RALPH SMITH COMPANY
FMCSA Live Status
Fleet & equipment
- Power units
- 35
- Drivers · CDL
- 27 · 27
- Annual miles
- 674k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 7 | 0 | 0 | 7 |
| Tractors | 28 | 0 | 0 | 28 |
| Trailers | 75 | 0 | 0 | 75 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (04-18-2007) · 19 yr old
- Registered
- 01-04-1988 (38 yrs)
- MCS-150 Update
- 04-21-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- LINETTE SMITH
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Machinery Large, Oilfield Equipment, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification2 out-of-service violations against drivers: 2 medical certificate (Mar 2025 – May 2026).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 21 of 56 violations (38%). Brake or light defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate50.0% of vehicle inspections end out of service vs 22.3% nationally (10 of 20). Across all its inspections, out-of-service orders run 1.37× what's expected for where and how it's inspected.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.043 | 0.027 |
| Inspections | 0.71 | 1.02 |
| Violations | 0.80 | 0.71 |
| Critical violations | 0.13 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
56 violations · 24 months-
Vehicle maintenance No alert47 · 10 OOSBrakes 21 · Lights 11 · Cargo securement 7 · Steering & suspension 1 · Tires 1 · 6 more
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Unsafe driving No alert6 · 0 OOSSeat belt 3 · Speeding 2 · Other 1
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Driver fitness No alert2 · 2 OOSMedical certificate 2
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Hours of service No alert1 · 0 OOSOver hours limit 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul162026UtahInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jan142025UtahProperty damage onlyDaylight.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · ZURICH AMERICAN INSURANCE COMPANYon record since Oct 1, 2020 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 2004
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Feb 17, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 12 authority events since 1992 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 1, 2020ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Feb 15, 2015THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Oct 1, 2020 · replaced by another insurer68 months in forceL&I to May 14, 2026
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Jan 20, 2015FMCSA revocation notice for the operating authority, dropped Feb 17, 2015opened after HUDSON INSURANCE COMPANY filed a cancellation notice (effective Feb 15, 2015)L&I to May 14, 2026
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Oct 1, 2013HUDSON INSURANCE COMPANYLiability · $1,000,000 · ended Feb 15, 2015 · cancellation notice took effect16 months in forceL&I to May 14, 2026
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Oct 1, 2012PRAETORIAN INSURANCE COMPANYLiability · $1,000,000 · ended Oct 1, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 1, 2010WAUSAU UNDERWRITERS INSURANCE COMPANYLiability · $1,000,000 · ended Oct 1, 2012 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Sep 10, 2010FMCSA revocation notice for the operating authority, dropped Oct 1, 2010opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Oct 7, 2010)L&I to May 14, 2026
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Oct 1, 2009STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Oct 1, 2010 · replaced by another insurera cancellation notice effective Oct 7, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
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Oct 1, 2008STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Oct 1, 2009 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Oct 1, 2007TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Nov 14, 2019 · cancellation notice took effect145 months in forceL&I to May 14, 2026
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Oct 1, 2007STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Oct 1, 2008 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 4, 2007FMCSA revocation notice for the operating authority, dropped Oct 1, 2007opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Oct 1, 2007)L&I to May 14, 2026
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Nov 17, 2005FMCSA revocation notice for the operating authority, dropped Dec 6, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 4, 2004FMCSA revocation notice for the operating authority, dropped Oct 15, 2004cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 1, 2004GREAT WEST CASUALTY CO.Cargo · ended Oct 1, 2007 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Oct 1, 2004GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Oct 1, 2007 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Jan 29, 2001Operating authority reinstatedL&I to May 14, 2026
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Jan 19, 2001Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 16, 2000CONTINENTAL CASUALTY CO.Cargo · ended Oct 1, 2004 · replaced by another insurera cancellation notice effective Oct 30, 2004 came after the replacement; 48 months in forceL&I to May 14, 2026
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Sep 16, 2000CONTINENTAL CASUALTY CO.Liability · $1,000,000 · ended Feb 22, 2001 · cancellation notice took effecta cancellation notice effective Oct 30, 2004 came after the replacement; 5 months in forceL&I to May 14, 2026
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Aug 16, 1998ST. PAUL FIRE & MARINE INSURANCE CO.Cargo · ended Sep 16, 2000 · replaced by another insurer25 months in forceL&I to May 14, 2026
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Aug 16, 1998WEST AMERICAN INSURANCE CO.Liability · $1,000,000 · ended Oct 29, 2000 · cancellation notice took effect26 months in forceL&I to May 14, 2026
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Aug 11, 1998FMCSA revocation notice for the operating authority, dropped Sep 1, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 24, 1994FMCSA revocation notice for the operating authority, dropped Jan 20, 1995cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 16, 1994UNITED STATES FIDELITY & GUARANTY CO.Cargo · ended Jul 16, 1998 · cancellation notice took effect48 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Utah (HQ) 19
- Wyoming 4
- Colorado 3
- Oregon 2
- Idaho 1
- Montana 1
- New Mexico 1
61% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (35 power units: 35 filed, 22 seen roadside in 24 months).
We'd expect a typical fleet of 35 power units this active to have about 1.2 crashes a year. This motor carrier recorded 2 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 2.16 | |
| HOS Compliance | 1 | 0.30 | |
| Driver Fitness | 2 | 0.23 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 15 | 10.09 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.