SCHUEMAN TRANSFER INC
(712) 482-3461
accounting@schuemantransfer.com
108 Freeman St, Oakland IA 51560
34
tractors
36 drivers
2M mi/yr · ~59k per unit
Marginal
FRED Score 32.6 / 100
Moderate confidence
37 yrs history · 84 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 34
- Drivers · CDL
- 36 · 36
- Annual miles
- 2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 24 | 10 | 0 | 34 |
| Trailers | 70 | 0 | 0 | 70 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-15-2004) · 22 yr old
- Registered
- 09-22-1989 (37 yrs)
- MCS-150 Update
- 05-07-2026 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- LAUREN SCHUEMAN
- Officer
- CODY SCHUEMAN
Cargo
65.5
medium risk
Intermodal Containers
Livestock
Meat
Refrigerated Food
General Freight
Fresh Produce
Beverages
Other: LTL SHIPMENTS
Grain/Feed/Hay
Dry Bulk
Paper Products
Chemicals
- High-Risk Cargo
- Livestock, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.50×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.1 vs 1.4 for similar fleets
Likely 0–4 crashes
This motor carrier
2.1
Similar fleets
1.4
Chance of a fatal crash, next 12 months
~5%
About 1.5× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 3 with injuries; similar fleets have about 1.4 a year. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 3.05× the rate expected for its inspections. Together they move its crash estimate +15%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service7 out-of-service violations against drivers: 7 hours of service (Oct 2024 – Aug 2026).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 12 of 79 violations (15%). Brake or light defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs11 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 4
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High speeding: 5
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
6
0 fatalities · 7 injuries · 0 tow-aways
Inspections
84
51% clean (no violations)
Vehicle out-of-service
28.2%
11 of 39
National avg 22.3%
Driver out-of-service
8.3%
7 of 84
National avg 6.7%
Violations
79
20 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Iowa (about 43 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.088 | 0.029 |
| Inspections | 1.49 | 1.12 |
| Violations | 1.16 | 0.78 |
| Critical violations | 0.38 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
79 violations · 24 months-
Vehicle maintenance No alert34 · 13 OOSBrakes 12 · Lights 10 · Tires 8 · Other parts 4
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Hours of service No alert33 · 7 OOSLogbook / ELD paperwork 12 · False log 11 · Over hours limit 8 · No log 2
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Unsafe driving No alert12 · 0 OOSSpeeding 6 · Reckless / lane 4 · Phone use 1 · Other 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar292026GeorgiaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Feb22026MissouriInjury · 4 people hurtDark - not lighted, two-way trafficway divided unprotected median.
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Dec252025KansasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Oct62025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jan52025IllinoisInjury · 2 people hurtIce road, dark - not lighted, snow, two-way trafficway divided positive barrier.
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Dec152024MissouriInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median.
3 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$750,000 · Incline Casualty Companyon record since Jan 31, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2006
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Merchants Bonding Company (Mutual) since Oct 22, 2018
36 months to Nov 7, 2026
- 3 liability insurers on FMCSA's record, 2 changes: FALLS LAKE NATIONAL INSURANCE COMPANY → Incline Casualty Company (Jan 2025); EMPLOYERS MUTUAL CASUALTY CO. → FALLS LAKE NATIONAL INSURANCE COMPANY (Jan 2024)
- 2 cancellation notices filed by insurers; 1 took effect (the last Jan 31, 2024, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Oct 23, 2026: the broker authority will be suspended on Nov 22, 2026 unless the missing filing is restored (the notice does not say which filing). FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Nov 5, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 17 authority events since 1979 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
24 filings and 17 authority events since 1979 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Nov 5, 2026Voluntary suspension of the operating authority requested, effective (date not stated)FMCSA's new system
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Nov 5, 2026Broker authority voluntarily suspended or withdrawnFMCSA's new system
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Oct 23, 2026FMCSA suspension notice for the broker authority, effective Nov 22, 2026pending on FMCSA's recordFMCSA's new system
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May 1, 2026Broker authority revoked (cause not stated)L&I to May 14, 2026
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Jan 31, 2025Incline Casualty CompanyLiability · $750,000 · on fileFMCSA's new system
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Jan 21, 2025FMCSA revocation notice for the operating authority, dropped Jan 31, 2025opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Feb 15, 2025)L&I to May 14, 2026
