SUMMERS-TAYLOR INC
FMCSA Live Status
Fleet & equipment
- Power units
- 260
- Drivers · CDL
- 210 · 210
- Annual miles
- 4.3M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 225 | 0 | 0 | 225 |
| Tractors | 31 | 0 | 0 | 31 |
| Trailers | 89 | 0 | 0 | 89 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (09-29-2000) · 26 yr old
- Registered
- 07-12-1989 (37 yrs)
- MCS-150 Update
- 11-06-2024 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JESSE JACOBSEN
- Officer
- GRANT SUMMERS
Cargo
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 0.4× as often as the median active fleet of 200–499 trucks.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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New since the grade was set1 crash after Aug 31, 2026. Not in the grade yet.
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Injury crashes5 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Tires and brakesTires are 7 of 39 violations (18%). Tire or brake defects led to 9 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Hazmat violations2 hazmat violations.
- Driver out-of-service rate 1.2% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 7
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected less often than interstate fleets of 200–499 trucks in Tennessee (about 314 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.025 | 0.023 |
| Inspections | 0.25 | 0.77 |
| Violations | 0.07 | 0.33 |
| Critical violations | 0.03 | 0.07 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, medium-risk cargo.
What they get cited for
39 violations · 24 months-
Vehicle maintenance No alert20 · 12 OOSTires 7 · Brakes 3 · Cargo securement 3 · Lights 3 · Other parts 4
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Unsafe driving No alert15 · 0 OOSReckless / lane 8 · Speeding 4 · Seat belt 2 · Other 1
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Hours of service No alert2 · 1 OOSLogbook / ELD paperwork 1 · No log 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
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Hazmat2 · 0 OOS
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep12026North CarolinaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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May112026TennesseeProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Apr102026TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov142025TennesseeProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Sep72025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Sep22025TennesseeInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued. FMCSA: not preventable.
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Aug152025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun292025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Feb252025TennesseeInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov82024TennesseeInjury · 1 person hurtDark - not lighted, two-way trafficway not divided. FMCSA: not preventable.
2 more in the FMCSA records below.
5 of the 10 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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primary $2,000,000 + excess $3,000,000 (total $5,000,000) · ZURICH AMERICAN INSURANCE COMPANYon record since Oct 1, 2022 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 2018
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Fidelity & Deposit Co. of Maryland since Apr 11, 2019
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Apr 26, 2019)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 3 authority events since 2018 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 3, 2023FMCSA revocation notice for the operating authority, dropped Jan 23, 2023cause not stated in FMCSA's older recordsMC 1032598 · L&I to May 14, 2026
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Oct 1, 2022ZURICH AMERICAN INSURANCE COMPANYLiability · $2,000,000 · on fileMC 1032598 · FMCSA's new system
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Oct 1, 2022The Cincinnati Insurance CompanyLiability (excess) · $3,000,000 over $2,000,000 · on fileMC 1032598 · FMCSA's new system
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Oct 1, 2022ZURICH AMERICAN INSURANCE COMPANYLiability · $2,000,000 · on fileFF 32072 · FMCSA's new system
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Jun 12, 2019Freight-forwarder authority grantedFF 32072 · L&I to May 14, 2026
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Apr 26, 2019Operating authority grantedMC 1032598 · L&I to May 14, 2026
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Apr 11, 2019Fidelity & Deposit Co. of MarylandBroker bond (BMC-84) · on file · on fileMC 1032598 · FMCSA's new system
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Apr 11, 2019Fidelity & Deposit Co. of MarylandBroker bond (BMC-84) · on file · on fileFF 32072 · FMCSA's new system
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Oct 1, 2018ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Oct 1, 2022 · superseded by the same policy48 months in forceMC 1032598 · L&I to May 14, 2026
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Oct 1, 2018ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Oct 1, 2022 · superseded by the same policy48 months in forceFF 32072 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee (HQ) 52
- North Carolina 26
- Virginia 6
- Alabama 1
- Kentucky 1
60% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (260 power units: 260 filed, 69 seen roadside in 24 months).
We'd expect a typical fleet of 260 power units this active to have about 4.4 crashes a year. This motor carrier recorded 19 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 6.3 a year) — about 1.4× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 6.4 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Inspections count through the end of the latest full month of FMCSA data. Crash reports reach FMCSA weeks late, so crashes wait 1 month more. Both enter the grade as the window moves forward each month.
- Crash Sep 1, 2026 · NC · 2 injuries, 0 fatalities · engine severity weight 9
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 15 | 0.53 | |
| HOS Compliance | 2 | 0.04 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 16 | 2.64 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-SEP-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.