PAUL'S TRANSFER COMPANY INC
(908) 859-4443
sales@paulstransfer.com
340 Anderson St, Phillipsburg NJ 08865
7
power units · all owned
3 drivers
20k mi/yr · ~3k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 7
- Drivers · CDL
- 3 · 0
- Annual miles
- 20k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 5 | 0 | 0 | 5 |
| Tractors | 2 | 0 | 0 | 2 |
| Trailers | 3 | 0 | 0 | 3 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Intrastate non-HM
- Scope
- Intrastate (Beyond 100 miles)
- Registered
- 09-11-1989 (37 yrs)
- MCS-150 Update
- 05-06-2024 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- CHRISTOPHER D. WERTZ
- Officer
- ANDREW D. WERTZ
Cargo
60.7
medium risk
Household Goods
General Freight
Other: UNKNOWN
Dry Bulk
- High-Risk Cargo
- General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: operating authority revoked since Feb 25, 2026 (Revoked) with no roadside inspection or crash recorded since, and no active authority on file. Graded again once it is seen operating or the authority is reinstated; referral.
Worth a closer look
From the FMCSA record.
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Lapse in liability filings164 days without a liability filing on FMCSA's record (Jan 17, 2025 – Jun 30, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Little roadside historyOnly 0 inspections in 24 months for 7 power units, where interstate fleets of 6–9 trucks in New Jersey average about 11; the record says little either way.Ask: confirm the fleet is operating at the filed size (the MCS-150 was last updated May 2024).
Data flags
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, last 24 months
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
0
roadside inspections
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
—
no inspections
National avg 6.7%
Violations
0
0 out-of-service
Inspected less often than interstate fleets of 6–9 trucks in New Jersey (about 11 in 24 months would be typical).
vs 57,530 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 0.14 | 1.57 |
| Violations | 0.00 | 1.56 |
| Critical violations | 0.00 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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No liability filing on FMCSA's record through May 14, 2026.Last filing: SOUTHERN INSURANCE COMPANY, ended Feb 19, 2026 (cancellation notice took effect).
- Cargo filing
- required · on file · HANOVER INSURANCE CO. since Jun 30, 2012
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: WESCO INSURANCE COMPANY → SOUTHERN INSURANCE COMPANY (Jun 2025)
- 3 cancellation notices filed by insurers; 2 took effect (the last Feb 19, 2026, not replaced on FMCSA's record); 1 replaced before it took effect
- 164 days without a liability filing (Jan 17, 2025 – Jun 30, 2025) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 3
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Feb 25, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
29 filings and 23 authority events since 1990 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
29 filings and 23 authority events since 1990 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Feb 25, 2026Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 30, 2025SOUTHERN INSURANCE COMPANYLiability · $750,000 · ended Feb 19, 2026 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Mar 21, 2025FMCSA revocation notice for the operating authority, dropped Mar 27, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 23, 2024FMCSA revocation notice for the operating authority, dropped Jan 6, 2025opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Jan 17, 2025)L&I to May 14, 2026
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Nov 18, 2024FMCSA revocation notice for the operating authority, dropped Nov 21, 2024opened after WESCO INSURANCE COMPANY filed a cancellation notice (effective Dec 15, 2024)L&I to May 14, 2026
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Jun 30, 2024WESCO INSURANCE COMPANYLiability · $750,000 · ended Jan 17, 2025 · cancellation notice took effecta cancellation notice effective Apr 17, 2025 came after the replacement; 7 months in forceL&I to May 14, 2026
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Jun 30, 2022WESCO INSURANCE COMPANYLiability · $750,000 · ended Jun 30, 2024 · superseded by the same policya cancellation notice effective Dec 15, 2024 came after the replacement; 24 months in forceL&I to May 14, 2026
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Jun 30, 2021PROTECTIVE INSURANCE CO.Liability · $750,000 · ended Jun 30, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 16, 2021Operating authority reinstatedL&I to May 14, 2026
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Jun 9, 2021Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 30, 2020SAGAMORE INSURANCE COMPANYLiability · $750,000 · ended Jun 30, 2021 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Jun 3, 2020FMCSA revocation notice for the operating authority, dropped Jun 26, 2020opened after HUDSON INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2020)L&I to May 14, 2026
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Jun 30, 2019HUDSON INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 3, 2019FMCSA revocation notice for the operating authority, dropped Jul 1, 2019opened after HANOVER INSURANCE CO. filed a cancellation notice (effective Jun 30, 2019)L&I to May 14, 2026
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Jun 30, 2012HANOVER INSURANCE CO.Cargo · on file · on fileL&I to May 14, 2026
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Jun 30, 2012HANOVER INSURANCE CO.Liability · $750,000 · ended Jun 30, 2019 · cancellation notice took effect84 months in forceL&I to May 14, 2026
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Jun 15, 2012FMCSA revocation notice for the operating authority, dropped Jul 10, 2012opened after AMERICAN GUARANTEE & LIABILITY INS. CO. filed a cancellation notice (effective Jul 12, 2012)L&I to May 14, 2026
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Dec 11, 2009FMCSA revocation notice for the operating authority, dropped Dec 17, 2009opened after TRANSGUARD INSURANCE COMPANY OF AMERICA INC. filed a cancellation notice (effective Jan 7, 2010)L&I to May 14, 2026
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Nov 7, 2009AMERICAN GUARANTEE & LIABILITY INS. CO.Cargo · ended Jun 30, 2012 · replaced by another insurera cancellation notice effective Jul 12, 2012 came after the replacement; 32 months in forceL&I to May 14, 2026
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Nov 7, 2009AMERICAN GUARANTEE & LIABILITY INS. CO.Liability · $1,000,000 · ended Jun 30, 2012 · replaced by another insurera cancellation notice effective Jul 12, 2012 came after the replacement; 32 months in forceL&I to May 14, 2026
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Nov 7, 2008TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Cargo · ended Nov 7, 2009 · replaced by another insurera cancellation notice effective Jan 7, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
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Nov 7, 2008TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Liability · $750,000 · ended Nov 7, 2009 · replaced by another insurera cancellation notice effective Jan 7, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
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Nov 13, 2006FMCSA revocation notice for the operating authority, dropped Nov 29, 2006opened after GRANITE STATE INSURANCE CO. filed a cancellation notice (effective Dec 9, 2006)L&I to May 14, 2026
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Nov 7, 2006TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Cargo · ended Nov 7, 2008 · superseded by the same policy24 months in forceL&I to May 14, 2026
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Nov 7, 2006TRANSGUARD INSURANCE COMPANY OF AMERICA INC.Liability · $750,000 · ended Nov 7, 2008 · superseded by the same policy24 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
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How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
0
Driver Insp
0
Driver OOS
0
Vehicle Insp
0
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |