FORTUNE TRANSPORTATION COMPANY
DBA: FORTUNE TRANSPORTATION
(507) 831-2335
john.mcdonald@fortunetransportation.com
93702 470th Ave, Windom MN 56101
184
tractors
170 drivers
18.9M mi/yr · ~103k per unit
Satisfactory
FRED Score 63.5 / 100
High confidence
38 yrs history · 387 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 184
- Drivers · CDL
- 170 · 170
- Annual miles
- 18.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 174 | 10 | 0 | 184 |
| Trailers | 263 | 1 | 0 | 264 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (08-19-1988) · 38 yr old
- Registered
- 03-09-1988 (38 yrs)
- MCS-150 Update
- 05-12-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JOHN MCDONALD
- Officer
- JESSE BEHRENS
Cargo
58.7
medium risk
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
Dry Bulk
Paper Products
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.89×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
5.9 vs 6.6 for similar fleets
Likely 2–10 crashes
This motor carrier
5.9
Similar fleets
6.6
Chance of a fatal crash, next 12 months
~15%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 12 crashes on the FMCSA record in 24 months (about 6 a year), including 1 fatal (1 death) and 3 with injuries; similar fleets have about 6.6 a year. The grade counts 17 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much better than peers. Violations 0.27×, out-of-service orders 0.38× and unsafe-driving and hours-of-service violations 0.39× the rate expected for its inspections. Together they move its crash estimate -25%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Fatal crash1 crash with 1 fatality in 24 months (most recent Feb 4, 2026).Ask: the accident register and loss runs for these crashes.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Brakes and tiresBrakes are 25 of 92 violations (27%). Brake or tire defects led to 20 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Vehicle out-of-service rate 9.8% vs 22.3% national; driver 0.3% vs 6.7%.
- No FMCSA BASIC alerts.
- 82% of inspections found no violations.
Data flags
-
Dangerous driving: 9
-
High speeding: 8
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
12
1 fatality · 4 injuries · 0 tow-aways
Inspections
387
82% clean (no violations)
Vehicle out-of-service
9.8%
18 of 183
National avg 22.3%
Driver out-of-service
0.3%
1 of 387
National avg 6.7%
Violations
92
24 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 1,871 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.033 | 0.024 |
| Inspections | 1.50 | 0.91 |
| Violations | 0.25 | 0.51 |
| Critical violations | 0.05 | 0.10 |
Yearly rates from the last 24 months. Peers: 100–199 power units, medium-risk cargo.
What they get cited for
92 violations · 24 months-
Vehicle maintenance No alert65 · 23 OOSBrakes 25 · Tires 14 · Lights 12 · Cargo securement 3 · Wheels & hubs 1 · 10 more
-
Unsafe driving No alert19 · 0 OOSReckless / lane 10 · Speeding 9
-
Hours of service No alert7 · 0 OOSLogbook / ELD paperwork 5 · Over hours limit 2
-
Driver fitness No alert1 · 1 OOSMedical certificate 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug182026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
May262026KansasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
-
Feb42026New MexicoFatal · 1 deathDaylight, two-way trafficway divided unprotected median.
-
Feb22026TexasProperty damage onlyWet road, dark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan262026OklahomaProperty damage onlyIce road, daylight, two-way trafficway divided unprotected median.
-
Dec202025KansasProperty damage onlyDaylight. FMCSA: not preventable.
-
Dec132025IowaProperty damage onlySnow road, daylight, snow, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Sep192025KansasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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May232025TexasInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
4 more in the FMCSA records below.
1 of the 12 crashes was fatal.
