A & L IRON AND METAL INC
FMCSA Live Status
Fleet & equipment
- Power units
- 20
- Drivers · CDL
- 15 · 15
- Annual miles
- 928k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 10 | 0 | 0 | 10 |
| Tractors | 0 | 10 | 0 | 10 |
| Trailers | 52 | 0 | 0 | 52 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (02-05-2009) · 17 yr old
- Registered
- 09-11-1987 (39 yrs)
- MCS-150 Update
- 09-24-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JUSTIN SHANNON
- Officer
- AMANDA ARP
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings99 days without a liability filing on FMCSA's record (Apr 24, 2025 – Aug 1, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Brakes and lightsBrakes are 26 of 63 violations (41%). Brake or light defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate50.0% of vehicle inspections end out of service vs 22.3% nationally (10 of 20). Across all its inspections, out-of-service orders run 1.25× what's expected for where and how it's inspected.
- No reportable crashes in 24 months.
- Driver out-of-service rate 2.6% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
Track record
Inspected more often than interstate fleets of 20–49 trucks in Michigan (about 18 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.025 | 0.029 |
| Inspections | 1.80 | 1.11 |
| Violations | 1.57 | 0.77 |
| Critical violations | 0.23 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
63 violations · 24 months-
Vehicle maintenance No alert57 · 14 OOSBrakes 26 · Lights 15 · Tires 4 · Cargo securement 3 · Steering & suspension 2 · 7 more
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Unsafe driving No alert5 · 0 OOSReckless / lane 2 · Speeding 2 · Phone use 1
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Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Key Risk Insurance Companyon record since Aug 1, 2025 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 1 change: ACADIA INSURANCE COMPANY → Key Risk Insurance Company (Aug 2025)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Apr 24, 2025, replaced 99 days later)
- 99 days without a liability filing (Apr 24, 2025 – Aug 1, 2025) while the authority required one; a later back-dated filing can close a lapse
Operating authority active (FMCSA's new registration system, status since Aug 15, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
11 filings and 6 authority events since 2001 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 1, 2025Key Risk Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Aug 1, 2024ACADIA INSURANCE COMPANYLiability · $1,000,000 · ended Apr 24, 2025 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Aug 1, 2023CONTINENTAL WESTERN INSURANCE CO.Liability · $1,000,000 · ended Aug 1, 2024 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Aug 9, 2019FIREMEN'S INSURANCE CO. OF WASHINGTON DCLiability · $1,000,000 · ended Aug 1, 2023 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Aug 2, 2018FMCSA revocation notice for the operating authority, dropped Aug 8, 2018opened after MICHIGAN MILLERS MUTUAL INSURANCE CO filed a cancellation notice (effective Aug 29, 2018)L&I to May 14, 2026
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Aug 1, 2018UNITED STATES FIRE INSURANCE CO.Liability · $750,000 · ended Aug 9, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 1, 2014MICHIGAN MILLERS MUTUAL INSURANCE COLiability · $1,000,000 · ended Aug 1, 2018 · replaced by another insurera cancellation notice effective Aug 29, 2018 came after the replacement; 48 months in forceL&I to May 14, 2026
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Oct 15, 2010FMCSA revocation notice for the operating authority, dropped Oct 22, 2010opened after LIBERTY MUTUAL FIRE INSURANCE CO. filed a cancellation notice (effective Nov 11, 2010)L&I to May 14, 2026
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Aug 1, 2010COMMERCE AND INDUSTRY INSURANCELiability · $1,000,000 · ended Aug 1, 2014 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Aug 15, 2008Operating authority reinstatedL&I to May 14, 2026
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Aug 7, 2006Operating authority revoked (cause not stated)L&I to May 14, 2026
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Aug 1, 2006LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Aug 1, 2010 · replaced by another insurera cancellation notice effective Nov 11, 2010 came after the replacement; 48 months in forceL&I to May 14, 2026
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Aug 1, 2005CHICAGO INSURANCE CO.Liability · $1,000,000 · ended Aug 1, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 5, 2005FMCSA revocation notice for the operating authority, dropped Jul 29, 2005opened after CHICAGO INSURANCE CO. filed a cancellation notice (effective Aug 1, 2005)L&I to May 14, 2026
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Feb 1, 2005CHICAGO INSURANCE CO.Liability · $1,000,000 · ended Aug 1, 2005 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Apr 12, 2002Operating authority grantedL&I to May 14, 2026
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Aug 1, 2001GRANITE STATE INSURANCE CO.Liability · $750,000 · ended Feb 1, 2005 · replaced by another insurer42 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 38
Mostly inspected in its home state (100%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (20 power units: 20 filed, 17 seen roadside in 24 months).
We'd expect a typical fleet of 20 power units this active to have about 1.0 crash a year. This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12 — below a typical fleet.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 0.68 | |
| HOS Compliance | 1 | 0.34 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 14 | 12.54 |
SMS record data is sourced from FMCSA's Safety Measurement System (05-MAR-26 – 30-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.