TORO OIL HAULERS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 41
- Drivers · CDL
- 49 · 49
- Annual miles
- 737k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 17 | 24 | 0 | 41 |
| Trailers | 20 | 6 | 0 | 26 |
Registration
- Registered
- 08-03-2022 (4 yrs)
- MCS-150 Update
- 09-29-2026
- FRED Score Date
- Nov 07, 2026
- Officer
- RICKY GARZA
- Officer
- JIM BOB GRANGER
Cargo
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Runs within Texas only. Intrastate fleets in Texas are inspected about 1 a year for every 3 trucks; interstate fleets, about 1 a year for every 2 trucks. Its roadside record counts the same way as an interstate fleet's.
Expected crash rate is about half that of similar fleets.
Similar fleets: intrastate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification2 out-of-service violations against drivers: 2 no valid CDL (Mar 2025 – Jan 2026).Ask: driver qualification files and hiring standards.
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Lights and tiresLights are 123 of 396 violations (31%). Light or tire defects led to 51 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate55.4% of vehicle inspections end out of service vs 30.6% for intrastate motor carriers (62 of 112). Across all its inspections, out-of-service orders run 2.00× what's expected for where and how it's inspected.
- No reportable crashes in 24 months.
- Driver out-of-service rate 1.8% vs 8.5% for intrastate motor carriers.
- No FMCSA BASIC alerts.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than intrastate fleets of 20–49 trucks in Texas (about 25 in 24 months would be typical; 47% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.018 |
| Inspections | 2.35 | 0.45 |
| Violations | 4.83 | 0.33 |
| Critical violations | 1.00 | 0.06 |
Yearly rates from the last 24 months. Peers: intrastate fleets, 20–49 power units, minimal-risk cargo.
What they get cited for
396 violations · 24 months-
Vehicle maintenance No alert393 · 87 OOSLights 123 · Tires 64 · Brakes 47 · Cargo securement 33 · Steering & suspension 18 · 108 more
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Driver fitness No alert3 · 2 OOSNo valid CDL 2 · Medical certificate 1
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Unsafe driving No alert0
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Worth Insurance Companyon record since Sep 9, 2026 · no gap on FMCSA's record since Sep 2023
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: INCLINE AMERICAS INSURANCE COMPANY → Worth Insurance Company (Feb 2026); NATIONAL FIRE & MARINE INSURANCE CO. → INCLINE AMERICAS INSURANCE COMPANY (Feb 2025); STARSTONE NATIONAL INSURANCE COMPANY → NATIONAL FIRE & MARINE INSURANCE CO. (Sep 2024)
- 4 cancellation notices filed by insurers; 2 took effect (the last Feb 27, 2026, replaced the same day); 2 replaced before they took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice served Aug 24, 2026 (suspension effective Sep 23, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Sep 14, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
8 filings and 4 authority events since 2023 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 14, 2026Operating authority reinstatedFMCSA's new system
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Sep 9, 2026Worth Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Aug 24, 2026FMCSA suspension notice for the operating authority, effective Sep 23, 2026the authority stayed activeFMCSA's new system
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Feb 27, 2026Worth Insurance CompanyLiability · $750,000 · ended Sep 23, 2026 · superseded by the same policy7 months in forceFMCSA's new system
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Sep 17, 2025INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Feb 27, 2026 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Jul 24, 2025INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Sep 17, 2025 · superseded by the same policya cancellation notice effective Oct 3, 2025 came after the replacement; 2 months in forceL&I to May 14, 2026
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Feb 27, 2025INCLINE AMERICAS INSURANCE COMPANYLiability · $750,000 · ended Jul 24, 2025 · superseded by the same policya cancellation notice effective Aug 29, 2025 came after the replacement; 5 months in forceL&I to May 14, 2026
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Sep 9, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 1, 2024NATIONAL FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Feb 27, 2025 · replaced by another insurer6 months in forceL&I to May 14, 2026
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Nov 14, 2023Operating authority grantedL&I to May 14, 2026
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Sep 1, 2023STARSTONE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 1, 2023GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Sep 8, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Texas (HQ) 114
Mostly inspected in its home state (100%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (52 power units: 41 filed, 52 seen roadside in 24 months).
We'd expect a typical fleet of 52 power units this active to have about 2.3 crashes a year (sized from the 52 units seen roadside; 41 filed). This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.0 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 3 | 0.13 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 93 | 13.16 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-FEB-25 – 31-DEC-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.