KVS HOLDING INC
(513) 589-0004
kvsholdingusa@gmail.com
139 Harding Way W, Galion OH 44833
146
tractors
167 drivers
18M mi/yr · ~123k per unit
HazMat
Strong
FRED Score 90.0 / 100
High confidence
8 yrs history · 306 roadside inspections
Upside capped
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 146
- Drivers · CDL
- 167 · 164
- Annual miles
- 18M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 40 | 106 | 0 | 146 |
| Trailers | 0 | 150 | 0 | 150 |
Registration
- Registered
- 10-17-2018 (8 yrs)
- MCS-150 Update
- 04-22-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- GURVINDER VIRK
Cargo
61.5
medium risk
General Freight
Other: AUTO PARTS
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Upside Withheld
Its risk relativity (0.58× similar fleets) would put it in Excellent; these rules hold it at Strong:
- Excellent withheld: the posterior is not confident enough that risk sits below 0.60× class
- Excellent withheld: driver-behaviour relativity above 1.0×
The downside is never capped.
Expected crash rate is about 42% lower than similar fleets.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.58×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
3.6 vs 6.2 for similar fleets
Likely 1–7 crashes
This motor carrier
3.6
Similar fleets
6.2
Chance of a fatal crash, next 12 months
~9%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Better than peers. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 1 with injuries; similar fleets have about 6.2 a year. The grade counts 8 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.74× the rate expected for its inspections, but violations 0.34× and out-of-service orders 0.45×. Together they move its crash estimate -8%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service6 out-of-service violations against drivers: 3 no valid CDL, 1 other qualification, 1 hours of service (Oct 2024 – Aug 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 16 of 134 violations (12%). Brake or tire defects led to 15 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs3 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 7 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
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Hazmat violations1 hazmat violation, 1 out of service.
Strengths
- Vehicle out-of-service rate 10.9% vs 22.3% national; driver 2.0% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 4
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Excessive speeding: 23
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
6
0 fatalities · 1 injury · 0 tow-aways
Inspections
306
67% clean (no violations)
Vehicle out-of-service
10.9%
21 of 193
National avg 22.3%
Driver out-of-service
2.0%
6 of 306
National avg 6.7%
Violations
134
26 out-of-service
Inspected more often than interstate fleets of 100–199 trucks in Ohio (about 140 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 1,756 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.021 | 0.025 |
| Inspections | 1.37 | 0.96 |
| Violations | 0.46 | 0.54 |
| Critical violations | 0.13 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
134 violations · 24 months-
Vehicle maintenance No alert54 · 19 OOSBrakes 16 · Tires 14 · Lights 7 · Cargo securement 6 · Wheels & hubs 2 · 9 more
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Unsafe driving No alert45 · 0 OOSSpeeding 23 · Reckless / lane 18 · Other 4
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Hours of service No alert29 · 1 OOSLogbook / ELD paperwork 18 · Over hours limit 7 · False log 3 · No log 1
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Driver fitness No alert5 · 5 OOSNo valid CDL 3 · English proficiency 1 · Other qualification 1
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Drugs & alcohol No alert0
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Hazmat1 · 1 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar232026ArkansasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Dec92025MichiganProperty damage onlyIce road, daylight, snow, two-way trafficway divided unprotected median.
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Jul302025TexasProperty damage onlyDaylight.
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Jul102025TexasProperty damage onlyDaylight.
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Feb202025IndianaProperty damage onlyIce road, dark - lighted, snow.
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Oct292024MichiganInjury · 1 person hurtDark - not lighted, two-way trafficway divided positive barrier.
