FLAT RATE MOVING & STORAGE LLC
DBA: FRMS TRANSPORTATION
FMCSA Live Status
Fleet & equipment
- Power units
- 2
- Drivers · CDL
- 2 · 0
- Annual miles
- 500k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 2 | 0 | 0 | 2 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Cargo Operation
- Interstate
- Scope
- Interstate (Beyond 100 miles), Interstate (Within 100 miles)
- Registered
- 06-28-2022 (4 yrs)
- MCS-150 Update
- 05-30-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- GILAD ZUKIN
Cargo
- High-Risk Cargo
- Household Goods
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
This motor carrier reports 250,000 miles per power unit annually, which exceeds typical single-driver limits (~150,000–180,000 miles/year). This motor carrier is still rated, but the high utilization may indicate:
- Team driving operations where trucks run nearly 24/7 with rotating drivers
- Stale fleet count in MCS-150 (power units not updated while operations expanded)
- Data entry anomaly in annual mileage reporting
- Expedited/dedicated routes with unusually high truck utilization
Not enough record to grade yet.
4 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans better than similar fleets (about a 70% chance), but not by enough to grade.
Similar fleets: for-hire fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Per truck, fleets like this one are expected to crash about 2.2× as often as the median active fleet of 2–5 trucks.
A record this thin can't pin that down: about a 1-in-10 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Drivers put out of service2 out-of-service violations against drivers: 1 hours of service, 1 no valid CDL (Jan 2026).Ask: driver supervision and dispatch practices.
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Household-goods moverExclusively hauls household goods, so its cargo and operating profile differ from general freight.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.039 |
| Inspections | 1.75 | 1.41 |
| Violations | 0.50 | 1.44 |
| Critical violations | 0.00 | 0.26 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Unsafe driving No alert0
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Vehicle maintenance No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIAon record since Oct 5, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Oct 2022
- Cargo filing
- required · on file · PENNSYLVANIA MANUF. ASSOC. INS. since Aug 9, 2025
- 2 liability insurers on FMCSA's record, 1 change: PROGRESSIVE CASUALTY INSURANCE COMPANY → STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA (Aug 2024)
- 5 cancellation notices filed by insurers; 5 took effect (the last Oct 5, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 8
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Oct 7, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
11 filings and 9 authority events since 2022 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 5, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · on fileL&I to May 14, 2026
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Sep 8, 2025FMCSA revocation notice for the operating authority, dropped Oct 7, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 5, 2025)L&I to May 14, 2026
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Aug 9, 2025PENNSYLVANIA MANUF. ASSOC. INS.Cargo · on file · on fileL&I to May 14, 2026
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Aug 2, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 5, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 14, 2025FMCSA revocation notice for the operating authority, dropped Aug 11, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Aug 2, 2025)L&I to May 14, 2026
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Jul 7, 2025FMCSA revocation notice for the operating authority, dropped Aug 4, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Aug 2, 2025)L&I to May 14, 2026
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May 3, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Aug 2, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Apr 7, 2025FMCSA revocation notice for the operating authority, dropped May 2, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective May 3, 2025)L&I to May 14, 2026
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Dec 9, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended May 3, 2025 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Nov 12, 2024FMCSA revocation notice for the operating authority, dropped Dec 12, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Dec 9, 2024)L&I to May 14, 2026
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Oct 18, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Dec 9, 2024 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 23, 2024FMCSA revocation notice for the operating authority, dropped Oct 21, 2024opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Oct 18, 2024)L&I to May 14, 2026
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Aug 9, 2024PENNSYLVANIA MANUF. ASSOC. INS.Cargo · ended Aug 9, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 2, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $1,000,000 · ended Oct 18, 2024 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jul 15, 2024FMCSA revocation notice for the operating authority, dropped Aug 5, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 9, 2023PENNSYLVANIA MANUF. ASSOC. INS.Cargo · ended Aug 9, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 13, 2023FMCSA revocation notice for the operating authority, dropped Aug 3, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 4, 2022Operating authority grantedL&I to May 14, 2026
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Oct 27, 2022PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Aug 2, 2024 · replaced by another insurer21 months in forceL&I to May 14, 2026
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Aug 9, 2022PENNSYLVANIA MANUF. ASSOC. INS.Cargo · ended Aug 9, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- New York (HQ) 2
- Alabama 1
- Maryland 1
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (4 power units: 2 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 4 power units this active to have about 0.3 crashes a year (sized from the 4 units seen roadside; 2 filed). This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.2 over the next 12.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 1.75 | |
| Driver Fitness | 1 | 0.75 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (07-JUL-26 – 20-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.