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Jan 31, 2024FALLS LAKE NATIONAL INSURANCE COMPANYCargo · ended Feb 15, 2025 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Jan 31, 2024FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Jan 31, 2025 · replaced by another insurera cancellation notice effective Feb 15, 2025 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 4, 2024FMCSA revocation notice for the operating authority, dropped Jan 26, 2024opened after EMPLOYERS MUTUAL CASUALTY CO. filed a cancellation notice (effective Jan 31, 2024)L&I to May 14, 2026
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Jan 31, 2023EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Jan 31, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 27, 2021EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Jan 31, 2023 · replaced by the same insurer (renewal)13 months in forceL&I to May 14, 2026
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Dec 6, 2021FMCSA revocation notice for the operating authority, dropped Dec 28, 2021opened after EMPLOYERS MUTUAL CASUALTY CO. filed a cancellation notice (effective Jan 1, 2022)L&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the broker authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 25, 2020Broker authority grantedL&I to May 14, 2026
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Oct 22, 2018Merchants Bonding Company (Mutual)Broker bond (BMC-84) · on file · on fileFMCSA's new system
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Aug 26, 2014EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Dec 27, 2021 · replaced by the same insurer (renewal)a cancellation notice effective Jan 1, 2022 came after the replacement; 88 months in forceL&I to May 14, 2026
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Jan 1, 2011EMPLOYERS MUTUAL CASUALTY CO.Cargo · ended Sep 3, 2014 · cancellation notice took effect44 months in forceL&I to May 14, 2026
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Jan 1, 2011EMPLOYERS MUTUAL CASUALTY CO.Liability · $1,000,000 · ended Aug 26, 2014 · replaced by the same insurer (renewal)44 months in forceL&I to May 14, 2026
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Dec 27, 2010FMCSA revocation notice for the operating authority, dropped Dec 29, 2010opened after MAIDEN REINSURANCE COMPANY filed a cancellation notice (effective Jan 21, 2011)L&I to May 14, 2026
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Jan 1, 2010MAIDEN REINSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2011 · replaced by another insurera cancellation notice effective Jan 21, 2011 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 1, 2008TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jan 1, 2011 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jan 1, 2007HARTFORD ACCIDENT AND INDEMNITY CO.Cargo · ended Jan 1, 2008 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 1, 2007INTEGON NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2010 · replaced by another insurera cancellation notice effective Jan 21, 2010 came after the replacement; 36 months in forceL&I to May 14, 2026
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Dec 5, 2006FMCSA revocation notice for the operating authority, dropped Dec 13, 2006opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Jan 1, 2007)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Iowa (HQ) 21
- Illinois 11
- New Mexico 7
- South Dakota 7
- Nebraska 6
- Kansas 5
- Michigan 5
- Missouri 3
25% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (34 power units: 34 filed, 26 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.4
Actual, per year in window
2.3
Projected, next 12 mo
2.1
0
1.5
3
We'd expect a typical fleet of 34 power units this active to have about 1.4 crashes a year. This motor carrier recorded 7 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.3 a year) — about 1.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.1 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 5% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.5× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
75 inspections
and 7 crashes.
The FMCSA record tables now hold 78 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 3, 2024 · IA · level 2 · 1 vehicle OOS, 1 driver OOS · 2 violations
- 5 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.44
Marginal — 1.50x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 34-unit for-hire fleet (pu20_49). Violations 1.15x (driver behaviour 3.05x, out-of-service 1.17x, all violations 1.02x; 75 inspections). Experience 1.31x: 4.1 decayed crashes against 2.4 expected over 36 months (credibility 0.44, a 3.06). 80% range 0.82–2.28x. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -2.0%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.0 crashes per 100 power-unit-years
34 power units · 1.37 expected crashes a year
Violation relativity
1.15×
75 inspections in window
Crash experience
1.31×
4.1 decayed crashes vs 2.4 expected · credibility 0.44
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.50× (80% range 0.82–2.28×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
84
Driver Insp
84
Driver OOS
7
Vehicle Insp
39
Vehicle OOS
11
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 3.50 | |
| HOS Compliance | 25 | 1.91 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 22 | 3.85 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.