FINAL POINT LOGISTICS INC.
FMCSA Live Status
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 2 · 2
- Annual miles
- 99k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 2 | 0 | 0 | 2 |
| Trailers | 1 | 1 | 0 | 2 |
Registration
- FMCSA Rating
- Satisfactory (12-28-2023)
- Registered
- 01-30-2020 (6 yrs)
- MCS-150 Update
- 10-23-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- CURTIS WOODFAULK
Cargo
- High-Risk Cargo
- Motor Vehicles, Mobile Homes, Machinery Large, Livestock, Oilfield Equipment, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Runs within one state. Roadside inspections are rarer for intrastate fleets than for interstate ones, so this record rests mainly on crash reports, which states file for intrastate trucks too.
Not enough record to grade yet.
4 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 2.3× as often as the median active fleet of 2–5 trucks.
A record this thin can't pin that down: about a 1-in-5 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Lapse in liability filings268 days without a liability filing on FMCSA's record, the longest of 2 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
- 1 crash in 24 months. No injuries, no fatalities.
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Dangerous driving: 1
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected more often than interstate fleets of 2–5 trucks in Wisconsin (about 2 in 24 months would be typical; 36% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.250 | 0.043 |
| Inspections | 1.00 | 1.58 |
| Violations | 3.25 | 1.56 |
| Critical violations | 0.75 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
13 violations · 24 months-
Vehicle maintenance No alert8 · 1 OOSLights 5 · Brakes 1 · Tires 1 · Other parts 1
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Unsafe driving No alert4 · 0 OOSPhone use 1 · Reckless / lane 1 · Seat belt 1 · Speeding 1
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Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Mar242025WisconsinProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Concert Specialty Insurance Companyon record since Oct 30, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Oct 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: Canal Insurance Company → Concert Specialty Insurance Company (Oct 2026); ARTISAN & TRUCKERS CASUALTY COMPANY → CANAL INSURANCE CO. (Jun 2025); EVERSPAN INSURANCE COMPANY → ARTISAN & TRUCKERS CASUALTY COMPANY (Oct 2024)
- 5 cancellation notices filed by insurers; 3 took effect (the last Jul 23, 2025, replaced 244 days later); 2 replaced before they took effect
- 2 lapses in liability filings, 303 days in all (the longest 268 days) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 4
Operating authority inactive (FMCSA's new registration system, status since Oct 30, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
9 filings and 13 authority events since 2020 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 30, 2026Concert Specialty Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Oct 30, 2026Operating authority suspended: no process-agent (BOC-3) filing on fileFMCSA's new system
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Mar 24, 2026Canal Insurance CompanyLiability · $750,000 · ended Oct 30, 2026 · replaced by another insurer7 months in forceFMCSA's new system
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Mar 20, 2026FMCSA revocation notice for the operating authority, dropped Mar 25, 2026opened after CANAL INSURANCE CO. filed a cancellation notice (effective Apr 16, 2026)L&I to May 14, 2026
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Jun 20, 2025CANAL INSURANCE CO.Liability · $750,000 · ended Jul 23, 2025 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jun 19, 2025CANAL INSURANCE CO.Liability · $750,000 · ended Mar 24, 2026 · replaced by another insurera cancellation notice effective Apr 16, 2026 came after the replacement; 9 months in forceL&I to May 14, 2026
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Jun 19, 2025ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Jun 20, 2025 · replaced by another insurera cancellation notice effective Jul 24, 2025 came after the replacementL&I to May 14, 2026
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May 23, 2025FMCSA revocation notice for the operating authority, dropped May 28, 2025opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Jun 19, 2025)L&I to May 14, 2026
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Oct 20, 2024ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Jun 19, 2025 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Sep 23, 2024FMCSA revocation notice for the operating authority, dropped Oct 15, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 26, 2024Operating authority reinstatedL&I to May 14, 2026
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Jan 22, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 21, 2023FMCSA revocation notice for the operating authority, dropped Dec 1, 2023opened after EVERSPAN INSURANCE COMPANY filed a cancellation notice (effective Dec 18, 2023)L&I to May 14, 2026
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Oct 20, 2023EVERSPAN INSURANCE COMPANYLiability · $750,000 · ended Dec 18, 2023 · cancellation notice took effecta cancellation notice effective Oct 20, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Sep 25, 2023FMCSA revocation notice for the operating authority, dropped Oct 11, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 1, 2021Operating authority reinstatedL&I to May 14, 2026
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Oct 26, 2021Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 23, 2020Operating authority reinstatedL&I to May 14, 2026
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Oct 20, 2020CANAL INSURANCE CO.Liability · $750,000 · ended Oct 20, 2021 · cancellation notice took effecta cancellation notice effective Oct 20, 2023 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 29, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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Mar 2, 2020Operating authority grantedL&I to May 14, 2026
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Feb 25, 2020GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 22, 2020 · cancellation notice took effect4 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Wisconsin (HQ) 3
- Massachusetts 1
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (5 power units: 2 filed, 5 seen roadside in 24 months).
We'd expect a typical fleet of 5 power units this active to have about 0.4 crashes a year (sized from the 5 units seen roadside; 2 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 27.06 | |
| HOS Compliance | 1 | 2.62 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 16.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (10-SEP-25 – 29-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.