DisputeDispute this score

Motor Carrier Safety Report

DOT #3906911 · ELAAF LLC

Generated

ELAAF LLC

DOT# 3906911 MC# 1441003 Bethlehem, PA Authorized For-Hire

(845) 520-8881 elaafusa@gmail.com 1027 W Broad St, Bethlehem PA 18018

6 tractors · all owned 7 drivers 194k mi/yr · ~32k per unit

Not enough record

Graded once the record supports it

4 yrs history · 36 roadside inspections

Checking FMCSA…

Fleet & equipment

Power units: 6
Drivers · CDL: 7 · 7
Annual miles: 194k

Type	Own	Total
Trucks	0	0
Tractors	6	6
Trailers	0	0

Registration

Registered: 06-24-2022 (4 yrs)
MCS-150 Update: 04-22-2026
FRED Score Date: Nov 07, 2026
Officer: MUHAMMAD OUUN

Cargo

66.2

medium risk

Motor Vehicles Metal: Sheets/Coils/Rolls Intermodal Containers Meat Refrigerated Food General Freight Building Materials Fresh Produce Beverages US Mail Dry Bulk Paper Products Utility Construction

High-Risk Cargo: Motor Vehicles, General Freight, Refrigerated Food, Meat

Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.

Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.

Not enough record to grade yet.

36 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.

Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.

Per truck, fleets like this one are expected to crash about 1.7× as often as the median active fleet of 10–19 trucks.

80% likely range 0.42×–1.63×

ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical

▲ Similar fleets 1.0×

Expected crashes, next 12 months

0.7 vs 0.7 for similar fleets

Likely 0–2 crashes

This motor carrier

0.7

Similar fleets

0.7

A record this thin can't pin that down: about a 1-in-9 chance it runs at Poor-level crash rates.

Ask

Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (6 power units).

What the record shows

Crash history

betterworse

About typical. 1 crash on the FMCSA record in 24 months (about 0.5 a year); similar fleets have about 0.7 a year.

Roadside inspections

betterworse

Worse than peers. Unsafe-driving and hours-of-service violations 1.52× the rate expected for its inspections. Together they move its crash estimate +4%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.

Worth a closer look

From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.

Drivers put out of service

3 out-of-service violations against drivers: 2 hours of service, 1 no valid CDL (Jan 2026 – Jun 2026).

Ask: driver supervision and dispatch practices.
Brakes and tires

Brakes are 7 of 30 violations (23%). Brake or tire defects led to 5 out-of-service orders.

Ask: the preventive-maintenance schedule and shop records.
Falsified logs

2 false-log violations in 24 months.

Ask: how hours are audited against ELD and fuel records.

Strengths

1 crash in 24 months. No injuries, no fatalities.
No FMCSA BASIC alerts.

Data flags

Dangerous driving: 3

Track record

FMCSA record, Oct 2024 – Jul 2026 · grade scored on Sep 1, 2023 → Sep 30, 2026

Crashes

0 fatalities · 0 injuries · 0 tow-aways

Inspections

53% clean (no violations)

Vehicle out-of-service

27.8%

5 of 18

National avg 22.3%

Driver out-of-service

5.6%

2 of 36

National avg 6.7%

Violations

10 out-of-service

Inspections per quarter With an out-of-service order

vs 70,135 peer fleets

	This motor carrier	Peers
Crashes	0.083	0.039
Inspections	3.67	1.41
Violations	2.50	1.44
Critical violations	0.58	0.26

	This motor carrier	Peers
Crashes	0.258	0.064
Inspections	11.34	2.29
Violations	7.73	2.40
Critical violations	1.80	0.42

Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.

What they get cited for

30 violations · 24 months

Vehicle maintenance No alert

15 · 7 OOS

Brakes 7 · Tires 2 · Cargo securement 1 · Lights 1 · Wheels & hubs 1 · 3 more
Unsafe driving No alert

7 · 0 OOS

Reckless / lane 3 · Seat belt 1 · Speeding 1 · Other 2
Hours of service No alert

7 · 2 OOS

Logbook / ELD paperwork 4 · False log 2 · No log 1
Driver fitness No alert

1 · 1 OOS

No valid CDL 1
Drugs & alcohol No alert

0

Out-of-service violations “No alert” = under FMCSA's BASIC intervention threshold

Violations by quarter

Tap a category to show or hide it

No violation trend data

Crashes

24 months

May

29

2026

Mississippi
Property damage only
Wet road, dark - not lighted, two-way trafficway divided unprotected median.

No other reportable crashes on the FMCSA record.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since

Today · live FMCSA check

Checking FMCSA…

Last on FMCSA's record (May 14, 2026): $750,000 · A-ONE COMMERCIAL INSURANCE RRG, INC (risk retention group)
on record since Apr 23, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Aug 2023
Cargo filing: not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record

36 months to May 14, 2026

4 liability insurers on FMCSA's record, 4 changes: STAR MUTUAL RRG → A-ONE COMMERCIAL INSURANCE RRG, INC (Apr 2026); UNITED FINANCIAL CASUALTY COMPANY → STAR MUTUAL RRG (Aug 2025); TRISURA SPECIALTY INSURANCE COMPANY → UNITED FINANCIAL CASUALTY COMPANY (Sep 2024)
6 cancellation notices filed by insurers; 4 took effect (the last Aug 22, 2025, replaced the same day); 2 replaced before they took effect
No gap in filed liability coverage while liability was required

Authority

FMCSA notices resolved in time: 2

Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 20, 2026)

Who insures fleets like this →

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Every insurance filing on the FMCSA record

10 filings and 6 authority events since 2022 · FMCSA record through May 14, 2026

Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.

Apr 23, 2026

A-ONE COMMERCIAL INSURANCE RRG, INC (risk retention group)

Liability · $750,000 · on file

L&I to May 14, 2026
Mar 30, 2026

FMCSA revocation notice for the operating authority, dropped Apr 20, 2026

opened after STAR MUTUAL RRG filed a cancellation notice (effective Apr 24, 2026)

L&I to May 14, 2026
Aug 22, 2025

STAR MUTUAL RRG (risk retention group)

Liability · $1,000,000 · ended Apr 23, 2026 · replaced by another insurer

a cancellation notice effective Apr 24, 2026 came after the replacement; 8 months in force

L&I to May 14, 2026
Jul 28, 2025

FMCSA revocation notice for the operating authority, dropped Aug 13, 2025

opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 22, 2025)

L&I to May 14, 2026
Sep 10, 2024

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Sep 27, 2024 · cancellation notice took effect

1 month in force

L&I to May 14, 2026
Sep 6, 2024

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Sep 10, 2024 · cancellation notice took effect

L&I to May 14, 2026
Aug 22, 2024

TRISURA SPECIALTY INSURANCE COMPANY

Liability · $1,000,000 · ended Aug 22, 2025 · cancellation notice took effect

12 months in force

L&I to May 14, 2026
Nov 2, 2023

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Aug 22, 2024 · replaced by another insurer

a cancellation notice effective Sep 6, 2024 came after the replacement; 10 months in force

L&I to May 14, 2026
Aug 22, 2023

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Nov 2, 2023 · cancellation notice took effect

2 months in force

L&I to May 14, 2026
Aug 22, 2023

Operating authority reinstated

L&I to May 14, 2026
Mar 28, 2023

Operating authority revoked (cause not stated)

L&I to May 14, 2026
Sep 27, 2022

PROGRESSIVE CASUALTY INSURANCE COMPANY

Liability · $1,000,000 · ended Mar 22, 2023 · cancellation notice took effect

6 months in force

L&I to May 14, 2026
Aug 31, 2022

FMCSA revocation notice for the operating authority, dropped Sep 28, 2022

opened after PROGRESSIVE CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 27, 2022)

L&I to May 14, 2026
Aug 22, 2022

PROGRESSIVE CASUALTY INSURANCE COMPANY

Liability · $1,000,000 · ended Sep 27, 2022 · cancellation notice took effect

1 month in force

L&I to May 14, 2026
Jul 28, 2022

Operating authority granted

L&I to May 14, 2026
Jul 22, 2022

PROGRESSIVE COUNTY MUTUAL

Liability · $1,000,000 · ended Aug 22, 2022 · replaced by the same insurer (renewal)

1 month in force

L&I to May 14, 2026

What the terms mean

Liability filing (BIPD):: The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
FMCSA minimum:: $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
Primary / excess:: An excess filing sits on top of a primary one; together they make the total filed limit.
Replaced:: A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
Cancellation notice:: Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
Cancellation processed by FMCSA:: FMCSA itself ended the filing, for example when the authority was revoked.
Lapse:: Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
Suspended for insurance:: FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
FMCSA notice resolved in time:: Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
Suspension notice:: Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
Cargo filing:: Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
Broker bond / trust fund:: Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
Self-insurance authority:: FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
Risk retention group:: An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
FMCSA record through:: The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.

FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?

Where it happens

Loading map data…

Inspections by state

New Mexico 4
Pennsylvania (HQ) 4
California 3
Texas 3
Kentucky 2
Louisiana 2
Montana 2
New York 2

11% of inspections were in its home state.

How the estimate is calculated

The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.

Forward 12-Month Risk Outlook

The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (13 power units: 6 filed, 13 seen roadside in 24 months).

Crash Outlook vs Peer Fleet

crashes per year · same scale

Average peer fleet

0.7

Actual, per year in window

0.3

Projected, next 12 mo

0.7

0 0.5 1

We'd expect a typical fleet of 13 power units this active to have about 0.7 crashes a year (sized from the 13 units seen roadside; 6 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.

Fatal-crash risk: about 2% chance in the next 12 months

Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).

Track Record Used

Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026

Inside that window: 36 inspections and 1 crash.

Why there is no grade. Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none passes. Here the 80% likely range (0.42×–1.63×) still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as widely around it as records that support a Satisfactory grade.

Confidence: Low · Z = 0.27

Satisfactory — 0.97x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.058 crashes per power-unit-year for a 13-unit for-hire fleet (pu10_19). Violations 1.04x (driver behaviour 1.52x, out-of-service 1.04x, all violations 0.89x; 36 inspections). Experience 0.93x: 0.9 decayed crashes against 1.2 expected over 36 months (credibility 0.27, a 3.18). 80% range 0.42–1.63x. Fleet sized at 13 units from roadside VINs (6 filed). Last change: no change since the last run.

No change since the previous weekly run.

Scoring flags Thin record (low credibility: little exposure behind the grade) (informational — no grade effect)

What Drives This Score

1.00× = this motor carrier's class rate

FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.

Class rate

5.8 crashes per 100 power-unit-years

13 power units (6 filed, 13 seen roadside) · 0.75 expected crashes a year

Violation relativity

1.04×

36 inspections in window

Crash experience

0.93×

0.9 decayed crashes vs 1.2 expected · credibility 0.27

Driver behaviour

1.52×

Out-of-service rate

1.04×

All violations

0.89×

0×1× class2×+

Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.

Relativity to class 0.97× (80% range 0.42–1.63×) · band Satisfactory · cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above

Full methodology · Scoring white paper · Validation study

FMCSA records

BASIC measures and every inspection, violation and crash, sortable and filterable.

FMCSA BASIC Scores

AB Property

Total Inspections

Driver Insp

Driver OOS

Vehicle Insp

Vehicle OOS

BASIC	Insp w/ Viol	Measure
Unsafe Driving	7	5.88
HOS Compliance	5	1.12
Driver Fitness	1	0.47
Controlled Substances	0	0.00
Vehicle Maintenance	8	3.22

SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-26 – 30-APR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.

ELAAF LLC

Fleet & equipment

Registration

Cargo

Worth a closer look

Track record

What they get cited for

Violations by quarter

Crashes

Insurance filed with FMCSA

Where it happens

Forward 12-Month Risk Outlook

FMCSA BASIC Scores

FMCSA Inspection Records

FMCSA Crash Records

FMCSA Violation Records

ELAAF LLC

FMCSA Live Status

Fleet & equipment

Registration

Cargo

Worth a closer look

Track record

What they get cited for

Violations by quarter

Crashes

Insurance filed with FMCSA

Where it happens

Forward 12-Month Risk Outlook

FMCSA BASIC Scores

FMCSA Inspection Records

FMCSA Crash Records

FMCSA Violation Records