SPECIAL DISPATCH OF INDIANA INC
(317) 787-0608
destinyg@sdindy.com
3560 Developers Road, Indianapolis IN 46227-3518
2
power units · all leased
1 drivers
57k mi/yr · ~28k per unit
HazMat
Satisfactory
Provisional: the record behind this grade is thin (6 inspections and 0 crashes in the scoring window), so the grade leans mostly on what's typical for similar fleets and can move as more inspections and time on the road build up.
FRED Score 57.2 / 100
Prior-only confidence
38 yrs history · 6 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 1 · 0
- Annual miles
- 57k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 1 | 1 | 2 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles)
- FMCSA Rating
- Satisfactory (03-04-2008) · 18 yr old
- Registered
- 10-04-1988 (38 yrs)
- MCS-150 Update
- 05-16-2024 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- DESTINY GALLEGOS
- Officer
- CALEB GILES
Cargo
65.7
medium risk
Drive/Tow Away
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Liquids/Gases
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Beverages
US Mail
Dry Bulk
Paper Products
Construction
Chemicals
- High-Risk Cargo
- Drive/Tow Away, Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of about 2 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.97×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.1 vs 0.1 for similar fleets
This motor carrier
0.1
Similar fleets
0.1
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Oct 2025).Ask: driver qualification files and hiring standards.
Strengths
- No reportable crashes in 24 months.
Data flags
-
Dangerous driving: 1
-
Substance violations: 1
Track record
FMCSA record, Dec 2024 – May 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
6
33% clean (no violations)
Vehicle out-of-service
0.0%
0 of 3
National avg 22.3%
Driver out-of-service
33.3%
2 of 6
National avg 6.7%
Violations
5
1 out-of-service
Inspected more often than interstate fleets of 2–5 trucks in Indiana (about 2 in 24 months would be typical; 32% of them had none).
Inspections per quarter
With an out-of-service order
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 1.50 | 1.58 |
| Violations | 1.50 | 1.56 |
| Critical violations | 0.25 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
5 violations · 24 months-
Vehicle maintenance No alert2 · 0 OOSBrakes 1 · Cargo securement 1
-
Unsafe driving No alert1 · 0 OOSReckless / lane 1
-
Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Driver fitness No alert1 · 1 OOSNo valid CDL 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$1,000,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Nov 12, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jul 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: THE CINCINNATI INSURANCE CO. → ACUITY, A MUTUAL INSURANCE COMPANY (Nov 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Sep 17, 2009)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 13 authority events since 1989 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
22 filings and 13 authority events since 1989 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Nov 12, 2025ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
-
Sep 15, 2010THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Nov 12, 2025 · replaced by another insurer182 months in forceL&I to May 14, 2026
-
Sep 15, 2009PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Aug 19, 2009FMCSA revocation notice for the operating authority, dropped Sep 17, 2009opened after REDLAND INSURANCE CO. filed a cancellation notice (effective Sep 15, 2009)L&I to May 14, 2026
-
Sep 15, 2008LEXINGTON INSURANCE COMPANYCargo · ended Sep 30, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 15, 2008REDLAND INSURANCE CO.Liability · $1,000,000 · ended Sep 15, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 19, 2008FMCSA revocation notice for the operating authority, dropped Sep 15, 2008opened after TORUS SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 15, 2008)L&I to May 14, 2026
-
Sep 16, 2007TORUS SPECIALTY INSURANCE COMPANYCargo · ended Oct 15, 2007 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Sep 15, 2007LEXINGTON INSURANCE COMPANYCargo · ended Sep 16, 2007 · replaced by another insurerL&I to May 14, 2026
-
Sep 15, 2007TORUS SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 20, 2007FMCSA revocation notice for the operating authority, dropped Sep 14, 2007opened after CLARENDON AMERICA INSURANCE COMPANY filed a cancellation notice (effective Sep 15, 2007)L&I to May 14, 2026
-
Sep 15, 2006CLARENDON AMERICA INSURANCE COMPANYCargo · ended Sep 15, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 15, 2006CLARENDON AMERICA INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 21, 2006FMCSA revocation notice for the operating authority, dropped Sep 15, 2006opened after CLARENDON AMERICA INSURANCE COMPANY filed a cancellation notice (effective Sep 15, 2006)L&I to May 14, 2026
-
Sep 15, 2005CLARENDON AMERICA INSURANCE COMPANYCargo · ended Sep 15, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 15, 2005CLARENDON AMERICA INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Aug 19, 2005FMCSA revocation notice for the operating authority, dropped Sep 15, 2005opened after CLARENDON AMERICA INSURANCE COMPANY filed a cancellation notice (effective Sep 15, 2005)L&I to May 14, 2026
-
Sep 15, 2004CLARENDON AMERICA INSURANCE COMPANYCargo · ended Jun 12, 2005 · cancellation notice took effect9 months in forceL&I to May 14, 2026
-
Sep 15, 2004CLARENDON AMERICA INSURANCE COMPANYLiability · $1,000,000 · ended Sep 15, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 3, 2004Operating authority reinstatedL&I to May 14, 2026
-
Sep 2, 2004FMCSA revocation notice for the operating authority, dropped Sep 28, 2004opened after CLARENDON NATIONAL INS. CO. filed a cancellation notice (effective Sep 29, 2004)L&I to May 14, 2026
-
Aug 23, 2004Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Aug 15, 2004CLARENDON NATIONAL INS. CO.Liability · $1,000,000 · ended Sep 15, 2004 · replaced by the same insurer (renewal)a cancellation notice effective Sep 29, 2004 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Aug 15, 2003CLARENDON NATIONAL INS. CO.Liability · $1,000,000 · ended Aug 15, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jan 13, 1998Operating authority reinstatedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana (HQ) 5
- Ohio 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.1
Actual, last 12 mo
0.0
Projected, next 12 mo
0.1
0
0.25
0.5
We'd expect a typical fleet of this size this active to have about 0.1 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.1 over the next 12.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
6 inspections
and 0 crashes.
The FMCSA record tables now hold 3 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- 3 inspections with no out-of-service result
Confidence: Prior-only · Z = 0.08
Provisional
Satisfactory — 0.97x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.027 crashes per power-unit-year for a 2-unit for-hire fleet (pu2_5). Violations 1.06x (driver behaviour 1.21x, out-of-service 1.48x, all violations 1.00x; 6 inspections). Experience 0.92x: 0.0 decayed crashes against 0.1 expected over 36 months (credibility 0.08, a 0.99). 80% range 0.10–2.24x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
6
Driver Insp
6
Driver OOS
2
Vehicle Insp
3
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 5.26 | |
| HOS Compliance | 1 | 0.50 | |
| Driver Fitness | 1 | 0.60 | |
| Controlled Substances | 1 | 3.00 | |
| Vehicle Maintenance | 2 | 1.60 |
SMS record data is sourced from FMCSA's Safety Measurement System (04-MAY-26 – 20-FEB-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.