GALO TRANSPORT INC
FMCSA Live Status
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 3 · 3
- Annual miles
- 95k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 3 | 0 | 0 | 3 |
| Trailers | 3 | 0 | 0 | 3 |
Registration
- Registered
- 11-09-2017 (9 yrs)
- MCS-150 Update
- 05-28-2025
- FRED Score Date
- Nov 08, 2026
- Officer
- EVELYN LOZANO
- Officer
- JOSE GARCIA
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings77 days without a liability filing on FMCSA's record, the longest of 2 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service3 out-of-service violations against drivers: 1 no valid CDL, 1 hours of service, 1 English proficiency (Sep 2025 – Jul 2026).Ask: driver supervision and dispatch practices.
- 2 crashes in 24 months. No injuries, no fatalities.
Track record
Inspected about as often as interstate fleets of 2–5 trucks in California (about 9 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.333 | 0.043 |
| Inspections | 1.83 | 1.57 |
| Violations | 1.33 | 1.56 |
| Critical violations | 0.50 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
8 violations · 24 months-
Vehicle maintenance No alert4 · 0 OOSBrakes 1 · Lights 1 · Tires 1 · Other parts 1
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Driver fitness No alert2 · 2 OOSEnglish proficiency 1 · No valid CDL 1
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Unsafe driving No alert1 · 0 OOSSeat belt 1
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Hours of service No alert1 · 1 OOSNo log 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Feb122025CaliforniaProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Feb122025CaliforniaProperty damage onlyDaylight, two-way trafficway divided positive barrier.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · SOUTHLAKE SPECIALTY INSURANCE COMPANYon record since Sep 20, 2025 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 5 liability insurers on FMCSA's record, 4 changes: MS TRANSVERSE SPECIALTY INSURANCE COMPANY → SOUTHLAKE SPECIALTY INSURANCE COMPANY (Sep 2025); ACCREDITED SPECIALTY INSURANCE COMPANY → MS TRANSVERSE SPECIALTY INSURANCE COMPANY (Jan 2025); WILSHIRE INSURANCE COMPANY → ACCREDITED SPECIALTY INSURANCE COMPANY (Sep 2024)
- 4 cancellation notices filed by insurers; 4 took effect (the last Sep 5, 2025, replaced 15 days later)
- 2 lapses in liability filings, 87 days in all (the longest 77 days) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Sep 26, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 10 authority events since 2021 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 26, 2025Operating authority reinstatedL&I to May 14, 2026
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Sep 20, 2025SOUTHLAKE SPECIALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Sep 15, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 17, 2025FMCSA revocation notice for the operating authority, dropped Jan 21, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 16, 2025MS TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 5, 2025 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Oct 4, 2024FMCSA revocation notice for the operating authority, dropped Oct 31, 2024opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Oct 31, 2024)L&I to May 14, 2026
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Sep 16, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 31, 2024 · cancellation notice took effecta cancellation notice effective Feb 13, 2025 came after the replacement; 1 month in forceL&I to May 14, 2026
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Aug 20, 2024FMCSA revocation notice for the operating authority, dropped Sep 16, 2024opened after WILSHIRE INSURANCE COMPANY filed a cancellation notice (effective Sep 16, 2024)L&I to May 14, 2026
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Jul 27, 2023WILSHIRE INSURANCE COMPANYLiability · $750,000 · ended Sep 16, 2024 · cancellation notice took effect14 months in forceL&I to May 14, 2026
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Jul 7, 2023FMCSA revocation notice for the operating authority, dropped Aug 3, 2023opened after AMERICAN SUMMIT INSURANCE COMPANY filed a cancellation notice (effective Aug 3, 2023)L&I to May 14, 2026
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Aug 3, 2022AMERICAN SUMMIT INSURANCE COMPANYLiability · $750,000 · ended Aug 3, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 7, 2022FMCSA revocation notice for the operating authority, dropped Aug 3, 2022opened after WATFORD INSURANCE COMPANY filed a cancellation notice (effective Aug 3, 2022)L&I to May 14, 2026
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Aug 30, 2021Operating authority reinstatedL&I to May 14, 2026
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Aug 12, 2021WATFORD INSURANCE COMPANYLiability · ended Aug 3, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 9, 2021Operating authority revoked (cause not stated)L&I to May 14, 2026
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Feb 9, 2021Operating authority grantedL&I to May 14, 2026
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Jan 25, 2021WATFORD INSURANCE COMPANYLiability · ended Aug 3, 2021 · cancellation notice took effect6 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- California (HQ) 6
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 3 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 4 power units this active to have about 0.2 crashes a year (sized from the 4 units seen roadside; 3 filed). This motor carrier recorded 2 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.7 a year) — about 4.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.2 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 7.00 | |
| HOS Compliance | 1 | 2.10 | |
| Driver Fitness | 2 | 2.80 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 4.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-SEP-25 – 28-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.