WT JERNIGAN & SONS TRUCKING INC
FMCSA Live Status
Fleet & equipment
- Power units
- 24
- Drivers · CDL
- 21 · 21
- Annual miles
- 1.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 0 | 0 | 1 |
| Tractors | 23 | 0 | 0 | 23 |
| Trailers | 49 | 0 | 0 | 49 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (08-06-2018) · 8 yr old
- Registered
- 03-21-1988 (38 yrs)
- MCS-150 Update
- 07-29-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- WILLIAM THOMAS JERNIGAN JR.
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
41 inspections and 3 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-7 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (May 2026).Ask: driver qualification files and hiring standards.
- Vehicle out-of-service rate 5.3% vs 22.3% national; driver 2.4% vs 6.7%.
- No FMCSA BASIC alerts.
- 83% of inspections found no violations.
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Dangerous driving: 1
Track record
Inspected about as often as interstate fleets of 20–49 trucks in North Carolina (about 34 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.062 | 0.029 |
| Inspections | 1.40 | 1.11 |
| Violations | 0.19 | 0.77 |
| Critical violations | 0.08 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
9 violations · 24 months-
Unsafe driving No alert4 · 0 OOSSpeeding 2 · Reckless / lane 1 · Seat belt 1
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Vehicle maintenance No alert3 · 1 OOSTires 1 · Wheels & hubs 1 · Other parts 1
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Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul132026North CarolinaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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Jun182026North CarolinaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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Feb132025VirginiaProperty damage onlyWet road, daylight, rain, two-way trafficway not divided. Citation issued.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Starstone National Insurance Companyon record since Nov 26, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1999
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: PROTECTIVE INSURANCE COMPANY → Starstone National Insurance Company (Nov 2024)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Nov 26, 2024, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Dec 11, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 22 authority events since 1999 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 26, 2024Starstone National Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Oct 30, 2024FMCSA revocation notice for the operating authority, dropped Nov 27, 2024opened after PROTECTIVE INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2024)L&I to May 14, 2026
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Dec 11, 2023Operating authority reinstatedL&I to May 14, 2026
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Nov 22, 2023Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 26, 2022PROTECTIVE INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2024 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Nov 26, 2021BERKLEY CASUALTY COMPANYLiability · $750,000 · ended Nov 26, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Nov 1, 2021FMCSA revocation notice for the operating authority, dropped Nov 24, 2021opened after EMC PROPERTY AND CASUALTY COMPANY filed a cancellation notice (effective Nov 26, 2021)L&I to May 14, 2026
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Nov 26, 2018EMC PROPERTY AND CASUALTY COMPANYLiability · $750,000 · ended Nov 26, 2021 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Oct 30, 2018FMCSA revocation notice for the operating authority, dropped Nov 23, 2018opened after STONEWOOD INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2018)L&I to May 14, 2026
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Aug 20, 2018STONEWOOD INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2018 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Nov 26, 2017STONEWOOD INSURANCE COMPANYLiability · $750,000 · ended Aug 20, 2018 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Oct 30, 2017FMCSA revocation notice for the operating authority, dropped Nov 24, 2017opened after STONEWOOD INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2017)L&I to May 14, 2026
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Nov 26, 2016STONEWOOD INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 31, 2016FMCSA revocation notice for the operating authority, dropped Nov 23, 2016opened after WILSHIRE INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2016)L&I to May 14, 2026
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Nov 26, 2015WILSHIRE INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 30, 2015FMCSA revocation notice for the operating authority, dropped Nov 23, 2015opened after WILSHIRE INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2015)L&I to May 14, 2026
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Nov 26, 2014WILSHIRE INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 30, 2014FMCSA revocation notice for the operating authority, dropped Nov 28, 2014opened after WILSHIRE INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2014)L&I to May 14, 2026
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Nov 26, 2013WILSHIRE INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 30, 2013FMCSA revocation notice for the operating authority, dropped Nov 26, 2013opened after WILSHIRE INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2013)L&I to May 14, 2026
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Nov 26, 2012WILSHIRE INSURANCE COMPANYLiability · $750,000 · ended Nov 26, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 30, 2012FMCSA revocation notice for the operating authority, dropped Nov 23, 2012opened after UNIVERSAL INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2012)L&I to May 14, 2026
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Nov 26, 2011UNIVERSAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 26, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 31, 2011FMCSA revocation notice for the operating authority, dropped Nov 23, 2011opened after UNIVERSAL INSURANCE COMPANY filed a cancellation notice (effective Nov 26, 2011)L&I to May 14, 2026
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Nov 26, 2010UNIVERSAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 26, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- North Carolina (HQ) 37
- Virginia 3
- Maryland 1
Mostly inspected in its home state (90%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (24 power units: 24 filed, 20 seen roadside in 24 months).
We'd expect a typical fleet of 24 power units this active to have about 1.0 crash a year. This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 2.45 | |
| HOS Compliance | 1 | 0.04 | |
| Driver Fitness | 1 | 0.48 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 0.57 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-AUG-26 – 27-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.