MESHOPPEN STONE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 27
- Drivers · CDL
- 34 · 34
- Annual miles
- 586k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 18 | 2 | 0 | 20 |
| Tractors | 5 | 2 | 0 | 7 |
| Trailers | 13 | 11 | 0 | 24 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (01-11-2010) · 16 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 02-10-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- WILLIAM M RUARK
- Officer
- RYAN RUARK
Cargo
- High-Risk Cargo
- Motor Vehicles, Machinery Large, Refrigerated Food, Meat
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Apr 2025).Ask: driver qualification files and hiring standards.
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Cargo securement and lightsCargo securement are 4 of 12 violations (33%). Cargo securement or light defects led to 2 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 13.3% vs 22.3% national; driver 3.3% vs 6.7%.
- No FMCSA BASIC alerts.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.019 | 0.027 |
| Inspections | 1.15 | 1.02 |
| Violations | 0.22 | 0.71 |
| Critical violations | 0.06 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
12 violations · 24 months-
Vehicle maintenance No alert10 · 2 OOSCargo securement 4 · Lights 4 · Other parts 2
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Unsafe driving No alert1 · 0 OOSSpeeding 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Dec292025PennsylvaniaProperty damage onlyIce road, daylight.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · National Interstate Insurance Companyon record since Jun 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 19941 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: THE TRAVELERS INDEMNITY CO. OF CONNECTICUT → National Interstate Insurance Company (Jun 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Oct 24, 1994)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 5 authority events since 1994 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 1, 2026National Interstate Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jun 1, 2025National Interstate Insurance CompanyLiability · $2,000,000 · on fileFMCSA's new system
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Jun 2, 2012THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $750,000 · ended Jun 1, 2025 · replaced by another insurer156 months in forceL&I to May 14, 2026
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Jun 2, 2011THE CHARTER OAK FIRE INSURANCE CO.Liability · $1,000,000 · ended Jun 2, 2012 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 2, 2010TRAVELERS INDEMNITY COMPANYLiability · $1,000,000 · ended Jun 2, 2011 · replaced by another insurera cancellation notice effective Jul 14, 2011 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 2, 2007TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jul 2, 2016 · cancellation notice took effect109 months in forceL&I to May 14, 2026
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Jun 2, 2007THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $1,000,000 · ended Jun 2, 2010 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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May 7, 2007FMCSA revocation notice for the operating authority, dropped May 22, 2007opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2007)L&I to May 14, 2026
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Jun 2, 2006LINCOLN GENERAL INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 8, 2006FMCSA revocation notice for the operating authority, dropped May 26, 2006opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2006)L&I to May 14, 2026
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Jun 2, 2005LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 6, 2005FMCSA revocation notice for the operating authority, dropped Jun 1, 2005opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2005)L&I to May 14, 2026
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Jun 2, 2004LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 6, 2004FMCSA revocation notice for the operating authority, dropped Jun 4, 2004opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2004)L&I to May 14, 2026
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Jun 2, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 1, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2003 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Jun 2, 2002FEDERAL INSURANCE CO.Cargo · ended Jun 2, 2007 · replaced by another insurer60 months in forceL&I to May 14, 2026
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Jun 2, 2002LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2003 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Jan 1, 2002CANAL INSURANCE CO.Cargo · ended Aug 2, 2002 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Jan 1, 2002LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2002 · replaced by the same insurer (renewal)5 months in forceL&I to May 14, 2026
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Jan 1, 2001TIG SPECIALTY INSURANCE COMPANYCargo · ended Jan 1, 2002 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 1, 2001TIG INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2002 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 22, 1999LIBERTY MUTUAL INSURANCE CO.Cargo · ended Apr 25, 2001 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Apr 22, 1999LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2001 · replaced by another insurera cancellation notice effective Sep 1, 2001 came after the replacement; 20 months in forceL&I to May 14, 2026
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Dec 1, 1997LIBERTY MUTUAL INSURANCE CO.Cargo · ended Apr 22, 1999 · replaced by the same insurer (renewal)17 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Pennsylvania (HQ) 29
- Maryland 1
Mostly inspected in its home state (97%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (27 power units: 27 filed, 17 seen roadside in 24 months).
We'd expect a typical fleet of 27 power units this active to have about 0.8 crashes a year. This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.6 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.34 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.18 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 1.92 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-OCT-25 – 31-DEC-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.