3 of the 12 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Travelers Indemnity Co of Connecticuton record since Sep 29, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 1992
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Oct 24, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 8 authority events since 1988 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
26 filings and 8 authority events since 1988 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 24, 2026Broker authority suspended: no insurance filing meeting the FMCSA minimum on fileFMCSA's new system
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Sep 29, 2026Travelers Indemnity Co of ConnecticutLiability · $1,000,000 · on fileFMCSA's new system
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Oct 1, 2023Nationwide Mutual Insurance CompanyBroker bond (BMC-84) · ended Oct 23, 2026 · cancellation notice took effect37 months in forceFMCSA's new system
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the broker authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 1, 2015THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $1,000,000 · ended Oct 23, 2026 · replaced by the same insurer (renewal)140 months in forceFMCSA's new system
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Mar 1, 2014THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $750,000 · ended Mar 1, 2015 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Oct 1, 2013AMERICAN ALTERNATIVE INSURANCE CORPORATIONBroker bond (BMC-84) · ended Oct 1, 2023 · replaced by another insurer120 months in forceL&I to May 14, 2026
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Sep 4, 2013FMCSA revocation notice for the broker authority, dropped Sep 30, 2013cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 1, 2013DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2014 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 1, 2012DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2013 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2011SPARTA INSURANCE COMPANYCargo · ended Jun 12, 2014 · cancellation notice took effect39 months in forceL&I to May 14, 2026
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Mar 1, 2011DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2012 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 20, 2010AMERICAN CONTRACTORS INDEMNITY COMPANYBroker bond (BMC-84) · ended Oct 1, 2013 · cancellation notice took effect41 months in forceL&I to May 14, 2026
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Mar 31, 2010FMCSA revocation notice for the broker authority, dropped Apr 21, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 1, 2010DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2011 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 5, 2009WESTERN SURETY CO.Broker bond (BMC-84) · ended Apr 20, 2010 · replaced by another insurera cancellation notice effective Apr 27, 2010 came after the replacement; 11 months in forceL&I to May 14, 2026
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Mar 1, 2009DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2010 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2008DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2009 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2007DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2008 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2006DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2007 · replaced by the same insurer (renewal)8 months in forceL&I to May 14, 2026
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Jun 29, 2006FMCSA revocation notice for the operating authority, dropped Jul 3, 2006opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Jul 26, 2006)L&I to May 14, 2026
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Apr 7, 2003WESTERN SURETY CO.Broker bond (BMC-84) · ended May 5, 2009 · cancellation notice took effect73 months in forceL&I to May 14, 2026
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Jul 1, 2002GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jul 1, 2006 · replaced by another insurera cancellation notice effective Jul 26, 2006 came after the replacement; 48 months in forceL&I to May 14, 2026
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Jul 1, 1999CONTINENTAL CASUALTY CO.Cargo · ended Aug 7, 2002 · cancellation notice took effect37 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Mexico 124
- Kansas 47
- South Dakota 38
- Colorado 26
- Missouri 22
- Iowa 19
- Minnesota (HQ) 14
- Nebraska 14
Runs well beyond its home state: 14 of 387 inspections were in Minnesota.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (184 power units: 184 filed, 169 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
6.6
Actual, per year in window
5.7
Projected, next 12 mo
5.9
0
4
8
We'd expect a typical fleet of 184 power units this active to have about 6.6 crashes a year. This motor carrier recorded 17 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 5.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 15% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
388 inspections
and 17 crashes.
The FMCSA record tables now hold 384 inspections and 12 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 3 inspections with no out-of-service result
Confidence: High · Z = 0.66
Satisfactory — 0.89x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.036 crashes per power-unit-year for a 184-unit for-hire fleet (pu100_199). Violations 0.75x (driver behaviour 0.39x, out-of-service 0.38x, all violations 0.27x; 388 inspections). Experience 1.19x: 9.9 decayed crashes against 7.7 expected over 36 months (credibility 0.66, a 3.90). 80% range 0.59–1.24x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.6 crashes per 100 power-unit-years
184 power units · 6.64 expected crashes a year
Violation relativity
0.75×
388 inspections in window
Crash experience
1.19×
9.9 decayed crashes vs 7.7 expected · credibility 0.66
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.89× (80% range 0.59–1.24×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
387
Driver Insp
387
Driver OOS
1
Vehicle Insp
183
Vehicle OOS
18
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 19 | 0.79 | |
| HOS Compliance | 6 | 0.03 | |
| Driver Fitness | 1 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 46 | 1.84 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.