7 RAYOS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 1
- Drivers · CDL
- 1 · 1
- Annual miles
- 189k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 0 | 1 | 0 | 1 |
Registration
- Cargo Operation
- Interstate
- Scope
- Interstate (Within 100 miles)
- Registered
- 02-04-2020 (6 yrs)
- MCS-150 Update
- 10-13-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- JORDANY BORREGO
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not graded: operating authority revoked since Nov 3, 2025 (Revoked) with no roadside inspection or crash recorded since, and no active authority on file. Graded again once it is seen operating or the authority is reinstated; referral.
Worth a closer look
From the FMCSA record.
-
Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Lights and brakesLights are 23 of 63 violations (37%). Light or brake defects led to 2 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 1.000 | 0.046 |
| Inspections | 9.50 | 1.94 |
| Violations | 31.50 | 1.82 |
| Critical violations | 2.50 | 0.34 |
Yearly rates from the last 24 months. Peers: Owner-Operator power units, medium-risk cargo.
What they get cited for
63 violations · 24 months-
Vehicle maintenance No alert62 · 8 OOSLights 23 · Brakes 18 · Tires 4 · Cargo securement 3 · Steering & suspension 2 · 12 more
-
Driver fitness No alert1 · 0 OOSEnglish proficiency 1
-
Unsafe driving No alert0
-
Hours of service No alert0
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul152025TexasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Jan312025TexasInjury · 1 person hurtDark - not lighted, two-way trafficway not divided.
1 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
-
No liability filing on FMCSA's record through Nov 2, 2026.Last filing: UNITED FINANCIAL CASUALTY COMPANY, ended Sep 2, 2026 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 3 cancellation notices filed by insurers; 2 took effect (the last Sep 2, 2026, not replaced on FMCSA's record); 1 replaced before it took effect
- 10 days without a liability filing (Oct 24, 2025 – Nov 3, 2025) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notice resolved in time: 1
Operating authority inactive (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
6 filings and 3 authority events since 2021 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Aug 8, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Sep 2, 2026 · cancellation notice took effect1 month in forceFMCSA's new system
-
Nov 3, 2025Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Sep 10, 2025UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Oct 24, 2025 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Sep 10, 2025FMCSA revocation notice for the operating authority, dropped Sep 11, 2025opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Oct 7, 2025)L&I to May 14, 2026
-
Jul 24, 2024UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Sep 10, 2025 · replaced by the same insurer (renewal)a cancellation notice effective Oct 7, 2025 came after the replacement; 14 months in forceL&I to May 14, 2026
-
Jan 25, 2023UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Jul 24, 2024 · superseded by the same policy18 months in forceL&I to May 14, 2026
-
Dec 7, 2021UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Jan 25, 2023 · superseded by the same policy14 months in forceL&I to May 14, 2026
-
Aug 26, 2021Operating authority grantedL&I to May 14, 2026
-
Aug 23, 2021UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Dec 7, 2021 · superseded by the same policy3 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Texas 12
- Louisiana 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.28 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 11 | 16.09 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 31-JUL-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.