IND EXPRESS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 11
- Drivers · CDL
- 11 · 11
- Annual miles
- 1.5M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 11 | 0 | 0 | 11 |
| Trailers | 11 | 0 | 0 | 11 |
Registration
- Registered
- 06-14-2018 (8 yrs)
- MCS-150 Update
- 10-07-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- DENISLAV TODOROV
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
80 inspections and 5 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.5× as often as the median active fleet of 20–49 trucks.
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Lapse in liability filings107 days without a liability filing on FMCSA's record (May 9, 2026 – Aug 24, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
-
Drivers put out of service4 out-of-service violations against drivers: 2 hours of service, 1 no valid CDL, 1 medical certificate (Apr 2025 – Feb 2026).Ask: driver supervision and dispatch practices.
-
Brakes and lightsBrakes are 32 of 138 violations (23%). Brake or light defects led to 11 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Vehicle out-of-service rate43.6% of vehicle inspections end out of service vs 22.3% nationally (17 of 39). Across all its inspections, out-of-service orders run 1.40× what's expected for where and how it's inspected.
-
Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
- 5 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 5.0% vs 6.7% national.
- No FMCSA BASIC alerts.
-
Dangerous driving: 6
-
High speeding: 5
-
Substance violations: 1
Track record
Inspected more often than interstate fleets of 10–19 trucks in Illinois (about 17 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.227 | 0.034 |
| Inspections | 4.14 | 1.23 |
| Violations | 6.32 | 0.97 |
| Critical violations | 1.32 | 0.18 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
138 violations · 24 months-
Vehicle maintenance No alert103 · 30 OOSBrakes 32 · Lights 25 · Tires 13 · Cargo securement 6 · Steering & suspension 3 · 24 more
-
Unsafe driving No alert19 · 0 OOSReckless / lane 10 · Speeding 6 · Seat belt 1 · Other 2
-
Hours of service No alert14 · 2 OOSLogbook / ELD paperwork 8 · False log 4 · No log 1 · Over hours limit 1
-
Driver fitness No alert2 · 2 OOSMedical certificate 1 · No valid CDL 1
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May32026TexasProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
-
Dec192025OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
-
Nov192025ConnecticutProperty damage onlyDusk, two-way trafficway divided unprotected median.
-
Feb122025IowaProperty damage onlySnow road, dark - not lighted, snow, two-way trafficway divided positive barrier. Citation issued.
-
Jan142025IndianaProperty damage onlyIce road, daylight, snow, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
-
$750,000 · Hoxbridge Insurance Company, Inc.on record since Oct 7, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 2026
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: ARTISAN & TRUCKERS CASUALTY COMPANY → Hoxbridge Insurance Company, Inc. (Oct 2026); American Inter-Fidelity Exchange → ARTISAN & TRUCKERS CASUALTY COMPANY (Aug 2026); BERKLEY CASUALTY COMPANY → American Inter-Fidelity Exchange (Sep 2025)
- 2 cancellation notices filed by insurers; 1 took effect (the last May 9, 2026, replaced 107 days later); 1 replaced before it took effect
- 107 days without a liability filing (May 9, 2026 – Aug 24, 2026) while the authority required one; a later back-dated filing can close a lapse
- FMCSA's record shows a suspension of the operating authority on Aug 24, 2026 while a filing by American Inter-Fidelity Exchange was in force; FMCSA has corrected suspensions its new system issued in error. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice served Sep 7, 2026 (suspension effective Oct 7, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Aug 27, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
8 filings and 9 authority events since 2018 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Oct 7, 2026Hoxbridge Insurance Company, Inc.Liability · $750,000 · on fileFMCSA's new system
-
Sep 7, 2026FMCSA suspension notice for the operating authority, effective Oct 7, 2026the authority stayed activeFMCSA's new system
-
Aug 27, 2026Operating authority grantedFMCSA's new system
-
Aug 24, 2026ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Oct 7, 2026 · replaced by another insurer1 month in forceFMCSA's new system
-
Aug 24, 2026Operating authority suspended: no insurance filing meeting the FMCSA minimum on filea liability filing was in force on FMCSA's record that dayFMCSA's new system
-
Jul 24, 2026FMCSA suspension notice for the operating authority, effective Aug 23, 2026took effectFMCSA's new system
-
Apr 13, 2026FMCSA revocation notice for the operating authority, dropped Apr 14, 2026opened after American Inter-Fidelity Exchange filed a cancellation notice (effective May 9, 2026)L&I to May 14, 2026
-
Sep 12, 2025American Inter-Fidelity ExchangeLiability · $1,000,000 · ended May 9, 2026 · cancellation notice took effecta cancellation notice effective Aug 23, 2026 came after the replacement; 8 months in forceFMCSA's new system
-
Sep 9, 2025FMCSA revocation notice for the operating authority, dropped Sep 15, 2025opened after BERKLEY CASUALTY COMPANY filed a cancellation notice (effective Oct 6, 2025)L&I to May 14, 2026
-
Sep 12, 2022BERKLEY CASUALTY COMPANYLiability · $750,000 · ended Sep 12, 2025 · replaced by another insurera cancellation notice effective Oct 6, 2025 came after the replacement; 36 months in forceL&I to May 14, 2026
-
Sep 12, 2021NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 12, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Sep 12, 2020ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Sep 12, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Aug 17, 2020FMCSA revocation notice for the operating authority, dropped Sep 1, 2020opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Sep 12, 2020)L&I to May 14, 2026
-
Sep 12, 2019WESCO INSURANCE COMPANYLiability · $750,000 · ended Sep 12, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 16, 2019FMCSA revocation notice for the operating authority, dropped Sep 13, 2019opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Sep 12, 2019)L&I to May 14, 2026
-
Sep 17, 2018Operating authority grantedL&I to May 14, 2026
-
Sep 12, 2018WESCO INSURANCE COMPANYLiability · $750,000 · ended Sep 12, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Illinois (HQ) 7
- Texas 6
- Missouri 5
- New Mexico 5
- Wyoming 5
- Georgia 4
- Nebraska 4
- California 3
Runs well beyond its home state: 7 of 80 inspections were in Illinois.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (39 power units: 11 filed, 39 seen roadside in 24 months).
We'd expect a typical fleet of 39 power units this active to have about 2.1 crashes a year (sized from the 39 units seen roadside; 11 filed). This motor carrier recorded 5 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 2 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 16 | 7.71 | |
| HOS Compliance | 9 | 0.57 | |
| Driver Fitness | 2 | 0.11 | |
| Controlled Substances | 1 | 0.06 | |
| Vehicle Maintenance | 26 | 10.51 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 30-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.