CRITICAL BUDDHA GROUP INC
DBA: CRITICAL BUDDHA GROUP
(646) 234-9472
criticalbuddhagroup@gmail.com
3900 Westerre Pkwy Ste 300, Henrico VA 23233-1339
8
power units · all owned
7 drivers
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
5 yrs history · 30 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 7 · 4
- Annual miles
- 196k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 3 | 0 | 0 | 3 |
| Tractors | 5 | 0 | 0 | 5 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 11-05-2021 (5 yrs)
- MCS-150 Update
- 08-22-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- ROGER LUTCHMAN
Cargo
64.0
medium risk
General Freight
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about 21% higher than similar fleets.
Similar fleets: interstate fleets of about 8 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.21×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.21× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.9 vs 0.8 for similar fleets
This motor carrier
0.9
Similar fleets
0.8
Chance of a fatal crash, next 12 months
~3%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings191 days without a liability filing on FMCSA's record, the longest of 2 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service11 out-of-service violations against drivers: 9 hours of service, 2 medical certificate (Apr 2025 – Aug 2026).Ask: driver supervision and dispatch practices.
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Driver out-of-service rate33.3% of driver inspections end out of service vs 6.7% nationally (10 of 30).
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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New since the grade was set3 out-of-service inspections after Jul 31, 2026. Not in the grade yet.
Strengths
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 6
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Nov 2024 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
2
0 fatalities · 2 injuries · 0 tow-aways
Inspections
30
27% clean (no violations)
Vehicle out-of-service
30.8%
4 of 13
National avg 22.3%
Driver out-of-service
33.3%
10 of 30
National avg 6.7%
Violations
51
14 out-of-service
Inspected more often than interstate fleets of 6–9 trucks in Virginia (about 8 in 24 months would be typical; 22% of them had none).
Inspections per quarter
With an out-of-service order
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.062 | 0.043 |
| Inspections | 2.56 | 1.58 |
| Violations | 3.19 | 1.56 |
| Critical violations | 0.62 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
51 violations · 24 months-
Hours of service No alert18 · 9 OOSNo log 8 · Logbook / ELD paperwork 6 · False log 4
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Vehicle maintenance No alert16 · 3 OOSLights 5 · Brakes 4 · Tires 1 · Other parts 6
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Unsafe driving No alert15 · 0 OOSReckless / lane 9 · Seat belt 2 · Phone use 1 · Speeding 1 · Other 2
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Driver fitness No alert2 · 2 OOSMedical certificate 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan92026VirginiaInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Nov182024MarylandInjury · 1 person hurtDaylight, two-way trafficway not divided.
2 of the 2 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Aug 25, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 2025
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 6 liability insurers on FMCSA's record, 5 changes: Concert Specialty Insurance Company → Universal Casualty Risk Retention Group, Inc (Aug 2026); KNIGHT SPECIALTY INSURANCE COMPANY → Concert Specialty Insurance Company (Nov 2025); ACCREDITED SPECIALTY INSURANCE COMPANY → KNIGHT SPECIALTY INSURANCE COMPANY (Feb 2025)
- 5 cancellation notices filed by insurers; 2 took effect (the last May 12, 2025, replaced 191 days later); 3 replaced before they took effect
- 2 lapses in liability filings, 200 days in all (the longest 191 days) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 6
Operating authority active (FMCSA's new registration system, status since Mar 11, 2024)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
14 filings and 14 authority events since 2021 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
14 filings and 14 authority events since 2021 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 25, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Nov 19, 2025Concert Specialty Insurance CompanyLiability · $750,000 · ended Aug 25, 2026 · replaced by another insurer9 months in forceFMCSA's new system
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Sep 23, 2025FMCSA revocation notice for the operating authority, dropped Oct 3, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 18, 2025FMCSA revocation notice for the operating authority, dropped Jun 25, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 15, 2025FMCSA revocation notice for the operating authority, dropped Apr 21, 2025opened after KNIGHT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 12, 2025)L&I to May 14, 2026
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Feb 6, 2025FMCSA revocation notice for the operating authority, dropped Feb 10, 2025opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Mar 5, 2025)L&I to May 14, 2026
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Feb 4, 2025KNIGHT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 12, 2025 · cancellation notice took effecta cancellation notice effective Oct 20, 2025 came after the replacement; 3 months in forceL&I to May 14, 2026
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Oct 14, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 4, 2025 · replaced by another insurera cancellation notice effective Mar 5, 2025 came after the replacement; 4 months in forceL&I to May 14, 2026
