M & L TRUCK LEASING COMPANY INC
FMCSA Live Status
Fleet & equipment
- Power units
- 7
- Drivers · CDL
- 7 · 7
- Annual miles
- 280k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 7 | 0 | 7 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-30-2023)
- Registered
- 12-30-1988 (38 yrs)
- MCS-150 Update
- 05-14-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- MATTHEW LAZURE
- Officer
- STEPHEN LAZURE
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
28 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-7 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lights and brakesLights are 27 of 88 violations (31%). Light or brake defects led to 8 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate55.6% of vehicle inspections end out of service vs 22.3% nationally (15 of 27). Across all its inspections, out-of-service orders run 1.90× what's expected for where and how it's inspected.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.071 | 0.039 |
| Inspections | 3.00 | 1.41 |
| Violations | 6.29 | 1.44 |
| Critical violations | 0.57 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
88 violations · 24 months-
Vehicle maintenance No alert87 · 15 OOSLights 27 · Brakes 26 · Steering & suspension 5 · Tires 5 · Wheels & hubs 3 · 21 more
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Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
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Unsafe driving No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Oct82025TexasInjury · 1 person hurtDaylight. Citation issued.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · CRUM & FORSTER INDEMNITY COMPANYon record since May 5, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Aug 1994
- Cargo filing
- on file · AGCS MARINE INSURANCE COMPANY since Sep 1, 2010
- Broker or forwarder bond
- required · none on file
- 2 liability insurers on FMCSA's record, 1 change: UNITED STATES FIRE INSURANCE CO. → CRUM & FORSTER INDEMNITY COMPANY (May 2026)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 6, 2019)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
34 filings and 20 authority events since 1980 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 5, 2026CRUM & FORSTER INDEMNITY COMPANYLiability · $1,000,000 · on fileMC 274675 · L&I to May 14, 2026
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Mar 14, 2022Operating authority revoked (cause not stated)MC 148133 · L&I to May 14, 2026
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May 5, 2021UNITED STATES FIRE INSURANCE CO.Liability · $1,000,000 · ended May 5, 2026 · replaced by another insurer60 months in forceMC 274675 · L&I to May 14, 2026
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May 5, 2020CRUM & FORSTER INDEMNITY COMPANYLiability · $1,000,000 · ended May 5, 2021 · replaced by another insurer12 months in forceMC 274675 · L&I to May 14, 2026
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May 5, 2019THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended May 5, 2020 · replaced by another insurer12 months in forceMC 274675 · L&I to May 14, 2026
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Apr 8, 2019FMCSA revocation notice for the operating authority, dropped May 6, 2019opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective May 5, 2019)MC 274675 · L&I to May 14, 2026
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May 5, 2018THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended May 5, 2019 · cancellation notice took effect12 months in forceMC 274675 · L&I to May 14, 2026
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Apr 9, 2018FMCSA revocation notice for the operating authority, dropped May 7, 2018opened after GRANITE STATE INSURANCE CO. filed a cancellation notice (effective May 5, 2018)MC 274675 · L&I to May 14, 2026
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May 5, 2017GRANITE STATE INSURANCE CO.Liability · $1,000,000 · ended May 5, 2018 · cancellation notice took effect12 months in forceMC 274675 · L&I to May 14, 2026
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Apr 10, 2017FMCSA revocation notice for the operating authority, dropped May 4, 2017opened after AMERICAN MILLENNIUM INS/CITADEL REINSURANCE filed a cancellation notice (effective May 5, 2017)MC 274675 · L&I to May 14, 2026
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Mar 1, 2016AMERICAN MILLENNIUM INS/CITADEL REINSURANCELiability · $1,000,000 · ended May 5, 2017 · cancellation notice took effect14 months in forceMC 274675 · L&I to May 14, 2026
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Feb 18, 2016FMCSA revocation notice for the operating authority, dropped Mar 3, 2016opened after NEW YORK MARINE & GENERAL INS. CO. filed a cancellation notice (effective Mar 16, 2016)MC 274675 · L&I to May 14, 2026
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Mar 16, 2015NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Mar 1, 2016 · replaced by another insurera cancellation notice effective Mar 16, 2016 came after the replacement; 12 months in forceMC 274675 · L&I to May 14, 2026
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Mar 16, 2014NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Mar 16, 2015 · replaced by the same insurer (renewal)12 months in forceMC 274675 · L&I to May 14, 2026
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Feb 18, 2014FMCSA revocation notice for the operating authority, dropped Mar 12, 2014opened after SENTRY SELECT INSURANCE COMPANY filed a cancellation notice (effective Mar 16, 2014)MC 274675 · L&I to May 14, 2026
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Sep 1, 2013SENTRY SELECT INSURANCE COMPANYLiability · $1,000,000 · ended Mar 16, 2014 · cancellation notice took effect6 months in forceMC 274675 · L&I to May 14, 2026
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Sep 1, 2011MAXUM CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2013 · replaced by another insurer24 months in forceMC 274675 · L&I to May 14, 2026
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Aug 5, 2011FMCSA revocation notice for the operating authority, dropped Sep 1, 2011opened after NEW HAMPSHIRE INSURANCE CO. filed a cancellation notice (effective Sep 1, 2011)MC 274675 · L&I to May 14, 2026
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Sep 1, 2010AGCS MARINE INSURANCE COMPANYCargo · on file · on fileMC 274675 · L&I to May 14, 2026
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Sep 1, 2010NEW HAMPSHIRE INSURANCE CO.Liability · $1,000,000 · ended Sep 1, 2011 · cancellation notice took effect12 months in forceMC 274675 · L&I to May 14, 2026
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Aug 5, 2010FMCSA revocation notice for the operating authority, dropped Aug 31, 2010opened after NEW HAMPSHIRE INSURANCE CO. filed a cancellation notice (effective Sep 1, 2010)MC 274675 · L&I to May 14, 2026
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Feb 10, 2010NEW HAMPSHIRE INSURANCE CO.Liability · $1,000,000 · ended Sep 1, 2010 · cancellation notice took effect7 months in forceMC 274675 · L&I to May 14, 2026
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Jan 14, 2010FMCSA revocation notice for the operating authority, dropped Jan 25, 2010opened after NEW HAMPSHIRE INSURANCE CO. filed a cancellation notice (effective Feb 10, 2010)MC 274675 · L&I to May 14, 2026
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Sep 1, 2009FIREMAN'S FUND INSURANCE CO.Cargo · ended Sep 1, 2010 · replaced by another insurer12 months in forceMC 274675 · L&I to May 14, 2026
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Sep 1, 2009NEW HAMPSHIRE INSURANCE CO.Liability · $1,000,000 · ended Feb 10, 2010 · cancellation notice took effect5 months in forceMC 274675 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Texas (HQ) 28
Mostly inspected in its home state (100%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (10 power units: 7 filed, 10 seen roadside in 24 months).
We'd expect a typical fleet of 10 power units this active to have about 0.5 crashes a year (sized from the 10 units seen roadside; 7 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 0.02 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 22 | 13.18 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-MAY-25 – 30-APR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.