CARGO FREIGHT TRUCKING INC

DOT# 3956174 MC# 1473994 Naperville, IL Authorized For-Hire
(201) 757-0958 dispatch@cftruckinginc.net 1500 Hampton Ct, Naperville IL 60565
6 tractors 3 drivers
Intrastate Only
Poor
FRED Score 10.0 / 100
Low confidence
4 yrs history · 13 roadside inspections

FMCSA Live Status

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Fleet & equipment

Power units
6
Drivers · CDL
3 · 3
Annual miles
100k unreliable
Type Own Term Trip Total
Trucks 0 0 0 0
Tractors 5 1 0 6
Trailers 3 0 0 3

Registration

Registered
09-20-2022 (4 yrs)
MCS-150 Update
12-30-2025
FRED Score Date
Nov 07, 2026
Officer
NATASA KOROSKOSKA

Cargo

60.5
medium risk
Household Goods Metal: Sheets/Coils/Rolls General Freight Building Materials Construction
High-Risk Cargo
General Freight, Household Goods

Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.

Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.

Advisory Grade — Outside the Ranked Book

Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.

Mileage Unreliable

MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).

Intrastate operation

Runs within one state. Roadside inspections are rarer for intrastate fleets than for interstate ones, so this record rests mainly on crash reports, which states file for intrastate trucks too.

Expected crash rate is about 2.5× that of similar fleets.

Similar fleets: interstate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.

This motor carrier 2.54×
ExcellentStrongSatisf.MarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Critical. Its estimate (2.54× similar fleets) is in the Critical range, but the record isn't strong enough to be 60% sure it is above the Critical line (2.11×), so the grade stays Poor.
Expected crashes, next 12 months
0.5 vs 0.2 for similar fleets
Likely 0–2 crashes
This motor carrier
0.5
Similar fleets
0.2
Chance of a fatal crash, next 12 months
~1%
About 2.5× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 4 crashes on the FMCSA record in 24 months (about 2 a year); similar fleets have about 0.2 a year.
Roadside inspections
betterworse
Much worse than peers. Violations 3.52×, out-of-service orders 2.45× and unsafe-driving and hours-of-service violations 2.36× the rate expected for its inspections. Together they move its crash estimate +31%.

Worth a closer look

From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.

  • Lapse in liability filings
    128 days without a liability filing on FMCSA's record (Oct 19, 2023 – Feb 24, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.
    Ask: what covered the fleet during the gap.
  • Drivers put out of service
    3 out-of-service violations against drivers: 2 no valid CDL, 1 hours of service (Nov 2024 – Dec 2025).
    Ask: driver supervision and dispatch practices.
  • Brakes and lights
    Brakes are 16 of 48 violations (33%). Brake or light defects led to 4 out-of-service orders.
    Ask: the preventive-maintenance schedule and shop records.
  • Driver out-of-service rate
    23.1% of driver inspections end out of service vs 6.7% nationally (3 of 13). Across all its inspections, out-of-service orders run 2.45× what's expected for where and how it's inspected.
Strengths
  • 4 crashes in 24 months. No injuries, no fatalities.
  • No FMCSA BASIC alerts.
Data flags
  • Dangerous driving: 1
  • Unreliable reported mileage
    The motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
  • Estimated mileage
    No usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.

Track record

FMCSA record, Sep 2024 – Jan 2026 · grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 0 injuries · 0 tow-aways
Inspections
13
23% clean (no violations)
Vehicle out-of-service
77.8%
7 of 9
National avg 22.3%
Driver out-of-service
23.1%
3 of 13
National avg 6.7%
Violations
48
13 out-of-service

Inspected more often than interstate fleets of 6–9 trucks in Illinois (about 8 in 24 months would be typical).

Inspections per quarter With an out-of-service order
Q4 '24: 3 inspections, 1 out of service 3 Q4 '24 Q1 '25: 3 inspections, 2 out of service 3 Q1 '25 Q2 '25: 1 inspections, 0 out of service 1 Q2 '25 Q3 '25: 2 inspections, 2 out of service 2 Q3 '25 Q4 '25: 2 inspections, 2 out of service 2 Q4 '25 Q1 '26: 1 inspections, 1 out of service 1 Q1 '26
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 57,512 peer fleets
This motor carrierPeers
Crashes 0.333 0.043
Inspections 1.92 1.58
Violations 4.00 1.56
Critical violations 0.92 0.29

Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.

What they get cited for

48 violations · 24 months
  • Vehicle maintenance No alert
    38 · 10 OOS
    Brakes 16 · Lights 12 · Tires 6 · Cargo securement 1 · Other parts 3
  • Hours of service No alert
    5 · 1 OOS
    Over hours limit 2 · False log 1 · Logbook / ELD paperwork 1 · No log 1
  • Driver fitness No alert
    3 · 2 OOS
    No valid CDL 2 · English proficiency 1
  • Unsafe driving No alert
    2 · 0 OOS
    Reckless / lane 1 · Other 1
  • Drugs & alcohol No alert
    0
Out-of-service violations “No alert” = under FMCSA's BASIC intervention threshold

Violations by quarter

Tap a category to show or hide it
No violation trend data

Crashes

24 months
4 crashes
  • Jul
    28
    2026
    Indiana
    Property damage only
    Daylight, two-way trafficway divided unprotected median.
  • Dec
    15
    2025
    Georgia
    Property damage only
    Daylight, two-way trafficway divided unprotected median.
  • Jun
    11
    2025
    West Virginia
    Property damage only
    Dark - lighted, two-way trafficway divided unprotected median.
  • Jan
    30
    2025
    Georgia
    Property damage only
    Dark - lighted, one-way trafficway not divided.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
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Last on FMCSA's record (May 14, 2026)
No liability filing on FMCSA's record through May 14, 2026.
Last filing: ACCREDITED SPECIALTY INSURANCE COMPANY, ended Feb 24, 2026 (cancellation notice took effect).
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • 2 liability insurers on FMCSA's record, 1 change: EVERSPAN INSURANCE COMPANY → ACCREDITED SPECIALTY INSURANCE COMPANY (Feb 2024)
  • 5 cancellation notices filed by insurers; 3 took effect (the last Feb 24, 2026, not replaced on FMCSA's record); 2 replaced before they took effect
  • 128 days without a liability filing (Oct 19, 2023 – Feb 24, 2024) while the authority required one; a later back-dated filing can close a lapse
Authority
  • FMCSA notices resolved in time: 4

Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Mar 2, 2026)

Who insures fleets like this →

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it happens

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Inspections by state
  • Kentucky 3
  • Florida 2
  • Tennessee 2
  • Alabama 1
  • Illinois (HQ) 1
  • Maryland 1
  • Missouri 1
  • North Carolina 1