FIVE RIVER CARGO INC
FMCSA Live Status
Fleet & equipment
- Power units
- 7
- Drivers · CDL
- 12 · 12
- Annual miles
- 800k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 7 | 0 | 0 | 7 |
| Trailers | 7 | 0 | 0 | 7 |
Registration
- Registered
- 05-22-2018 (8 yrs)
- MCS-150 Update
- 03-25-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- AMANDEEP KAUR
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Not enough record to grade yet.
34 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-7 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Lapse in liability filings293 days without a liability filing on FMCSA's record (Jan 2, 2025 – Oct 22, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 9.5% vs 22.3% national; driver 3.2% vs 6.7%.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 6–9 trucks in California (about 23 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 3.71 | 1.58 |
| Violations | 2.07 | 1.56 |
| Critical violations | 0.36 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
29 violations · 24 months-
Vehicle maintenance No alert22 · 3 OOSLights 7 · Brakes 6 · Tires 3 · Cargo securement 1 · Wheels & hubs 1 · 4 more
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Hours of service No alert4 · 1 OOSLogbook / ELD paperwork 2 · False log 1 · No log 1
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Unsafe driving No alert3 · 0 OOSSpeeding 3
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Nov62024New MexicoProperty damage onlySnow road, dawn, snow, two-way trafficway not divided.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · UNITED FINANCIAL CASUALTY COMPANYon record since Oct 22, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Oct 2025
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: Highlander Specialty Insurance Company → UNITED FINANCIAL CASUALTY COMPANY (Oct 2026); CLEAR BLUE INSURANCE COMPANY → Highlander Specialty Insurance Company (Oct 2025)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jan 2, 2025, replaced 293 days later)
- 293 days without a liability filing (Jan 2, 2025 – Oct 22, 2025) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notice served Sep 22, 2026 (suspension effective Oct 22, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Nov 10, 2020)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 17 authority events since 2018 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 22, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · on fileFMCSA's new system
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Sep 22, 2026FMCSA suspension notice for the operating authority, effective Oct 22, 2026the authority stayed activeFMCSA's new system
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Oct 22, 2025Highlander Specialty Insurance CompanyLiability · $750,000 · ended Oct 22, 2026 · replaced by another insurer12 months in forceFMCSA's new system
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Sep 25, 2025FMCSA revocation notice for the operating authority, dropped Oct 24, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 22, 2024CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Jan 2, 2025 · cancellation notice took effecta cancellation notice effective Oct 22, 2025 came after the replacement; 2 months in forceL&I to May 14, 2026
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Sep 25, 2024FMCSA revocation notice for the operating authority, dropped Oct 23, 2024opened after CLEAR BLUE INSURANCE COMPANY filed a cancellation notice (effective Oct 22, 2024)L&I to May 14, 2026
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Oct 22, 2023CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Oct 22, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 25, 2023FMCSA revocation notice for the operating authority, dropped Oct 24, 2023opened after CLEAR BLUE INSURANCE COMPANY filed a cancellation notice (effective Oct 22, 2023)L&I to May 14, 2026
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Oct 22, 2022CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Oct 22, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 26, 2022FMCSA revocation notice for the operating authority, dropped Oct 25, 2022opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Oct 22, 2022)L&I to May 14, 2026
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Apr 22, 2022NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Oct 22, 2022 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Mar 28, 2022FMCSA revocation notice for the operating authority, dropped Apr 5, 2022opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 22, 2022)L&I to May 14, 2026
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Jan 31, 2022NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Apr 22, 2022 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jan 4, 2022FMCSA revocation notice for the operating authority, dropped Jan 31, 2022opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Jan 31, 2022)L&I to May 14, 2026
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Oct 22, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Jan 31, 2022 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Sep 27, 2021FMCSA revocation notice for the operating authority, dropped Oct 21, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Oct 22, 2021)L&I to May 14, 2026
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Jul 29, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Oct 22, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jul 2, 2021FMCSA revocation notice for the operating authority, dropped Jul 12, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Jul 29, 2021)L&I to May 14, 2026
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May 28, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Jul 29, 2021 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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May 3, 2021FMCSA revocation notice for the operating authority, dropped May 12, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective May 28, 2021)L&I to May 14, 2026
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Mar 12, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended May 28, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Feb 16, 2021FMCSA revocation notice for the operating authority, dropped Mar 15, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Mar 12, 2021)L&I to May 14, 2026
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Feb 2, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Mar 12, 2021 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jan 6, 2021FMCSA revocation notice for the operating authority, dropped Feb 2, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Feb 2, 2021)L&I to May 14, 2026
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Nov 10, 2020Operating authority reinstatedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- California (HQ) 13
- New Mexico 7
- Arkansas 5
- Arizona 5
- Kentucky 1
- Missouri 1
- Oklahoma 1
- Texas 1
38% of inspections were in its home state.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (9 power units: 7 filed, 9 seen roadside in 24 months).
We'd expect a typical fleet of 9 power units this active to have about 0.4 crashes a year (sized from the 9 units seen roadside; 7 filed). This motor carrier recorded 3 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.0 a year) — about 2.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 1.65 | |
| HOS Compliance | 4 | 0.51 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 15 | 3.39 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUL-25 – 30-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.