SCHROEDER ASSOCIATES INC
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 4 · 1
- Annual miles
- 674k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 5 | 0 | 0 | 5 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (12-17-2019) · 6 yr old
- Registered
- 05-05-1988 (38 yrs)
- MCS-150 Update
- 04-29-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ESTHER SCHROEDER
- Officer
- CHARLES F SCHROEDER
Cargo
- High-Risk Cargo
- Machinery Large, General Freight, Household Goods, Refrigerated Food, Meat, Other: CABINETS FURNITURE
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Not enough record to grade yet.
5 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.6× as often as the median active fleet of 2–5 trucks.
A record this thin can't pin that down: about a 1-in-5 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings797 days without a liability filing on FMCSA's record (Nov 2, 2023 – Jan 7, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.500 | 0.036 |
| Inspections | 6.00 | 1.72 |
| Violations | 2.00 | 1.78 |
| Critical violations | 0.50 | 0.39 |
Yearly rates from the last 24 months. Peers: Owner-Operator power units, high-risk cargo.
What they get cited for
4 violations · 24 months-
Hours of service No alert2 · 0 OOSLogbook / ELD paperwork 1 · Over hours limit 1
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Vehicle maintenance No alert2 · 0 OOSWheels & hubs 1 · Other parts 1
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Unsafe driving No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Apr252025GeorgiaInjury · 1 person hurtDaylight. Citation issued.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYon record since Apr 30, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2026
- Cargo filing
- on file · AGCS Marine Insurance Company since Nov 14, 2010
- 1 liability insurer on FMCSA's record, 1 change: ACUITY, A MUTUAL INSURANCE COMPANY → PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY (Feb 2026)
- 2 cancellation notices filed by insurers; 1 took effect (the last Apr 30, 2026, replaced the same day); 1 replaced before it took effect
- 797 days without a liability filing (Nov 2, 2023 – Jan 7, 2026) while the authority required one; a later back-dated filing can close a lapse
Operating authority active (FMCSA's new registration system, status since Feb 20, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
30 filings and 9 authority events since 1988 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 30, 2026PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYLiability · $750,000 · on fileFMCSA's new system
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Feb 20, 2026Operating authority reinstatedL&I to May 14, 2026
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Feb 11, 2026PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYLiability · $750,000 · ended Apr 30, 2026 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jan 7, 2026Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2020ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Aug 1, 2020 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jun 10, 2020SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jul 1, 2020 · replaced by another insurera cancellation notice effective Jan 1, 2026 came after the replacement; 1 month in forceL&I to May 14, 2026
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Jan 1, 2020SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jun 10, 2020 · replaced by the same insurer (renewal)5 months in forceL&I to May 14, 2026
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Jan 1, 2019SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 11, 2018GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jan 1, 2019 · replaced by another insurera cancellation notice effective Jan 30, 2019 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 11, 2017SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jan 11, 2018 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 11, 2015NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jan 11, 2017 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Dec 15, 2014FMCSA revocation notice for the operating authority, dropped Dec 17, 2014opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Jan 11, 2015)L&I to May 14, 2026
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Apr 22, 2014OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Jan 11, 2015 · replaced by another insurer9 months in forceL&I to May 14, 2026
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Apr 22, 2014OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jan 11, 2015 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jun 1, 2012OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Apr 22, 2014 · superseded by the same policy23 months in forceL&I to May 14, 2026
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Nov 14, 2010AGCS Marine Insurance CompanyCargo · on file · on fileFMCSA's new system
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Nov 14, 2006FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 14, 2010 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Nov 14, 2005FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 14, 2006 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 14, 2005FMCSA revocation notice for the operating authority, dropped Nov 29, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 14, 2004FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 14, 2005 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Nov 14, 2003FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 14, 2004 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Nov 14, 2002FIREMAN'S FUND INSURANCE CO.Cargo · ended Nov 14, 2003 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 14, 2001FIREMAN'S FUND INSURANCE COMPANY OF OHIOCargo · ended Nov 14, 2002 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 7, 2001OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2012 · replaced by the same insurer (renewal)132 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Indiana (HQ) 2
- Georgia 1
- Kentucky 1
- Ohio 1
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 1 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 4 power units this active to have about 0.2 crashes a year (sized from the 4 units seen roadside; 1 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — about 1.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 1.33 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 1.20 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-MAR-25 – 30-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.