FINCHER TRUCKING LLC
(228) 641-3930
alison@finchertimber.com
450 State Line Rd S, Wilmer AL 36587
38
power units · all owned
41 drivers
1.9M mi/yr · ~51k per unit
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Not enough record
Graded once the record supports it
8 yrs history · 65 roadside inspections
FMCSA Live Status
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Fleet & equipment
- Power units
- 38
- Drivers · CDL
- 41 · 41
- Annual miles
- 1.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 19 | 0 | 0 | 19 |
| Tractors | 19 | 0 | 0 | 19 |
| Trailers | 110 | 0 | 0 | 110 |
Registration
- Registered
- 10-26-2018 (8 yrs)
- MCS-150 Update
- 11-06-2025
- FRED Score Date
- Nov 08, 2026
- Officer
- RICHARD FINCHER
- Officer
- MARSHALL RAINWATER
Cargo
Cargo risk score
FRED’s estimate from the commodities it hauls
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Machinery/Large Objects
Livestock
Logs/Poles/Beams/Lumber
Other: WOOCHIPS
Grain/Feed/Hay
FRED analysis · free account
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- Expected crashes over the next 12 months, against similar fleets
- What drives the grade: crash history and roadside record
- Worth a closer look: the flags to ask about, with the questions
- How it compares with similar fleets, per truck and per mile
- Cargo risk, and news reports linked to its crashes
- How the grade is calculated, and its history week by week
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Track record
FMCSA record, Sep 2024 – Jul 2026
Crashes
4
0 fatalities · 2 injuries · 0 tow-aways
Inspections
65
68% clean (no violations)
Vehicle out-of-service
13.3%
4 of 30
Driver out-of-service
3.1%
2 of 65
Violations
42
7 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
How it compares with similar fleets
Crashes, inspections and violations per truck and per mile, against fleets like this one
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What they get cited for
42 violations · 24 months-
Vehicle maintenance No alert31 · 5 OOSLights 8 · Brakes 7 · Cargo securement 5 · Tires 4 · Other parts 7
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Unsafe driving No alert8 · 0 OOSReckless / lane 4 · Speeding 3 · Other 1
-
Driver fitness No alert3 · 2 OOSNo valid CDL 2 · Medical certificate 1
-
Hours of service No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jun192026MississippiProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Jun172026AlabamaInjury · 1 person hurtWet road, dawn, rain, two-way trafficway divided unprotected median.
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Nov192025MississippiInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Apr12025AlabamaProperty damage onlyDark - lighted, two-way trafficway not divided.
2 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
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- Liability (BIPD)
-
$1,000,000 · Obsidian Pacific Insurance Companyon record since Apr 28, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2019
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: FALLS LAKE NATIONAL INSURANCE COMPANY → Obsidian Pacific Insurance Company (Apr 2025)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Apr 28, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority events and every filing
FMCSA’s full filing record back to the 1990s, and who else this insurer covers
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FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Where it happens
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Inspections by state
- Alabama (HQ) 46
- Florida 13
- Mississippi 6
71% of inspections were in its home state.
How this grade is calculated, and its history
The model behind the grade: factors, credibility, peer group and the score week by week
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FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
65
Driver Insp
65
Driver OOS
2
Vehicle Insp
30
Vehicle OOS
4
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 8 | 0.58 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 0.24 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 17 | 3.67 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 30-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.