EQUATOR EXPRESS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 46
- Drivers · CDL
- 23 · 23
- Annual miles
- 991k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 23 | 0 | 23 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 03-19-2023 (3 yrs)
- MCS-150 Update
- 08-04-2026
- FRED Score Date
- Nov 08, 2026
- Officer
- YAKUBOVA DILDORA
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Its risk relativity (0.75× similar fleets) would put it in Strong; this rule holds it at Satisfactory:
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
The downside is never capped.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Jan 6, 2026).Ask: the accident register and loss runs for these crashes.
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Drivers put out of service2 out-of-service violations against drivers: 2 hours of service (Jan 2026 – Mar 2026).Ask: driver supervision and dispatch practices.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected less often than interstate fleets of 20–49 trucks in Pennsylvania (about 46 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.011 | 0.029 |
| Inspections | 0.23 | 1.12 |
| Violations | 0.12 | 0.78 |
| Critical violations | 0.03 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
11 violations · 24 months-
Vehicle maintenance No alert5 · 4 OOSLights 2 · Tires 2 · Wheels & hubs 1
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Hours of service No alert4 · 2 OOSNo log 2 · False log 1 · Logbook / ELD paperwork 1
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Unsafe driving No alert2 · 0 OOSReckless / lane 1 · Speeding 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan62026North CarolinaFatal · 1 deathDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Jul 29, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 20231 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 3 changes: UNITED FINANCIAL CASUALTY COMPANY → Universal Casualty Risk Retention Group, Inc (Jul 2026); KNIGHT SPECIALTY INSURANCE COMPANY → UNITED FINANCIAL CASUALTY COMPANY (Jul 2024); UNITED FINANCIAL CASUALTY COMPANY → KNIGHT SPECIALTY INSURANCE COMPANY (Jun 2024)
- 7 cancellation notices filed by insurers; 4 took effect (the last Apr 1, 2026, replaced the same day); 3 replaced before they took effect
- No gap in filed liability coverage while liability was required
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Jun 15, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
10 filings and 3 authority events since 2023 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 29, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Apr 1, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · on fileFMCSA's new system
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Mar 3, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Apr 1, 2026 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Feb 20, 2026UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Apr 1, 2026 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jul 15, 2025UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Feb 20, 2026 · superseded by the same policya cancellation notice effective Mar 3, 2026 came after the replacement; 7 months in forceL&I to May 14, 2026
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Jun 18, 2025FMCSA revocation notice for the operating authority, dropped Jul 15, 2025opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Jul 15, 2025)L&I to May 14, 2026
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Jul 29, 2024UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Jul 15, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 15, 2024UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Jul 30, 2024 · cancellation notice took effectL&I to May 14, 2026
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Jul 15, 2024FMCSA revocation notice for the operating authority, dropped Jul 30, 2024opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Jul 15, 2024)L&I to May 14, 2026
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Jun 19, 2024KNIGHT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 29, 2024 · replaced by another insurera cancellation notice effective Aug 7, 2024 came after the replacement; 1 month in forceL&I to May 14, 2026
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Apr 6, 2024UNITED FINANCIAL CASUALTY COMPANYLiability · $1,000,000 · ended Jun 19, 2024 · replaced by another insurera cancellation notice effective Jul 15, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jun 15, 2023Operating authority grantedL&I to May 14, 2026
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Jun 9, 2023UNITED FINANCIAL CASUALTY COMPANYLiability · $750,000 · ended Apr 6, 2024 · superseded by the same policy10 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- New Jersey 3
- South Carolina 3
- North Carolina 2
- Pennsylvania (HQ) 2
- Arkansas 1
- California 1
- Connecticut 1
- Florida 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (46 power units: 46 filed, 13 seen roadside in 24 months).
We'd expect a typical fleet of 46 power units this active to have about 1.4 crashes a year. This motor carrier recorded 1 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 1.10 | |
| HOS Compliance | 4 | 0.95 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 4.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-APR-26 – 28-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.