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Motor Carrier Safety Report
DOT #3400530 · PAPER CHASER LLC
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PAPER CHASER LLC

DOT# 3400530 MC# 1094487 Laurinburg, NC Authorized For-Hire
(910) 506-9329 paperchaser1300llc@gmail.com 20940 Mclaughlin Road, Laurinburg NC 28352
2 tractors · all owned 2 drivers
Not enough record
Graded once the record supports it
6 yrs history · 1 roadside inspection

FMCSA Live Status

Checking FMCSA…

Fleet & equipment

Power units
2
Drivers · CDL
2 · 2
Annual miles
527k unreliable
Type Own Term Trip Total
Trucks 0 0 0 0
Tractors 2 0 0 2
Trailers 3 0 0 3

Registration

Registered
02-26-2020 (6 yrs)
MCS-150 Update
03-31-2026
FRED Score Date
Nov 08, 2026
Officer
MICHELLE LYNN MCRAE
Officer
JAMES MICHAEL BLUE

Cargo

58.0
medium risk
Household Goods Meat Refrigerated Food General Freight Logs/Poles/Beams/Lumber Building Materials Fresh Produce Beverages Other: SEAFOOD, SHELLFISH Grain/Feed/Hay US Mail Dry Bulk Paper Products Utility Farm Supplies Construction Garbage/Refuse
High-Risk Cargo
General Freight, Household Goods, Refrigerated Food, Meat

Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.

Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.

Advisory Grade — Outside the Ranked Book

Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.

Mileage Unreliable

MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).

High Utilization Fleet

This motor carrier reports 263,492 miles per power unit annually, which exceeds typical single-driver limits (~150,000–180,000 miles/year). This motor carrier is still rated, but the high utilization may indicate:

  • Team driving operations where trucks run nearly 24/7 with rotating drivers
  • Stale fleet count in MCS-150 (power units not updated while operations expanded)
  • Data entry anomaly in annual mileage reporting
  • Expedited/dedicated routes with unusually high truck utilization

Not enough record to grade yet.

1 inspection and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.

Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.

80% likely range 0.10×–2.10×
ExcellentStrongSatisf.MarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.1 vs 0.1 for similar fleets
Most likely none
This motor carrier
0.1
Similar fleets
0.1

A record this thin can't pin that down: about a 1-in-6 chance it runs at Poor-level crash rates.

Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (2 power units).
What the record shows
Crash history
betterworse
Too little record to tell. 0 crashes on the FMCSA record in 24 months; similar fleets have about 0.1 a year.
Roadside inspections
betterworse
About typical. Out-of-service orders, violations and unsafe-driving or hours-of-service violations are all close to the rate expected for its inspections.

Worth a closer look

From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.

  • Lapse in liability filings
    131 days without a liability filing on FMCSA's record (Nov 8, 2023 – Mar 18, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.
    Ask: what covered the fleet during the gap.
Data flags
  • Unreliable reported mileage
    The motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
  • Estimated mileage
    No usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
  • Limited inspection history
    Fewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.

Track record

FMCSA record, Mar 2026 – Mar 2026 · grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
1
100% clean (no violations)
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
0.0%
0 of 1
National avg 6.7%
Violations
0
0 out-of-service

Inspected less often than interstate fleets of 2–5 trucks in North Carolina (about 3 in 24 months would be typical; 33% of them had none).

Inspections per quarter With an out-of-service order
Q1 '26: 1 inspections, 0 out of service 1 Q1 '26
vs 57,530 peer fleets
This motor carrierPeers
Crashes 0.000 0.043
Inspections 0.50 1.57
Violations 0.00 1.56
Critical violations 0.00 0.29

Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.

What they get cited for

0 violations · 24 months

No violations on the FMCSA record in the last 24 months.

Violations by quarter

Tap a category to show or hide it
No violation trend data

Crashes

24 months

No reportable crashes on the FMCSA record in the last 24 months.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
Today · live FMCSA check
Checking FMCSA…
Last on FMCSA's record (May 14, 2026)
$750,000 · BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN
on record since Mar 27, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Mar 2024
A cancellation notice effective Jun 13, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • 2 liability insurers on FMCSA's record, 1 change: EVERSPAN INSURANCE COMPANY → BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN (Mar 2024)
  • 6 cancellation notices filed by insurers; 4 took effect (the last Mar 27, 2026, replaced the same day); 2 replaced before they took effect
  • 131 days without a liability filing (Nov 8, 2023 – Mar 18, 2024) while the authority required one; a later back-dated filing can close a lapse
Authority
  • FMCSA notices resolved in time: 6

Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 25, 2026)

Who insures fleets like this →

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it happens

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Inspections by state
  • North Carolina (HQ) 1
Data sourced from FMCSA. The FRED Score is an analytical opinion and is not an FMCSA safety rating. Unless a motor carrier has received an Unsatisfactory safety rating under 49 CFR Part 385 or has otherwise been ordered to discontinue operations by FMCSA, it is authorized to operate. This information is provided for informational purposes only and should not be the sole basis for any decision. Report generated · fred-score.com/carrier/3400530