STEPHEN O BENTLEY
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 1 · 1
- Annual miles
- 34k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Intrastate non-HM
- Scope
- Intrastate (Within 100 miles)
- Registered
- 11-21-1988 (38 yrs)
- MCS-150 Update
- 05-19-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- STEPHEN BENTLEY
Cargo
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Runs within Massachusetts only. Intrastate fleets in Massachusetts are inspected about 1 a year for every 14 trucks; interstate fleets, about 1 a year for every 2 trucks. So this record rests mainly on crash reports, which states file for intrastate trucks too, and few inspections are ordinary here.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: intrastate fleets of about 1 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Intrastate fleets of 1 truck in Massachusetts are rarely inspected: under 1 inspection would be typical in 24 months for a fleet this size; 87% of them had none.
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.010 |
| Inspections | 0.00 | 0.31 |
| Violations | 0.00 | 0.36 |
| Critical violations | 0.00 | 0.04 |
Yearly rates from the last 24 months. Peers: intrastate fleets, Owner-Operator power units, low-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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primary $1,000,000 + excess $1,000,000 (total $2,000,000) · FEDERATED MUTUAL INSURANCE CO.on record since Aug 10, 2004 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Dec 6, 2005)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 4 authority events since 1992 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 16, 2005FMCSA revocation notice for the operating authority, dropped Dec 6, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 10, 2004FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · on fileL&I to May 14, 2026
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Aug 2, 2004FMCSA revocation notice for the operating authority, dropped Aug 20, 2004opened after TRAVELERS INDEMNITY COMPANY filed a cancellation notice (effective Aug 28, 2004)L&I to May 14, 2026
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Jun 18, 2004FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Aug 10, 2004 · replaced by the same insurer (renewal)2 months in forceL&I to May 14, 2026
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Jun 18, 2004FEDERATED MUTUAL INSURANCE CO.Liability (excess) · $1,000,000 over $1,000,000 · on fileL&I to May 14, 2026
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Jun 18, 2002TRAVELERS INDEMNITY COMPANYLiability · $1,000,000 · ended Jun 18, 2004 · replaced by another insurera cancellation notice effective Aug 28, 2004 came after the replacement; 24 months in forceL&I to May 14, 2026
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Jun 18, 1998EMPLOYERS MUTUAL CASUALTY CO.Liability · ended Jun 18, 2002 · replaced by another insurer48 months in forceL&I to May 14, 2026
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May 29, 1998FMCSA revocation notice for the operating authority, dropped Jul 1, 1998cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 18, 1997ARBELLA MUTUAL INSURANCE COLiability · $1,000,000 · ended Jun 18, 1998 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 18, 1994MIDDLESEX INSURANCE CO.Liability · $1,000,000 · ended May 3, 1998 · cancellation notice took effect46 months in forceL&I to May 14, 2026
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Aug 12, 1992Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
We'd expect a typical fleet of this size this active to have about 0.0 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.0 over the next 12.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |