MZ CARGO INC
(380) 223-3377
mzcargoinfo@gmail.com
11427 Reed Hartman Hwy Ste 140, Cincinnati OH 45241
75
tractors · all leased
75 drivers
9M mi/yr · ~120k per unit
Satisfactory
FRED Score 66.3 / 100
High confidence
5 yrs history · 368 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 75
- Drivers · CDL
- 75 · 75
- Annual miles
- 9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 75 | 0 | 75 |
| Trailers | 0 | 0 | 60 | 60 |
Registration
- Registered
- 12-02-2021 (5 yrs)
- MCS-150 Update
- 08-27-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- AKHMAJON ERKINOVICH DJUMAEV
Cargo
66.2
medium risk
Motor Vehicles
Intermodal Containers
General Freight
Building Materials
Other: OTHER
US Mail
Paper Products
Construction
- High-Risk Cargo
- Motor Vehicles, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 1.7× as often as the median active fleet of 100–199 trucks.
This motor carrier 0.86×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
9.4 vs 10.9 for similar fleets
Likely 4–15 crashes
This motor carrier
9.4
Similar fleets
10.9
Chance of a fatal crash, next 12 months
~22%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 20 crashes on the FMCSA record in 24 months (about 10 a year), including 3 with injuries; similar fleets have about 11 a year. The grade counts 25 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.57× the rate expected for its inspections, but violations 0.69×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service9 out-of-service violations against drivers: 6 hours of service, 2 English proficiency, 1 no valid CDL (Dec 2024 – Sep 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 45 of 229 violations (20%). Brake or tire defects led to 34 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 9 for speeding 15+ mph over or in a work zone and 4 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 2.7% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 29
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Excessive speeding: 15
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
20
0 fatalities · 3 injuries · 0 tow-aways
Inspections
368
61% clean (no violations)
Vehicle out-of-service
25.3%
39 of 154
National avg 22.3%
Driver out-of-service
2.7%
10 of 368
National avg 6.7%
Violations
229
53 out-of-service
Inspected more often than interstate fleets of 50–99 trucks in Ohio (about 81 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 6 inspections.
vs 4,136 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.133 | 0.026 |
| Inspections | 3.43 | 0.97 |
| Violations | 1.53 | 0.57 |
| Critical violations | 0.39 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
229 violations · 24 months-
Vehicle maintenance No alert128 · 44 OOSBrakes 45 · Tires 31 · Lights 25 · Wheels & hubs 7 · Cargo securement 6 · 14 more
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Unsafe driving No alert62 · 0 OOSReckless / lane 28 · Speeding 17 · Phone use 4 · Seat belt 2 · Other 11
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Hours of service No alert35 · 6 OOSLogbook / ELD paperwork 24 · No log 5 · False log 4 · Over hours limit 2
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Driver fitness No alert4 · 3 OOSEnglish proficiency 2 · No valid CDL 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug192026South CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul152026ArkansasInjury · 1 person hurtWet road, dark - not lighted, rain, two-way trafficway divided unprotected median.
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Jun232026OklahomaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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Feb152026GeorgiaProperty damage onlyWet road, dark - lighted, rain. FMCSA: not preventable.
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Dec172025PennsylvaniaProperty damage onlyDaylight. FMCSA: not preventable.
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Dec72025FloridaProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided unprotected median.
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Oct102025West VirginiaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Sep162025AlabamaProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Mar172025AlabamaInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
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Feb92025FloridaInjury · 1 person hurtDawn, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Oct142024IllinoisProperty damage onlyDaylight, two-way trafficway not divided. Hazmat released. FMCSA: not preventable.
12 more in the FMCSA records below.
3 of the 20 crashes hurt someone but killed no one.