1 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Protective Insurance Companyon record since Nov 19, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Nov 2020
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: MS TRANSVERSE INSURANCE COMPANY → Protective Insurance Company (Nov 2025); STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA → MS TRANSVERSE INSURANCE COMPANY (Nov 2024)
- 4 cancellation notices filed by insurers; 3 took effect (the last Feb 4, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Nov 27, 2018)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
12 filings and 11 authority events since 2020 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
12 filings and 11 authority events since 2020 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 19, 2025Protective Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Apr 28, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · ended Nov 19, 2025 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Feb 4, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · ended Apr 28, 2025 · superseded by the same policya cancellation notice effective May 27, 2025 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 8, 2025FMCSA revocation notice for the operating authority, dropped Jan 24, 2025opened after MS TRANSVERSE INSURANCE COMPANY filed a cancellation notice (effective Feb 4, 2025)L&I to May 14, 2026
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Nov 19, 2024MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · ended Feb 4, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Oct 23, 2024FMCSA revocation notice for the operating authority, dropped Nov 20, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Nov 19, 2024)L&I to May 14, 2026
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Nov 19, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Nov 19, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 23, 2023FMCSA revocation notice for the operating authority, dropped Nov 16, 2023opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Nov 19, 2023)L&I to May 14, 2026
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May 5, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Nov 19, 2023 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Apr 10, 2023FMCSA revocation notice for the operating authority, dropped May 3, 2023opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Apr 8, 2023)L&I to May 14, 2026
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Apr 8, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended May 5, 2023 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Mar 13, 2023FMCSA revocation notice for the operating authority, dropped Mar 30, 2023opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Apr 8, 2023)L&I to May 14, 2026
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Nov 17, 2022STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Apr 8, 2023 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Nov 17, 2022FMCSA revocation notice for the operating authority, dropped Nov 25, 2022opened after HOUSTON SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 10, 2022)L&I to May 14, 2026
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Nov 14, 2022FMCSA revocation notice for the operating authority, dropped Nov 16, 2022opened after HOUSTON SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 10, 2022)L&I to May 14, 2026
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Nov 19, 2021HOUSTON SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Nov 19, 2022 · replaced by another insurera cancellation notice effective Dec 10, 2022 came after the replacement; 12 months in forceL&I to May 14, 2026
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Oct 25, 2021FMCSA revocation notice for the operating authority, dropped Nov 19, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Oct 18, 2021)L&I to May 14, 2026
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Oct 18, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Nov 19, 2021 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Sep 21, 2021FMCSA revocation notice for the operating authority, dropped Oct 5, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Oct 18, 2021)L&I to May 14, 2026
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Apr 22, 2021NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Oct 18, 2021 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Mar 26, 2021FMCSA revocation notice for the operating authority, dropped Apr 15, 2021opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 22, 2021)L&I to May 14, 2026
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Nov 20, 2020Operating authority grantedL&I to May 14, 2026
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Nov 19, 2020NATIONAL CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Apr 22, 2021 · cancellation notice took effect5 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas 122
- Arkansas 34
- Indiana 28
- Tennessee 22
- New Mexico 18
- California 16
- Missouri 13
- Michigan 12
Runs well beyond its home state: 6 of 306 inspections were in Ohio.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (146 power units: 146 filed, 132 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
6.2
Actual, per year in window
2.7
Projected, next 12 mo
3.6
0
3.5
7
We'd expect a typical fleet of 146 power units this active to have about 6.2 crashes a year. This motor carrier recorded 8 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.6 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 9% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
303 inspections
and 8 crashes.
The FMCSA record tables now hold 303 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 3 inspections with no out-of-service result
Confidence: High · Z = 0.72
Strong — 0.58x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.042 crashes per power-unit-year for a 146-unit for-hire fleet (pu100_199). Violations 0.92x (driver behaviour 1.74x, out-of-service 0.45x, all violations 0.34x; 303 inspections). Experience 0.64x: 4.3 decayed crashes against 8.8 expected over 36 months (credibility 0.72, a 3.47). 80% range 0.33–0.87x. Excellent withheld: P(R < 0.60) = 0.58, below 0.60. Excellent withheld: driver-behaviour relativity above 1.0. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.2 crashes per 100 power-unit-years
146 power units · 6.19 expected crashes a year
Violation relativity
0.92×
303 inspections in window
Crash experience
0.64×
4.3 decayed crashes vs 8.8 expected · credibility 0.72
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.58× (80% range 0.33–0.87×)
· band Excellent → displayed Strong
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
- Excellent withheld: the posterior is not confident enough that risk sits below 0.60× class
- Excellent withheld: driver-behaviour relativity above 1.0×
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
306
Driver Insp
306
Driver OOS
6
Vehicle Insp
193
Vehicle OOS
21
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 44 | 2.14 | |
| HOS Compliance | 24 | 0.28 | |
| Driver Fitness | 5 | 0.09 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 43 | 1.48 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.