TCW INC
(800) 452-8291
rholland@tcwonline.com
22 Stanley Street, Nashville TN 37210
320
tractors · all owned
442 drivers
35.6M mi/yr · ~111k per unit
HazMat
Satisfactory
FRED Score 50.0 / 100
High confidence
52 yrs history · 394 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 320
- Drivers · CDL
- 442 · 442
- Annual miles
- 35.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 320 | 0 | 0 | 320 |
| Trailers | 229 | 0 | 0 | 229 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (09-13-2000) · 26 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-17-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ALAN WITT
- Officer
- BEN BANKS
Cargo
55.0
medium risk
Intermodal Containers
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Beverages
Paper Products
Construction
Chemicals
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 9% higher than similar fleets.
Similar fleets: interstate fleets of about 320 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.09×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.09× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
11.7 vs 10.7 for similar fleets
This motor carrier
11.7
Similar fleets
10.7
Chance of a fatal crash, next 12 months
~28%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes6 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Brakes and lightsBrakes are 27 of 119 violations (23%). Brake or light defects led to 21 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Hazmat violations1 hazmat violation.
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New since the grade was set1 out-of-service inspection after Jul 31, 2026. Not in the grade yet.
Strengths
- Driver out-of-service rate 0.3% vs 6.7% national.
- No FMCSA BASIC alerts.
- 78% of inspections found no violations.
Data flags
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Reckless driving: 1
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Dangerous driving: 9
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
28
0 fatalities · 7 injuries · 0 tow-aways
Inspections
394
78% clean (no violations)
Vehicle out-of-service
17.9%
38 of 212
National avg 22.3%
Driver out-of-service
0.3%
1 of 394
National avg 6.7%
Violations
119
43 out-of-service
Inspected about as often as interstate fleets of 200–499 trucks in Tennessee (about 387 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 940 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.037 | 0.023 |
| Inspections | 0.93 | 0.77 |
| Violations | 0.19 | 0.33 |
| Critical violations | 0.04 | 0.07 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, medium-risk cargo.
What they get cited for
119 violations · 24 months-
Vehicle maintenance No alert88 · 42 OOSBrakes 27 · Lights 27 · Tires 18 · Cargo securement 4 · Wheels & hubs 2 · 10 more
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Unsafe driving No alert22 · 0 OOSReckless / lane 16 · Phone use 2 · Speeding 2 · Seat belt 1 · Other 1
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Hours of service No alert7 · 1 OOSNo log 4 · Logbook / ELD paperwork 3
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Driver fitness No alert1 · 0 OOSNo valid CDL 1
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Drugs & alcohol No alert0
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Hazmat1 · 0 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul32026South CarolinaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Jun252026GeorgiaProperty damage onlyDark - not lighted.
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May62026TennesseeProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Apr242026GeorgiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Apr32026GeorgiaInjury · 2 people hurtDark - not lighted. Citation issued.
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Nov122025GeorgiaProperty damage onlyDark - lighted. Citation issued.
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Sep262025TennesseeProperty damage onlyWet road, daylight, rain, one-way trafficway not divided.
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Aug212025South CarolinaInjury · 1 person hurtWet road, dark - not lighted, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jul32025South CarolinaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun22025GeorgiaInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median.
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Feb202025VirginiaInjury · 1 person hurtDark - not lighted, two-way trafficway not divided. Citation issued.
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Nov182024North CarolinaInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
20 more in the FMCSA records below.
