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- Out-of-service inspection Sep 30, 2024 · IN · level 3 · 1 driver OOS · 2 violations
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.59×–1.92×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.30
Satisfactory — 1.20x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.057 crashes per power-unit-year for a 15-unit for-hire fleet (pu10_19). Violations 1.15x (driver behaviour 1.70x, out-of-service 1.89x, all violations 1.40x; 40 inspections). Experience 1.05x: 1.8 decayed crashes against 1.5 expected over 36 months (credibility 0.30, a 3.54). 80% range 0.59–1.92x. Fleet sized at 15 units from roadside VINs (9 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.7 crashes per 100 power-unit-years
15 power units (9 filed, 15 seen roadside) · 0.86 expected crashes a year
Violation relativity
1.15×
40 inspections in window
Crash experience
1.05×
1.8 decayed crashes vs 1.5 expected · credibility 0.30
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.20× (80% range 0.59–1.92×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
41
Driver Insp
41
Driver OOS
8
Vehicle Insp
25
Vehicle OOS
10
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 2.87 | |
| HOS Compliance | 9 | 1.74 | |
| Driver Fitness | 2 | 0.37 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 20 | 9.26 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-MAY-25 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.