PREMIERLIFE
DBA: JOHN KNOX VILLAGE
FMCSA Live Status
Fleet & equipment
- Power units
- 5
- Drivers · CDL
- 7 · 7
- Annual miles
- 20k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Registered
- 11-15-1988 (38 yrs)
- MCS-150 Update
- 09-10-2024 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- KIM KLOCKENGA
- Officer
- DANIEL REXROTH
Cargo
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Runs within Missouri only. Intrastate fleets in Missouri are inspected about 1 a year for every 9 trucks; interstate fleets, about 1 a year for every 2 trucks. So this record rests mainly on crash reports, which states file for intrastate trucks too, and few inspections are ordinary here.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected less often than intrastate fleets of 2–5 trucks in Missouri (about 1 in 24 months would be typical; 78% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.021 |
| Inspections | 0.00 | 0.70 |
| Violations | 0.00 | 1.01 |
| Critical violations | 0.00 | 0.13 |
Yearly rates from the last 24 months. Peers: intrastate fleets, Small (advisory) power units, minimal-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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primary $1,000,000 + excess $6,000,000 (total $7,000,000) · THE CHARTER OAK FIRE INSURANCE CO.on record since Aug 2, 2022 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Apr 1989
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Aug 22, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
5 filings and 5 authority events since 1989 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 2, 2022THE CHARTER OAK FIRE INSURANCE CO.Liability · $1,000,000 · on fileL&I to May 14, 2026
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Aug 2, 2022FMCSA revocation notice for the operating authority, dropped Aug 22, 2022opened after HARTFORD FIRE INSURANCE COMPANY filed a cancellation notice (effective Aug 10, 2022)L&I to May 14, 2026
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Jul 14, 2022FMCSA revocation notice for the operating authority, dropped Jul 22, 2022opened after HARTFORD FIRE INSURANCE COMPANY filed a cancellation notice (effective Aug 10, 2022)L&I to May 14, 2026
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Jun 1, 2022THE CHARTER OAK FIRE INSURANCE CO.Liability · $1,000,000 · ended Aug 2, 2022 · superseded by the same policy2 months in forceL&I to May 14, 2026
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Apr 1, 2009Operating authority reinstatedL&I to May 14, 2026
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Jan 1, 2009CARING COMMUNITIES, RRG (risk retention group)Liability (excess) · $6,000,000 over $1,000,000 · on fileL&I to May 14, 2026
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Oct 12, 2004Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jul 1, 2004HARTFORD FIRE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2022 · replaced by another insurera cancellation notice effective Aug 10, 2022 came after the replacement; 215 months in forceL&I to May 14, 2026
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May 10, 1989Operating authority grantedL&I to May 14, 2026
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Apr 1, 1989THE CONTINENTAL INSURANCE CO.Liability · ended Jul 1, 2004 · replaced by another insurera cancellation notice effective Oct 1, 2004 came after the replacement; 183 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Passenger| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 0 | 0.00 | - |