ZERO11 FREIGHT INC
FMCSA Live Status
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 3 · 3
- Annual miles
- 15.9M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 3 | 0 | 3 |
| Trailers | 0 | 3 | 0 | 3 |
Registration
- Registered
- 03-31-2021 (5 yrs)
- MCS-150 Update
- 04-29-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- GORAN JOVANOVIC
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears implausibly high for fleet size. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes5 crashes with 5 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service26 out-of-service violations against drivers: 14 no valid CDL, 9 hours of service, 3 medical certificate (Feb 2025 – Mar 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 74 of 467 violations (16%). Brake or tire defects led to 62 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate33.3% of vehicle inspections end out of service vs 22.3% nationally (63 of 189). Across all its inspections, out-of-service orders run 1.23× what's expected for where and how it's inspected.
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Falsified logs24 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 9 for speeding 15+ mph over or in a work zone and 4 for phone use.Ask: telematics, speed governance and phone policy.
- No FMCSA BASIC alerts.
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Dangerous driving: 21
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Excessive speeding: 22
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Substance violations: 5
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Unusual inspection rateInspections per truck fall outside the normal range (1st–99th percentile), which can point to a mis-reported fleet size or data issues.
Track record
Inspected more often than interstate fleets of 2–5 trucks in Illinois (about 4 in 24 months would be typical; 39% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 2.667 | 0.043 |
| Inspections | 72.83 | 1.58 |
| Violations | 78.67 | 1.56 |
| Critical violations | 23.50 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
467 violations · 24 months-
Vehicle maintenance No alert240 · 78 OOSBrakes 74 · Tires 67 · Lights 54 · Wheels & hubs 12 · Cargo securement 5 · 28 more
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Hours of service No alert127 · 9 OOSLogbook / ELD paperwork 84 · False log 24 · No log 14 · Over hours limit 5
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Unsafe driving No alert79 · 0 OOSReckless / lane 31 · Speeding 22 · Seat belt 9 · Phone use 4 · Other 13
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Driver fitness No alert21 · 17 OOSNo valid CDL 17 · Medical certificate 4
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jun192026VirginiaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Apr102026TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Mar302026OhioProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Mar272026ArkansasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan292026TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan142026CaliforniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jan122026GeorgiaProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Oct172025OhioProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jul282025WashingtonInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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Jul172025AlabamaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Mar272025TexasInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median.
7 more in the FMCSA records below.
5 of the 15 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Hoxbridge Insurance Company, Inc.on record since Sep 19, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 2021
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 5 liability insurers on FMCSA's record, 4 changes: Universal Casualty Risk Retention Group, Inc → Hoxbridge Insurance Company, Inc. (Sep 2026); ARTISAN & TRUCKERS CASUALTY COMPANY → UNIVERSAL CASUALTY RISK RETENTION GROUP, INC (Feb 2026); STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA → ARTISAN & TRUCKERS CASUALTY COMPANY (Dec 2025)
- 4 cancellation notices filed by insurers; 1 took effect (the last Dec 28, 2025, replaced the same day); 3 replaced before they took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice served Sep 29, 2026 (suspension effective Oct 29, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 5
Operating authority active (FMCSA's new registration system, status since Jul 2, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
10 filings and 8 authority events since 2021 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 29, 2026FMCSA suspension notice for the operating authority, effective Oct 29, 2026the authority stayed activeFMCSA's new system
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Sep 19, 2026Hoxbridge Insurance Company, Inc.Liability · $750,000 · on fileFMCSA's new system
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Aug 20, 2026FMCSA suspension notice for the operating authority, effective Sep 19, 2026the authority stayed activeFMCSA's new system
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May 11, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · ended Sep 19, 2026 · replaced by another insurer4 months in forceFMCSA's new system
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Feb 11, 2026UNIVERSAL CASUALTY RISK RETENTION GROUP, INC (risk retention group)Liability · $750,000 · ended May 11, 2026 · superseded by the same policya cancellation notice effective Jun 22, 2026 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 20, 2026FMCSA revocation notice for the operating authority, dropped Feb 6, 2026opened after ARTISAN & TRUCKERS CASUALTY COMPANY filed a cancellation notice (effective Feb 16, 2026)L&I to May 14, 2026
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Dec 28, 2025ARTISAN & TRUCKERS CASUALTY COMPANYLiability · $750,000 · ended Feb 11, 2026 · replaced by another insurera cancellation notice effective Feb 16, 2026 came after the replacement; 1 month in forceL&I to May 14, 2026
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Dec 1, 2025FMCSA revocation notice for the operating authority, dropped Dec 24, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Dec 28, 2025)L&I to May 14, 2026
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Dec 28, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Dec 28, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 10, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Dec 28, 2024 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Jun 3, 2024FMCSA revocation notice for the operating authority, dropped Jun 11, 2024opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2024)L&I to May 14, 2026
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Mar 20, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jun 10, 2024 · superseded by the same policya cancellation notice effective Jun 30, 2024 came after the replacement; 3 months in forceL&I to May 14, 2026
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Sep 5, 2023CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Mar 20, 2024 · replaced by the same insurer (renewal)6 months in forceL&I to May 14, 2026
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Sep 5, 2023FMCSA revocation notice for the operating authority, dropped Sep 8, 2023opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Oct 1, 2023)L&I to May 14, 2026
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Mar 20, 2023CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 5, 2023 · superseded by the same policya cancellation notice effective Oct 1, 2023 came after the replacement; 6 months in forceL&I to May 14, 2026
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Feb 22, 2023FMCSA revocation notice for the operating authority, dropped Mar 21, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 2, 2021Operating authority grantedL&I to May 14, 2026
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Jun 28, 2021PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYLiability · $750,000 · ended Mar 20, 2023 · replaced by another insurer21 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 30
- Kentucky 24
- Louisiana 22
- Ohio 22
- Missouri 21
- New Mexico 21
- Arkansas 19
- Georgia 19
Runs well beyond its home state: 14 of 421 inspections were in Illinois.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (186 power units: 3 filed, 186 seen roadside in 24 months).
We'd expect a typical fleet of 186 power units this active to have about 9.1 crashes a year (sized from the 186 units seen roadside; 3 filed). This motor carrier recorded 16 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 5.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 8.0 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
- 1 inspection with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 73 | 8.85 | |
| HOS Compliance | 87 | 0.93 | |
| Driver Fitness | 17 | 0.37 | |
| Controlled Substances | 4 | 0.07 | |
| Vehicle Maintenance | 120 | 7.15 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JAN-26 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.