HOUSING SPECIALIST INC
21 power units
21 drivers
mileage unreliable
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Marginal
FRED Score 50.0 / 100
The FRED Score (0–100, higher is better) compares this motor carrier's expected crash rate with that of similar fleets. It is an analytical opinion, not an FMCSA safety rating.
Moderate confidence
9 yrs history · 76 roadside inspections in 24 months
Scored Nov 8, 2026
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- Expected crashes over the next 12 months, against similar fleets
- What drives the grade: crash history and roadside record
- Worth a closer look: the flags to ask about, with the questions
- How it compares with similar fleets, per power unit and per mile
- Cargo risk, and news reports linked to its crashes
- How the grade is calculated, and its history week by week
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Fleet, registration and cargo
Fleet and equipment
- Power units
- 21 all owned
- Drivers · CDL
- 21 · 21
- Annual miles
- 200k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 21 | 0 | 0 | 21 |
| Trailers | 26 | 0 | 0 | 26 |
Registration
- Operation
- Interstate
- Authority type
- Authorized For-Hire
- FMCSA rating
- Conditional (Aug 10, 2024)
- Registered
- Dec 18, 2017 (9 yrs)
- MCS-150 update
- Sep 24, 2026
- Officer
- NIKOLE GILSTORF
- Phone
- (734) 586-0522
- joe@housingspecialist.us
- Address
- 10200 N Telegraph Rd, Carleton MI 48117
Cargo
Cargo risk score
FRED’s estimate from the commodities it hauls
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Mobile HomesMetal: Sheets/Coils/RollsGeneral FreightBuilding MaterialsOther: ROCK, GRAVEL, DIRTDry BulkConstructionCoal/CokeGarbage/Refuse
“General Freight” is a catch-all; the actual cargo mix and its risk may differ.
FMCSA status today
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Roadside and crash record
FMCSA record, Sep 2024 – Sep 2026Crashes
2
0 fatal (0 deaths) · 2 injury · 2 people hurt in all
Inspections
76
41% clean (no violations)
Vehicle out-of-service
37.3%
19 of 51 vehicle inspections
Driver out-of-service
5.3%
4 of 76 driver inspections
Violations
100
30 out-of-service violations
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
How it compares with similar fleets
Crashes, inspections and violations per power unit and per mile, against fleets like this one
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Violations
100 on the FMCSA record, Sep 2024 – Sep 2026-
Vehicle maintenance No alert87 · 26 out-of-serviceLights 30 · Brakes 20 · Tires 15 · Cargo securement 5 · Steering & suspension 2 · 15 more
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Unsafe driving No alert8 · 0 out-of-serviceReckless / lane 4 · Seat belt 3 · Speeding 1
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Driver fitness No alert3 · 3 out-of-serviceNo valid CDL 3
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Hours of service No alert2 · 1 out-of-serviceNo log 2
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Drugs & alcohol No alert0
Out-of-service share of each category. “No alert” = under FMCSA's BASIC intervention threshold.
Violations by quarter
Tap a category to show or hide itCrashes
FMCSA record, Sep 2024 – Sep 2026 · crash reports through Sep 15, 2026-
May132025May 13, 2025 · MichiganInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
-
Nov72024Nov 7, 2024 · MichiganInjury · 1 person hurtDaylight, two-way trafficway not divided.
2 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
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On FMCSA's filing record
- Liability (BIPD)
- $1,000,000 · PROGRESSIVE MICHIGAN INSURANCE COMPANYon record since Sep 4, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 2022
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: NAVIGATORS INSURANCE COMPANY → PROGRESSIVE MICHIGAN INSURANCE COMPANY (Jul 2025)
- 5 cancellation notices filed by insurers; 4 took effect (the last Sep 4, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority events and every filing
FMCSA’s full filing record back to the 1990s, and who else this insurer covers
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FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Where it operates
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Map: inspections and crashes from FMCSA's weekly files over 24 months.
Inspections by state
- Michigan (HQ) 55
- Ohio 19
- Indiana 2
72% of inspections were in its home state.
How this grade is calculated, and its history
The model behind the grade: factors, credibility, peer group and the score week by week
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FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
| BASIC | Inspections with violations | Measure | Alert |
|---|---|---|---|
| Vehicle maintenance | 38 | 8.52 | No alert |
| Unsafe driving | 8 | 3.71 | No alert |
| Driver fitness | 3 | 0.48 | No alert |
| Hours of service | 2 | 0.23 | No alert |
| Drugs & alcohol | 0 | 0.00 | No alert |
76 driver inspections · 51 vehicle inspections
These records come from FMCSA's Safety Measurement System, Sep 2024 – Sep 2026; the grade counts crashes Oct 1, 2023 – Sep 30, 2026 and inspections Nov 1, 2024 – Oct 31, 2026 from FMCSA's weekly files, so counts can differ.
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