ELM TRANSPORTATION INC
FMCSA Live Status
Fleet & equipment
- Power units
- 31
- Drivers · CDL
- 18 · 18
- Annual miles
- 1.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 14 | 0 | 15 |
| Trailers | 4 | 16 | 0 | 20 |
Registration
- Cargo Operation
- Intrastate non-HM
- Scope
- Intrastate (Beyond 100 miles)
- Registered
- 07-13-2017 (9 yrs)
- MCS-150 Update
- 10-07-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- FAINA LONDONO
Cargo
- High-Risk Cargo
- Motor Vehicles, Mobile Homes, Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
32 inspections and 4 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-6 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings65 days without a liability filing on FMCSA's record, the longest of 2 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service2 out-of-service violations against drivers: 2 hours of service (Aug 2026).Ask: driver supervision and dispatch practices.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 20–49 trucks in Illinois (about 52 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.065 | 0.029 |
| Inspections | 0.65 | 1.11 |
| Violations | 0.44 | 0.77 |
| Critical violations | 0.13 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
27 violations · 24 months-
Vehicle maintenance No alert16 · 4 OOSBrakes 6 · Lights 5 · Tires 4 · Other parts 1
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Hours of service No alert6 · 2 OOSLogbook / ELD paperwork 4 · False log 2
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Unsafe driving No alert5 · 0 OOSReckless / lane 2 · Speeding 2 · Other 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May92026TexasProperty damage onlyDark - lighted.
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May172025TexasInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier.
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Dec192024IndianaProperty damage onlyDark - unknown roadway lighting.
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Dec192024IndianaProperty damage onlyDark - unknown roadway lighting.
1 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Hoxbridge Insurance Company, Inc.on record since Apr 22, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2025
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: TECHNOLOGY INSURANCE COMPANY, INC → HOXBRIDGE INSURANCE COMPANY INC (Dec 2025); WESCO INSURANCE COMPANY → TECHNOLOGY INSURANCE COMPANY, INC (Jun 2025)
- 4 cancellation notices filed by insurers; 3 took effect (the last Apr 22, 2026, replaced the same day); 1 replaced before it took effect
- 2 lapses in liability filings, 78 days in all (the longest 65 days) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 7
Operating authority active (FMCSA's new registration system, status since Sep 1, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
10 filings and 10 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 22, 2026Hoxbridge Insurance Company, Inc.Liability · $750,000 · on fileFMCSA's new system
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Mar 26, 2026FMCSA revocation notice for the operating authority, dropped Apr 22, 2026opened after HOXBRIDGE INSURANCE COMPANY INC filed a cancellation notice (effective Apr 22, 2026)L&I to May 14, 2026
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Dec 17, 2025HOXBRIDGE INSURANCE COMPANY INCLiability · $750,000 · ended Apr 22, 2026 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Nov 24, 2025FMCSA revocation notice for the operating authority, dropped Dec 18, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 16, 2025FMCSA revocation notice for the operating authority, dropped Sep 30, 2025opened after TECHNOLOGY INSURANCE COMPANY, INC filed a cancellation notice (effective Oct 13, 2025)L&I to May 14, 2026
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Jun 2, 2025FMCSA revocation notice for the operating authority, dropped Jun 3, 2025opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Jun 29, 2025)L&I to May 14, 2026
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Jun 1, 2025TECHNOLOGY INSURANCE COMPANY, INCLiability · $750,000 · ended Oct 13, 2025 · cancellation notice took effecta cancellation notice effective Dec 20, 2025 came after the replacement; 4 months in forceL&I to May 14, 2026
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Mar 24, 2025FMCSA revocation notice for the operating authority, dropped Apr 16, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 16, 2024FMCSA revocation notice for the operating authority, dropped Jan 13, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 1, 2024WESCO INSURANCE COMPANYLiability · $750,000 · ended Jun 1, 2025 · replaced by another insurera cancellation notice effective Jun 29, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 22, 2024FMCSA revocation notice for the operating authority, dropped May 20, 2024opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective May 19, 2024)L&I to May 14, 2026
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Jun 1, 2023WESCO INSURANCE COMPANYLiability · $750,000 · ended May 19, 2024 · cancellation notice took effecta cancellation notice effective Apr 19, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 5, 2023FMCSA revocation notice for the operating authority, dropped Jun 1, 2023opened after ARGONAUT INSURANCE CO. filed a cancellation notice (effective Jun 1, 2023)L&I to May 14, 2026
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Jun 1, 2022ARGONAUT INSURANCE CO.Liability · $750,000 · ended Jun 1, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 11, 2022FMCSA revocation notice for the operating authority, dropped Mar 17, 2022opened after KNIGHT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 7, 2022)L&I to May 14, 2026
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Sep 1, 2021KNIGHT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 7, 2022 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Sep 30, 2020DRIVE NEW JERSEY INSURANCE COMPANYLiability · $750,000 · ended Sep 1, 2021 · replaced by another insurer11 months in forceL&I to May 14, 2026
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Sep 1, 2020DRIVE NEW JERSEY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 30, 2020 · superseded by the same policy1 month in forceL&I to May 14, 2026
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Sep 1, 2017DRIVE NEW JERSEY INSURANCE COMPANYLiability · $750,000 · ended Sep 1, 2020 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Sep 1, 2017Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- New York 5
- Maryland 4
- Illinois (HQ) 3
- Indiana 2
- Louisiana 2
- North Carolina 2
- Arizona 1
- California 1
Runs well beyond its home state: 3 of 32 inspections were in Illinois.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (31 power units: 31 filed, 16 seen roadside in 24 months).
We'd expect a typical fleet of 31 power units this active to have about 1.3 crashes a year. This motor carrier recorded 6 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.0 a year) — about 1.5× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.5 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 1.31 | |
| HOS Compliance | 3 | 1.53 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 6.53 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-FEB-25 – 30-JAN-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.