GURNAM TRUCKING INC
FMCSA Live Status
Fleet & equipment
- Power units
- 9
- Drivers · CDL
- 9 · 9
- Annual miles
- 1.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 9 | 0 | 0 | 9 |
| Trailers | 5 | 15 | 21 | 41 |
Registration
- Registered
- 03-09-2021 (5 yrs)
- MCS-150 Update
- 10-07-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- AKSHAY KUMAR
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 2.2× as often as the median active fleet of 10–19 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Lapse in liability filings274 days without a liability filing on FMCSA's record (May 22, 2025 – Feb 20, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (May 2025).Ask: driver qualification files and hiring standards.
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 15.4% vs 22.3% national; driver 4.0% vs 6.7%.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
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High speeding: 6
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.056 | 0.039 |
| Inspections | 2.00 | 1.41 |
| Violations | 1.61 | 1.44 |
| Critical violations | 0.44 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
29 violations · 24 months-
Unsafe driving No alert12 · 0 OOSSpeeding 8 · Reckless / lane 2 · Other 2
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Vehicle maintenance No alert10 · 2 OOSLights 4 · Cargo securement 1 · Tires 1 · Wheels & hubs 1 · Other parts 3
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Hours of service No alert6 · 0 OOSLogbook / ELD paperwork 5 · No log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Feb192025MissouriProperty damage onlySnow road, daylight, two-way trafficway divided positive barrier.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Feb 20, 2026 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: MOTOR TRANSPORT MUTUAL RRG INC → Universal Casualty Risk Retention Group, Inc (Feb 2026); BENCHMARK INSURANCE COMPANY → MOTOR TRANSPORT MUTUAL RRG INC (Mar 2025); INDEMNITY INSURANCE CO. OF NORTH AMERICA → BENCHMARK INSURANCE COMPANY (Mar 2024)
- 5 cancellation notices filed by insurers; 3 took effect (the last May 22, 2025, replaced 274 days later); 2 replaced before they took effect
- 274 days without a liability filing (May 22, 2025 – Feb 20, 2026) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 7
Operating authority active (FMCSA's new registration system, status since Mar 29, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 8 authority events since 2021 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Feb 20, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Jan 26, 2026FMCSA revocation notice for the operating authority, dropped Feb 23, 2026cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 29, 2025FMCSA revocation notice for the operating authority, dropped Jan 22, 2026cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 8, 2025FMCSA revocation notice for the operating authority, dropped Aug 28, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 10, 2025FMCSA revocation notice for the operating authority, dropped Jul 21, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 25, 2025FMCSA revocation notice for the operating authority, dropped May 14, 2025opened after MOTOR TRANSPORT MUTUAL RRG INC filed a cancellation notice (effective May 22, 2025)L&I to May 14, 2026
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Mar 23, 2025MOTOR TRANSPORT MUTUAL RRG INC (risk retention group)Liability · $750,000 · ended May 22, 2025 · cancellation notice took effecta cancellation notice effective Feb 20, 2026 came after the replacement; 2 months in forceL&I to May 14, 2026
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Feb 24, 2025FMCSA revocation notice for the operating authority, dropped Mar 24, 2025opened after BENCHMARK INSURANCE COMPANY filed a cancellation notice (effective Mar 23, 2025)L&I to May 14, 2026
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Jan 14, 2025BENCHMARK INSURANCE COMPANYLiability · $750,000 · ended Mar 23, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jan 9, 2025BENCHMARK INSURANCE COMPANYLiability · $750,000 · ended Jan 14, 2025 · superseded by the same policya cancellation notice effective Feb 13, 2025 came after the replacementL&I to May 14, 2026
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Mar 23, 2024BENCHMARK INSURANCE COMPANYLiability · $750,000 · ended Jan 9, 2025 · superseded by the same policya cancellation notice effective Mar 23, 2025 came after the replacement; 10 months in forceL&I to May 14, 2026
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Feb 26, 2024FMCSA revocation notice for the operating authority, dropped Mar 26, 2024opened after INDEMNITY INSURANCE CO. OF NORTH AMERICA filed a cancellation notice (effective Mar 23, 2024)L&I to May 14, 2026
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Apr 1, 2021INDEMNITY INSURANCE CO. OF NORTH AMERICALiability · $1,000,000 · ended Mar 23, 2024 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Mar 29, 2021Operating authority grantedL&I to May 14, 2026
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Mar 23, 2021INDEMNITY INSURANCE CO. OF NORTH AMERICALiability · $1,000,000 · ended Apr 1, 2021 · replaced by the same insurer (renewal)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- New Mexico 7
- Arkansas 3
- Arizona 2
- Louisiana 2
- Mississippi 2
- California (HQ) 1
- Illinois 1
- Indiana 1
Runs well beyond its home state: 1 of 25 inspections were in California.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (11 power units: 9 filed, 11 seen roadside in 24 months).
We'd expect a typical fleet of 11 power units this active to have about 0.8 crashes a year (sized from the 11 units seen roadside; 9 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 12 | 7.40 | |
| HOS Compliance | 5 | 0.18 | |
| Driver Fitness | 1 | 0.30 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 4.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-JUN-26 – 24-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.