6 of the 28 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · ZURICH AMERICAN INSURANCE COMPANYon record since Apr 1, 2014 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Apr 1993
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Dec 12, 2014)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 7 authority events since 1978 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
16 filings and 7 authority events since 1978 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Dec 9, 2014Operating authority reinstatedMC 140539 · L&I to May 14, 2026
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Dec 8, 2014Operating authority revoked (cause not stated)MC 140539 · L&I to May 14, 2026
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Apr 1, 2014ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · on fileMC 140539 · L&I to May 14, 2026
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Jun 1, 2007HARTFORD FIRE INSURANCE COMPANYCargo · ended Dec 8, 2014 · insurer name change90 months in forceMC 140539 · L&I to May 14, 2026
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Nov 29, 2005Operating authority revoked (cause not stated)MC 136714 · L&I to May 14, 2026
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Jun 6, 2005FMCSA revocation notice for the operating authority, dropped Jun 15, 2005opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Jul 1, 2005)MC 140539 · L&I to May 14, 2026
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Jun 6, 2005FMCSA revocation notice for the operating authority, dropped Jun 16, 2005opened after GREAT WEST CASUALTY CO. filed a cancellation notice (effective Jul 1, 2005)MC 136714 · L&I to May 14, 2026
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Jun 1, 2005HARTFORD FIRE INSURANCE COMPANYCargo · ended Jun 1, 2007 · superseded by the same policy24 months in forceMC 140539 · L&I to May 14, 2026
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Jun 1, 2005ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Dec 8, 2014 · insurer name change114 months in forceMC 140539 · L&I to May 14, 2026
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Jun 1, 2005ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · on fileMC 136714 · L&I to May 14, 2026
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May 1, 2004GREAT WEST CASUALTY CO.Cargo · ended Jun 1, 2005 · replaced by another insurera cancellation notice effective Jul 1, 2005 came after the replacement; 13 months in forceMC 140539 · L&I to May 14, 2026
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May 1, 2004GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 1, 2005 · replaced by another insurera cancellation notice effective Jul 1, 2005 came after the replacement; 13 months in forceMC 140539 · L&I to May 14, 2026
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May 1, 2004GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 1, 2005 · replaced by another insurera cancellation notice effective Jul 1, 2005 came after the replacement; 13 months in forceMC 136714 · L&I to May 14, 2026
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Jul 1, 2002FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2004 · replaced by another insurer22 months in forceMC 140539 · L&I to May 14, 2026
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May 1, 2000RLI INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2004 · replaced by another insurera cancellation notice effective May 28, 2004 came after the replacement; 48 months in forceMC 140539 · L&I to May 14, 2026
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May 1, 2000RLI INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2004 · replaced by another insurera cancellation notice effective May 28, 2004 came after the replacement; 48 months in forceMC 136714 · L&I to May 14, 2026
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Sep 9, 1996FMCSA revocation notice for the operating authority, dropped Oct 9, 1996cause not stated in FMCSA's older recordsMC 140539 · L&I to May 14, 2026
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Apr 1, 1996ZURICH INSURANCE CO.Cargo · ended Jul 1, 2002 · replaced by another insurer75 months in forceMC 140539 · L&I to May 14, 2026
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Apr 1, 1996CONTINENTAL CASUALTY CO.Liability · $1,000,000 · ended May 1, 2000 · replaced by another insurera cancellation notice effective Jun 4, 2000 came after the replacement; 49 months in forceMC 140539 · L&I to May 14, 2026
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Apr 1, 1995THE RELIANCE INSURANCE CO.Cargo · ended Sep 5, 1996 · cancellation notice took effect17 months in forceMC 140539 · L&I to May 14, 2026
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Apr 1, 1993THE CONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Apr 1, 1996 · replaced by the same insurer (renewal)36 months in forceMC 140539 · L&I to May 14, 2026
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Mar 20, 1989THE AMERICAN INSURANCE CO.Cargo · ended Apr 1, 1995 · replaced by another insurer72 months in forceMC 140539 · L&I to May 14, 2026
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Mar 9, 1978Operating authority grantedMC 140539 · L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Tennessee (HQ) 126
- South Carolina 84
- Alabama 79
- Georgia 47
- North Carolina 17
- Mississippi 15
- Arkansas 13
- Louisiana 6
32% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (xlarge).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
10.7
Actual, last 12 mo
38.0
Projected, next 12 mo
11.7
0
22.5
45
We'd expect a typical fleet of this size this active to have about 10.7 crashes a year. This motor carrier recorded 38 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 3.5× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 11.7 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 28% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
388 inspections
and 38 crashes.