1 of the 20 crashes released hazardous materials.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$750,000 · Trisura Specialty Insurance Companyon record since Oct 2, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Mar 2022
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 2 liability insurers on FMCSA's record, 1 change: National Specialty Insurance Company → Trisura Specialty Insurance Company (Jul 2026)
- 7 cancellation notices filed by insurers; 7 took effect (the last Jul 20, 2026, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 5
Operating authority active (FMCSA's new registration system, status since Mar 25, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 9 authority events since 2022 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
16 filings and 9 authority events since 2022 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 2, 2026Trisura Specialty Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Jul 20, 2026Trisura Specialty Insurance CompanyLiability · $750,000 · ended Oct 19, 2026 · replaced by the same insurer (renewal)3 months in forceFMCSA's new system
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Jun 20, 2026FMCSA suspension notice for the operating authority, effective Jul 20, 2026the authority stayed activeFMCSA's new system
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Apr 5, 2026National Specialty Insurance CompanyLiability · $1,000,000 · ended Jul 20, 2026 · cancellation notice took effect3 months in forceFMCSA's new system
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Oct 14, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Apr 5, 2026 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Sep 17, 2025FMCSA revocation notice for the operating authority, dropped Oct 10, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Sep 15, 2025)L&I to May 14, 2026
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Sep 15, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 14, 2025 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jul 20, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Sep 15, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jun 23, 2025FMCSA revocation notice for the operating authority, dropped Jul 3, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jul 20, 2025)L&I to May 14, 2026
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Oct 24, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Jul 20, 2025 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Sep 27, 2024FMCSA revocation notice for the operating authority, dropped Oct 25, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 24, 2024)L&I to May 14, 2026
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Jul 20, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 24, 2024 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jun 24, 2024FMCSA revocation notice for the operating authority, dropped Jul 15, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jul 20, 2024)L&I to May 14, 2026
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Sep 20, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 3, 2023 · cancellation notice took effectL&I to May 14, 2026
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Sep 20, 2023FMCSA revocation notice for the operating authority, dropped Sep 21, 2023opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Sep 20, 2023)L&I to May 14, 2026
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Jul 20, 2023STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Jul 20, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 20, 2023STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Sep 20, 2023 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 12, 2023FMCSA revocation notice for the operating authority, dropped Jul 18, 2023opened after INDEMNITY INSURANCE CO. OF NORTH AMERICA filed a cancellation notice (effective Aug 5, 2023)L&I to May 14, 2026
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Feb 22, 2023INDEMNITY INSURANCE CO. OF NORTH AMERICALiability · $1,000,000 · ended Jul 20, 2023 · replaced by another insurera cancellation notice effective Aug 5, 2023 came after the replacement; 5 months in forceL&I to May 14, 2026
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Dec 14, 2022PROGRESSIVE PREFERRED INSURANCE CO.Liability · $1,000,000 · ended Feb 22, 2023 · replaced by another insurer2 months in forceL&I to May 14, 2026
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Oct 9, 2022PROGRESSIVE PREFERRED INSURANCE CO.Liability · $1,000,000 · ended Dec 14, 2022 · superseded by the same policy2 months in forceL&I to May 14, 2026
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Jul 1, 2022FMCSA revocation notice for the operating authority, dropped Jun 30, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 29, 2022PROGRESSIVE PREFERRED INSURANCE CO.Liability · $750,000 · ended Oct 9, 2022 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Mar 25, 2022Operating authority grantedL&I to May 14, 2026
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Mar 4, 2022PROGRESSIVE PREFERRED INSURANCE CO.Liability · $750,000 · ended Jun 29, 2022 · superseded by the same policy4 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- North Carolina 26
- Kansas 23
- Tennessee 22
- Maryland 21
- Illinois 19
- Kentucky 19
- New Mexico 18
- Ohio (HQ) 17
Runs well beyond its home state: 17 of 368 inspections were in Ohio.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (154 power units: 75 filed, 154 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
10.9
Actual, per year in window
8.3
Projected, next 12 mo
9.4
0
6
12
We'd expect a typical fleet of 154 power units this active to have about 10.9 crashes a year (sized from the 154 units seen roadside; 75 filed). This motor carrier recorded 25 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 8.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 9.4 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 22% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
354 inspections
and 25 crashes.
The FMCSA record tables now hold 348 inspections and 20 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- 20 inspections with no out-of-service result
Confidence: High · Z = 0.90
Satisfactory — 0.86x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.071 crashes per power-unit-year for a 154-unit for-hire fleet (pu100_199). Violations 1.02x (driver behaviour 1.57x, out-of-service 0.96x, all violations 0.69x; 354 inspections). Experience 0.84x: 14.1 decayed crashes against 17.1 expected over 36 months (credibility 0.90, a 1.90). 80% range 0.58–1.17x. Fleet sized at 154 units from roadside VINs (75 filed). Last change: fleet size or class.
Since the previous weekly run the risk relativity moved +6.3%, driven by fleet size or class attributes.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
7.1 crashes per 100 power-unit-years
154 power units (75 filed, 154 seen roadside) · 10.88 expected crashes a year
Violation relativity
1.02×
354 inspections in window
Crash experience
0.84×
14.1 decayed crashes vs 17.1 expected · credibility 0.90
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.86× (80% range 0.58–1.17×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
368
Driver Insp
368
Driver OOS
10
Vehicle Insp
154
Vehicle OOS
39
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 58 | 6.07 | |
| HOS Compliance | 26 | 0.36 | |
| Driver Fitness | 4 | 0.07 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 73 | 4.72 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JAN-25 – 31-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.