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Mar 11, 2024Operating authority reinstatedL&I to May 14, 2026
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Mar 5, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 14, 2024 · superseded by the same policy7 months in forceL&I to May 14, 2026
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Mar 4, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Dec 30, 2023PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $750,000 · ended Feb 24, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Dec 21, 2023FMCSA revocation notice for the operating authority, dropped Jan 2, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 13, 2023PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $750,000 · ended Dec 30, 2023 · superseded by the same policy2 months in forceL&I to May 14, 2026
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Nov 8, 2023FMCSA revocation notice for the operating authority, dropped Nov 17, 2023opened after PROGRESSIVE NORTHERN INSURANCE COMPANY filed a cancellation notice (effective Nov 11, 2023)L&I to May 14, 2026
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Oct 30, 2023BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANLiability · $750,000 · ended Nov 13, 2023 · replaced by another insurera cancellation notice effective Dec 5, 2023 came after the replacementL&I to May 14, 2026
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Oct 16, 2023FMCSA revocation notice for the operating authority, dropped Nov 6, 2023opened after PROGRESSIVE NORTHERN INSURANCE COMPANY filed a cancellation notice (effective Nov 11, 2023)L&I to May 14, 2026
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Sep 5, 2023PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $750,000 · ended Oct 30, 2023 · replaced by another insurera cancellation notice effective Nov 11, 2023 came after the replacement; 2 months in forceL&I to May 14, 2026
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Sep 5, 2023FMCSA revocation notice for the operating authority, dropped Sep 7, 2023opened after PROGRESSIVE NORTHERN INSURANCE COMPANY filed a cancellation notice (effective Oct 2, 2023)L&I to May 14, 2026
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Mar 24, 2023PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $1,000,000 · ended Sep 5, 2023 · replaced by the same insurer (renewal)a cancellation notice effective Oct 2, 2023 came after the replacement; 5 months in forceL&I to May 14, 2026
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Feb 27, 2023FMCSA revocation notice for the operating authority, dropped Feb 28, 2023opened after PROGRESSIVE NORTHERN INSURANCE COMPANY filed a cancellation notice (effective Mar 24, 2023)L&I to May 14, 2026
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Oct 28, 2022FMCSA revocation notice for the operating authority, dropped Oct 26, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 25, 2022PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $1,000,000 · ended Mar 24, 2023 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Sep 24, 2022PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $1,000,000 · ended Oct 25, 2022 · superseded by the same policy1 month in forceL&I to May 14, 2026
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Apr 1, 2022PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $750,000 · ended Sep 24, 2022 · superseded by the same policy6 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Georgia 6
- Mississippi 3
- North Carolina 3
- South Carolina 3
- Louisiana 2
- Maryland 2
- New Jersey 2
- Tennessee 2
Runs well beyond its home state: 1 of 30 inspections were in Virginia.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.8
Actual, last 12 mo
2.0
Projected, next 12 mo
0.9
0
1.25
2.5
We'd expect a typical fleet of this size this active to have about 0.8 crashes a year. This motor carrier recorded 2 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 2.6× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.9 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
30 inspections
and 2 crashes.
The FMCSA record tables now hold 14 inspections and 1 crash in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Nov 18, 2024 · MD · 1 injury, 0 fatalities · engine severity weight 5
- Out-of-service inspection May 8, 2025 · MA · level 2 · 3 driver OOS · 6 violations
- Out-of-service inspection May 7, 2025 · OH · level 2 · 1 driver OOS · 1 violation
- Out-of-service inspection Apr 11, 2025 · GA · level 3 · 1 driver OOS · 1 violation
- Out-of-service inspection Nov 18, 2024 · MD · level 2 · 1 vehicle OOS · 0 violations
- 4 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- Out-of-service inspection Aug 11, 2026 · LA · level 1 · 1 vehicle OOS, 1 driver OOS · 5 violations
- Out-of-service inspection Aug 18, 2026 · TX · level 1 · 1 driver OOS · 0 violations
- Out-of-service inspection Sep 16, 2026 · MS · level 1 · 1 vehicle OOS · 1 violation
- 5 further inspections with no out-of-service result — not yet scored
Confidence: Moderate · Z = 0.30
Satisfactory — 1.21x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.071 crashes per power-unit-year for a 11-unit for-hire fleet (pu10_19). Violations 1.29x (driver behaviour 3.73x, out-of-service 2.13x, all violations 1.82x; 30 inspections). Experience 0.93x: 1.2 decayed crashes against 1.6 expected over 36 months (credibility 0.30, a 3.58). 80% range 0.56–1.96x. Fleet sized at 11 units from roadside VINs (8 filed). Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
30
Driver Insp
30
Driver OOS
10
Vehicle Insp
13
Vehicle OOS
4
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 12 | 10.27 | |
| HOS Compliance | 13 | 3.03 | |
| Driver Fitness | 1 | 0.11 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 8 | 4.24 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-MAR-25 – 28-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.