MFA INCORPORATED
FMCSA Live Status
Fleet & equipment
- Power units
- 846
- Drivers · CDL
- 845 · 691
- Annual miles
- 800k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 622 | 0 | 0 | 622 |
| Tractors | 215 | 9 | 0 | 224 |
| Trailers | 334 | 21 | 0 | 355 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-25-2019) · 7 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-27-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- BOB HUFFMAN
- Officer
- STEFAN KNUDSEN
Cargo
- High-Risk Cargo
- Machinery Large, Livestock, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
The expected crashes behind this grade assume the filed fleet of 846 power units is real, but the roadside record corroborates little of it — 76 units seen in 24 months, 0.05 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 500+ trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Brakes and lightsBrakes are 16 of 61 violations (26%). Brake or light defects led to 12 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Filed fleet not seen on the roadOnly 76 of the 846 filed power units were seen at a roadside inspection in 24 months (85 inspections in all). The crash expectation behind the grade assumes all 846 are running.Ask: how many trucks are actually operating, with the vehicle schedule.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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High speeding: 5
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.006 | 0.022 |
| Inspections | 0.08 | 0.63 |
| Violations | 0.04 | 0.22 |
| Critical violations | 0.00 | 0.05 |
Yearly rates from the last 24 months. Peers: 500+ power units, medium-risk cargo.
What they get cited for
61 violations · 24 months-
Vehicle maintenance No alert51 · 17 OOSBrakes 16 · Lights 16 · Cargo securement 7 · Tires 4 · Steering & suspension 1 · 7 more
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Unsafe driving No alert6 · 0 OOSSpeeding 5 · Seat belt 1
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Hours of service No alert4 · 0 OOSLogbook / ELD paperwork 3 · Over hours limit 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Apr282026MissouriProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
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Dec232025MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Aug112025MissouriInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jun112025MissouriProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May142025MissouriProperty damage onlyDaylight.
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Apr242025MissouriProperty damage onlyDaylight, two-way trafficway not divided.
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Apr212025MissouriProperty damage onlyDaylight, two-way trafficway not divided.
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Mar132025MissouriInjury · 1 person hurtDaylight, two-way trafficway not divided.
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Jan212025MissouriInjury · 1 person hurtDaylight, two-way trafficway not divided.
2 more in the FMCSA records below.
3 of the 10 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · BERKLEY NATIONAL INSURANCE COMPANYon record since Jun 1, 2022 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Mar 2006
- Cargo filing
- on file · HARTFORD FIRE INSURANCE COMPANY since Sep 1, 2004
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 1, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 10 authority events since 1998 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2022Operating authority reinstatedL&I to May 14, 2026
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Jun 27, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 1, 2022BERKLEY NATIONAL INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Jun 1, 2006NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Jun 17, 2022 · cancellation notice took effect193 months in forceL&I to May 14, 2026
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Jun 1, 2006NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability · $1,000,000 · ended Jun 17, 2022 · cancellation notice took effect193 months in forceL&I to May 14, 2026
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Mar 31, 2006FARMLAND MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Jun 1, 2006 · superseded by the same policya cancellation notice effective Jun 23, 2006 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jun 29, 2005Operating authority reinstatedL&I to May 14, 2026
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Jun 22, 2005Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 18, 2005Operating authority reinstatedL&I to May 14, 2026
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May 9, 2005Operating authority revoked (cause not stated)L&I to May 14, 2026
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Mar 31, 2005FARMLAND MUTUAL INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended Jun 1, 2006 · replaced by another insurera cancellation notice effective Jun 23, 2006 came after the replacement; 14 months in forceL&I to May 14, 2026
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Mar 31, 2005FARMLAND MUTUAL INSURANCE CO.Liability · $5,000,000 · ended Jun 16, 2005 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Sep 1, 2004HARTFORD FIRE INSURANCE COMPANYCargo · on file · on fileL&I to May 14, 2026
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May 30, 2002FMCSA revocation notice for the operating authority, dropped Jun 5, 2002cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 31, 2002RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.Liability · ended May 1, 2005 · cancellation notice took effect37 months in forceL&I to May 14, 2026
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Jan 18, 2002NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability (excess) · $4,000,000 over $1,000,000 · ended May 3, 2002 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jan 18, 2002NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability · $1,000,000 · ended Mar 31, 2002 · replaced by another insurera cancellation notice effective May 3, 2002 came after the replacement; 2 months in forceL&I to May 14, 2026
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Aug 19, 1999Operating authority reinstatedL&I to May 14, 2026
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Jul 27, 1999Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 1, 1999LEXINGTON INSURANCE COMPANYCargo · ended Sep 1, 2004 · replaced by another insurer63 months in forceL&I to May 14, 2026
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Mar 31, 1999NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability (excess) · $5,000,000 over $1,000,000 · ended Jan 18, 2002 · cancellation notice took effect34 months in force; an entry on FMCSA's file showed the limit as 150000L&I to May 14, 2026
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Mar 31, 1999NATIONWIDE AGRIBUSINESS INSURANCE CO.Liability · $1,000,000 · ended Jan 18, 2002 · cancellation notice took effect34 months in forceL&I to May 14, 2026
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Jun 29, 1998Operating authority grantedL&I to May 14, 2026
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Mar 20, 1998MUTUAL SERVICE CASUALTY INSURANCE CO.Cargo · ended May 6, 1999 · cancellation notice took effect14 months in forceL&I to May 14, 2026
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Mar 20, 1998MUTUAL SERVICE CASUALTY INSURANCE CO.Liability · $1,000,000 · ended May 6, 1999 · cancellation notice took effect14 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Missouri (HQ) 63
- Iowa 8
- Arkansas 6
- Kansas 4
- Federal inspectors 3
- Minnesota 1
74% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (846 power units: 846 filed, 76 seen roadside in 24 months).
We'd expect a typical fleet of 846 power units this active to have about 4.8 crashes a year — but only 76 of the 846 filed units were seen roadside in 24 months (0.05 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 18 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 6.0 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 0.05 | |
| HOS Compliance | 3 | 0.08 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 24 | 4.14 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-NOV-24 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.