The FMCSA record tables now hold 186 inspections and 9 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Jul 30, 2025 · NC · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Jul 18, 2025 · SC · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Jul 3, 2025 · SC · 1 injury, 0 fatalities · engine severity weight 5 · FMCSA: not preventable
- Crash Jun 27, 2025 · SC · 0 injuries, 0 fatalities · engine severity weight 1 · FMCSA: not preventable
- Crash Jun 26, 2025 · MS · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Jun 2, 2025 · GA · 1 injury, 0 fatalities · engine severity weight 5
- Crash May 31, 2025 · TN · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Apr 1, 2025 · SC · 0 injuries, 0 fatalities · engine severity weight 1 · FMCSA: not preventable
- Crash Feb 26, 2025 · GA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Feb 20, 2025 · VA · 1 injury, 0 fatalities · engine severity weight 5
- Crash Jan 23, 2025 · MS · 0 injuries, 0 fatalities · engine severity weight 1 · FMCSA: not preventable
- Crash Dec 4, 2024 · NC · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Nov 21, 2024 · GA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Nov 18, 2024 · NC · 1 injury, 0 fatalities · engine severity weight 5 · FMCSA: not preventable
- Crash Nov 12, 2024 · GA · 0 injuries, 0 fatalities · engine severity weight 1 · FMCSA: not preventable
- Crash Nov 11, 2024 · GA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Nov 7, 2024 · SC · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Nov 5, 2024 · VA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Oct 27, 2024 · GA · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Jul 23, 2025 · TN · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jul 22, 2025 · TN · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jun 27, 2025 · TN · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jun 26, 2025 · TN · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jun 26, 2025 · SC · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jun 11, 2025 · AL · level 1 · 1 vehicle OOS · 3 violations
- Out-of-service inspection May 28, 2025 · TN · level 1 · 1 vehicle OOS · 3 violations
- Out-of-service inspection May 12, 2025 · TN · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection May 8, 2025 · AL · level 2 · 1 vehicle OOS · 2 violations
- Out-of-service inspection Apr 2, 2025 · TN · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Feb 27, 2025 · SC · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Feb 19, 2025 · SC · level 1 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Jan 3, 2025 · TN · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Dec 19, 2024 · TN · level 2 · 1 vehicle OOS · 1 violation
- Out-of-service inspection Dec 18, 2024 · TN · level 1 · 2 vehicle OOS · 2 violations
- Out-of-service inspection Dec 4, 2024 · AL · level 2 · 2 vehicle OOS · 1 violation
- Out-of-service inspection Dec 3, 2024 · TN · level 1 · 3 vehicle OOS · 2 violations
- Out-of-service inspection Nov 7, 2024 · TN · level 1 · 1 vehicle OOS · 1 violation
- 153 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- Out-of-service inspection Sep 2, 2026 · AL · level 2 · 2 vehicle OOS · 3 violations
- 36 further inspections with no out-of-service result — not yet scored
Confidence: High · Z = 0.87
Satisfactory — 1.09x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.033 crashes per power-unit-year for a 320-unit for-hire fleet (pu200_499). Violations 0.78x (driver behaviour 0.49x, out-of-service 0.46x, all violations 0.25x; 388 inspections). Experience 1.40x: 18.8 decayed crashes against 12.9 expected over 36 months (credibility 0.87, a 1.88). 80% range 0.77–1.44x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
394
Driver Insp
394
Driver OOS
1
Vehicle Insp
212
Vehicle OOS
38
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 21 | 0.49 | |
| HOS Compliance | 6 | 0.03 | |
| Driver Fitness | 1 | 0.01 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 66 | 2.36 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.