GUARDIAN EXPRESS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 90
- Drivers · CDL
- 90 · 90
- Annual miles
- 11.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 43 | 47 | 0 | 90 |
| Trailers | 43 | 47 | 0 | 90 |
Registration
- Registered
- 08-06-2017 (9 yrs)
- MCS-150 Update
- 07-23-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- KRISTINA DJOTUNOVIC
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.6× as often as the median active fleet of 100–199 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes4 crashes with 9 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service8 out-of-service violations against drivers: 5 no valid CDL, 3 hours of service (Sep 2025 – Jun 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 39 of 206 violations (19%). Brake or light defects led to 15 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs7 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 9 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
- Driver out-of-service rate 3.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 19
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Excessive speeding: 24
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.061 | 0.025 |
| Inspections | 2.02 | 0.91 |
| Violations | 1.15 | 0.53 |
| Critical violations | 0.28 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
206 violations · 24 months-
Vehicle maintenance No alert115 · 34 OOSBrakes 39 · Lights 29 · Tires 15 · Wheels & hubs 4 · Cargo securement 3 · 25 more
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Unsafe driving No alert59 · 0 OOSSpeeding 26 · Reckless / lane 23 · Seat belt 5 · Other 5
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Hours of service No alert27 · 3 OOSLogbook / ELD paperwork 15 · False log 7 · Over hours limit 4 · No log 1
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Driver fitness No alert5 · 5 OOSNo valid CDL 5
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul82026VirginiaInjury · 4 people hurtDaylight, two-way trafficway divided unprotected median.
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Jun242026North CarolinaProperty damage onlyDawn, two-way trafficway divided unprotected median.
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May142026VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Mar222026GeorgiaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Mar162026IndianaProperty damage onlyIce road, dark - not lighted, blowing sand soil dirt or snow, two-way trafficway divided unprotected median.
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Mar62026IllinoisProperty damage onlyWet road, dark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec192025TennesseeProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Oct112025OhioProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Aug222025IllinoisInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Mar112025PennsylvaniaInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
3 more in the FMCSA records below.
4 of the 11 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · Corgi Insurance Company, Inc.on record since Oct 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Oct 2017
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: Sentry Select Insurance Company → Corgi Insurance Company, Inc. (Oct 2026); WEST BEND MUTUAL INSURANCE CO. → Sentry Select Insurance Company (Oct 2024)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Oct 3, 2024, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notice served Sep 30, 2026 (suspension effective Oct 30, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Oct 13, 2017)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 6 authority events since 2017 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 1, 2026Corgi Insurance Company, Inc.Liability · $1,000,000 · on fileFMCSA's new system
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Oct 1, 2026CarrierGuard Transportation Risk Retention Group, Inc. (risk retention group)Liability · $1,000,000 · ended Oct 30, 2026 · corrected filing (made in error and replaced)FMCSA's new system
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Sep 30, 2026FMCSA suspension notice for the operating authority, effective Oct 30, 2026the authority stayed activeFMCSA's new system
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Sep 1, 2026FMCSA suspension notice for the operating authority, effective Oct 1, 2026the authority stayed activeFMCSA's new system
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Oct 1, 2024Sentry Select Insurance CompanyLiability · $750,000 · ended Oct 1, 2026 · replaced by another insurer24 months in forceFMCSA's new system
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Sep 6, 2024FMCSA revocation notice for the operating authority, dropped Oct 2, 2024opened after WEST BEND MUTUAL INSURANCE CO. filed a cancellation notice (effective Oct 3, 2024)L&I to May 14, 2026
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Oct 24, 2022WEST BEND MUTUAL INSURANCE CO.Liability · $750,000 · ended Oct 3, 2024 · cancellation notice took effect23 months in forceL&I to May 14, 2026
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Sep 29, 2022FMCSA revocation notice for the operating authority, dropped Oct 19, 2022opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Oct 26, 2022)L&I to May 14, 2026
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Oct 23, 2018NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Oct 24, 2022 · replaced by another insurera cancellation notice effective Oct 26, 2022 came after the replacement; 48 months in forceL&I to May 14, 2026
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Sep 26, 2018FMCSA revocation notice for the operating authority, dropped Oct 25, 2018opened after A-ONE COMMERCIAL INSURANCE RRG, INC filed a cancellation notice (effective Oct 23, 2018)L&I to May 14, 2026
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Oct 23, 2017A-ONE COMMERCIAL INSURANCE RRG, INC (risk retention group)Liability · $750,000 · ended Oct 23, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 13, 2017NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Oct 23, 2017 · replaced by another insurera cancellation notice effective Dec 1, 2017 came after the replacementL&I to May 14, 2026
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Oct 13, 2017Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 35
- New Mexico 18
- Indiana 17
- Missouri 16
- North Carolina 16
- Iowa 15
- Colorado 14
- Kentucky 14
Runs well beyond its home state: 9 of 301 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (113 power units: 90 filed, 113 seen roadside in 24 months).
We'd expect a typical fleet of 113 power units this active to have about 7.4 crashes a year (sized from the 113 units seen roadside; 90 filed). This motor carrier recorded 13 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 4.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 5.9 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 57 | 5.21 | |
| HOS Compliance | 22 | 0.38 | |
| Driver Fitness | 5 | 0.16 | |
| Controlled Substances | 1 | 0.00 | |
| Vehicle Maintenance | 63 | 3.26 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-MAY-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.